Practice Areas & Industries: Bracewell & Giuliani LLP

Practice/Industry Group Overview

Bracewell attorneys help banks and financial institutions ensure compliance with the complex mix of state and federal regulations that govern their day-to-day operations. We regularly represent clients in their dealing with regulators, examiners and agencies in states across the country. At the federal level, we work closely with representatives of the Comptroller of the Currency, Federal Reserve Board, FDIC, Office of Thrift Supervision, SEC, FTC and the Department of Justice, among others.

Services Available

When enforcement actions arise, we balance an effective, aggressive defense with our clients’ short- and long-term business goals, in order to achieve the most favorable resolution. We provide guidance on broad range of consumer lending and credit-related laws, non-discrimination laws and privacy rules. Other typical matters include:

• Affiliate loans, executive compensation and insider transactions
• Assett quality and reserves
• Lending-limit violations
• Holding company and subsidiary activities
• RESPA-related issues, including questions over controlled business arrangements
• Community Reinvestment Act violations
• Truth-in-lending, truth-in-savings, deposit disclosure and other consumer-protection acts.