Practice Areas & Industries: Barnes & Thornburg LLP

Practice/Industry Group Overview

Barnes & Thornburg LLP’s Policyholder Insurance Recovery and Coverage Group is dedicated to representing policyholders in all types of insurance coverage matters and disputes. We have assisted clients ranging from Fortune 100 companies to small, privately held businesses in a variety of matters, from complex national counsel engagements to discrete coverage disputes. Our attorneys have litigated against virtually all major insurance carriers in trial and appellate courts throughout the United States.

Our Services
Because we exclusively represent policyholders in coverage matters, we can provide advice and support for all of your insurance coverage needs: from risk assessment to policy procurement, interpretation and construction of existing policies, advice on your rights and obligations in the event of a loss, and enforcement of your rights under your insurance policies. As part of a comprehensive approach to meeting our clients’ needs, we regularly:

• Advise policyholders on procurement issues and insurance programs, including assistance with policy negotiation and placement
• Counsel clients on the scope of their coverage
• Work with policyholders to identify legacy policies that may provide coverage for various types of claims
• Advise policyholders on notice, cooperation, communications with insurance companies, and their rights in the event of a claim
• Represent and counsel policyholders where reservations of rights have been issued
• Work with policyholders and experts in submitting proofs of loss and other documents in support of first-party claims
• Coordinate coverage issues among multiple claimants, parties, policy years, product lines, and multiple layers of coverage
• File suit against insurance companies to obtain payment of disputed claims
• Defend declaratory judgment actions filed by insurance companies
• Counsel clients on reinsurance issues
• Work with clients on complex domestic and international insurance insolvencies
• Advise clients on identifying and submitting claims under lost policies
• Serve as arbitrators in coverage disputes

Experience
Our attorneys have represented clients on claims relating to many different types of commercial insurance, including:

• Complex commercial disputes
• Antitrust claims
• Privacy rights
• Cyber disputes
• Healthcare matters
• Intellectual property and emerging technologies issues
• Toxic tort and environmental claims
• Long-term exposure claims
• Product liability and mass tort litigation
• Asbestos claims
• Silica claims
• Personal injury claims
• Contract disputes
• Employee theft and dishonesty
• First-party property loss
• Time element claims
• Errors and omissions
• Lost policy issues
• D&O insurance
• Commercial crime insurance
• Professional liability
• Employment practice claims