Benjamin D. Horowicz is a principal in the firm's Baltimore office, where he concentrates his practice in the areas of commercial finance, corporate finance and general corporate law, with a focus on biotechnology, healthcare and life sciences companies. Mr. Horowicz represents national and regional banks and financial institutions in commercial finance and real estate transactions. Mr. Horowicz also advises mezzanine and sub-debt lenders in a variety of investments. He is experienced in all aspects of asset-based loan transactions, including acquisition financing, cross-border transactions, revolving credit, term loans, capital expenditure and letter of credit facilities. Mr. Horowicz routinely advises both creditors and debtors in troubled credits. He is experienced in documenting and negotiating forbearance agreements, restructuring credit facilities and reorganizing debtors. Mr. Horowicz also represents companies in connection with financing and general corporate matters. His clientele includes companies in the manufacturing, distribution, services, biotechnology, healthcare and life sciences sectors. As a member of the firm's Life Sciences, Biotechnology and Pharmaceutical practice group, Mr. Horowicz counsels that group's clients in a variety of transactions, including structuring and obtaining growth capital financing, acquisitions and general corporate matters. He also routinely advises capital sources providing credit to, and investing in, biotechnology and life sciences companies. Some of his recent transactions include structuring bridge financing for a public company to support research and development of anti-cancer drug therapies, closing an acquisition credit facility to a Mid-Atlantic home healthcare group and representing an international biotechnology company in its leveraged acquisition of a serum and tissue bank. Credentials American Bar Association Maryland State Bar Association Maryland Super Lawyers® - Rising Stars Edition: Selected for inclusion in the area of Banking (2009-2011) Speaking Engagements "Lender Liability in Maryland," Lorman Education Services, Baltimore, Maryland (June 02, 2005). "Commercial Lending Requirements and Loan Documentation in Maryland," Lorman Education Services, Baltimore, Maryland (May 2004). (Also at 800 West Baltimore Street Office) |