Francis X. Crowley: Lawyer with Blank Rome LLP

Francis X. Crowley

Partner; Consumer Finance Litigation Practice Group Leader
Philadelphia,  PA  U.S.A.

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Practice Areas

  • Litigation
  • Commercial and Corporate Litigation
  • Consumer Finance Litigation
  • Insurance
  • Real Estate
  • Consumer Financial Services
  • Financial Institutions
University University of Pennsylvania (B.A./M.A., magna cum laude)
Law SchoolUniversity of Pennsylvania Law School, J.D.
Admitted1984, Pennsylvania; 1985, New Jersey; Supreme Court of the United States; United States Court of Appeals for the Third Circuit; U.S. District Court - Eastern District of Pennsylvania; U.S. District Court - Middle District of Pennsylvania; U.S. District Court - Western District of Pennsylvania; U.S. District Court - New Jersey; U.S. District Court - Colorado

Philadelphia Bar Association
Brehon Law Society
Irish American Business Chamber & Network

BornDarby, Pennsylvania, September 19, 1959


Frank Crowley handles complex litigation matters in federal and state courts and administrative agencies. He assists clients in various real estate fields, including acquisition, development, sales, leasing, and title insurance. Mr. Crowley has represented clients in many industries, as well as public agencies and municipal bodies, in disputes and other matters related to:

•commercial real estate and aircraft foreclosures and workouts

•commercial and construction contracts

•real estate development and title

•product liability

•real estate disputes

•commercial landlord - tenant issues

•shareholder disputes and corporate / partnership dissolutions

•insurance coverage issues relating to Errors & Omissions, Directors' & Officers' and Commercial General Liability policies

•unfair competition and non-compete agreements

•environmental liability and related issues

•municipal and governmental liability

•civil rights

•False Claims Act

•professional liability

•construction defects

•consumer class action

As a member of the Consumer Financial Services team, Mr. Crowley regularly represents lenders and financial institutions in a variety of consumer finance litigation matters in federal and state court, including disputes under TILA, RESPA and FDCPA, title and lien priority disputes, state law UDAP claims, eminent domain cases and a wide variety of common law claims. He is experienced with motions practice, oral argument, the discovery process, trial practice and post-trial work.

Mr. Crowley was named a Pennsylvania SuperLawyer for business litigation in 2013 and 2014.

Community Service & Affiliations

Mr. Crowley is a recipient of the 1991 Human Rights Honors Award given by the Philadelphia Commission on Human Relations (for efforts to reduce racial tension in a city neighborhood); the 2007 Hispanic Heritage Teacher Award (for services to disadvantaged youth); the Support Center for Child Advocates 2009 Distinguished Advocate Award (for representation of children in foster care); and the 2009 Edwin P. Rome Award (for pro bono services). Mr. Crowley also is president of the West Catholic Alumni Association and serves on the boards of several charitable organizations.


In-House Counsel in the Middle: Navigating Issues between the Company and Its Employees[Event]
Marvin Comisky Conference Center, One Logan Square, Philadelphia, PA
June 24, 2008
Michael P. Broadhurst, Francis X. Crowley, Leigh Ann Buziak, Alan M. Freeman, Barry Friedman, Jonathan Scott Goldman, et al.


Third Circuit Holds Debtors Need Not Dispute Debt before Filing Suit under FDCPA[Alert]
Consumer Finance Litigation
July 2014 (No. 1)
Wayne Streibich, Kevin C. Rakowski, Francis X. Crowley and Edward W. Chang

Sixth Circuit Limits Scope of Servicer Liability under TILA and Expands Scope of Pleading Damages under RESPA[Alert]
Consumer Finance Litigation
December 2013 (No. 5)
Kevin C. Rakowski, Wayne Streibich, Francis X. Crowley and Edward W. Chang

California Courts of Appeal Follow Wigod in Rejecting Challenges to HAMP-Based Contract and Fraud Causes of Action at the Pleading Stage of Litigation[Alert]
Consumer Finance Litigation
November 2013 (No. 4)
Kevin C. Rakowski, Francis X. Crowley, Wayne Streibich and Edward W. Chang

Fourth Circuit Upholds Pre-Emption of Virginia Statute that Impacts National Banks[Alert]
Consumer Finance Litigation
September 2013 (No. 3)
Kevin C. Rakowski, Wayne Streibich, Francis X. Crowley and Edward W. Chang

New Jersey Applies Principles of Replacement and Modification to Allow a Refinancing Lender to Maintain Priority over an Intervening Junior Lienor[Alert]
Consumer Finance Litigation
July 2013 (No. 2)
Sheila E. Branyan, Francis X. Crowley, Kevin C. Rakowski and Wayne Streibich

Reported CasesRepresentative Matters; Mr. Crowley has and successfully counseled represented clients in a wide variety of matters including: Major institutional lenders in foreclosures and other actions to enforce rights under real property and aircraft mortgages; Major lenders and financial institutions in a wide variety of consumer finance litigation; Public port authority in complex litigation with commercial tenants and competitors. Large, urban county in construction disputes, eminent domain proceedings, False Claims Act cases, administrative appeals, and other complex litigation matters. National title insurance companies in coverage disputes and against agents in major defecation cases. Commercial partnership in professional malpractice action against prior law firm. Public waste water authority in construction disputes, environmental matters and permit enforcement cases. Major credit unions and trade association in challenges by commercial bankers to community charter conversions. Real estate developer in challenges by community activists. Public port authority in: (a) disputes with tenants over tenant's obligations to indemnify and defend landlord for injuries on leased premises; (b) coverage disputes with insurers over coverage for injuries; and (c) premises liability cases where insurance is not applicable. Lenders in disputes over lien priority and title insurance coverage issues. Major national theater chain in successfully defending litigation brought by an owner/developer seeking 60,000,000 in alleged breach of development agreement and 30-year lease. Public housing authority in acquiring property through condemnation proceedings to construct new senior citizen housing. Developers attempting to void restrictive covenants limiting or preventing the re-development of former golf courses into residential projects. Condominium council in dispute with developer. Partner in a series of disputes involving the dissolution of family owned partnerships specializing in residential development and construction. Minority partners in real estate development partnership in claims against general partner who gained unfair advantage in sale of property for real estate development.

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New Jersey Bankruptcy Court Holds that Mortgage was No Longer Enforceable and Borrower was Entitled to a “Free House”
Edward W. Chang,Francis X. Crowley,Kevin C. Rakowski,Wayne Streibich, December 19, 2014
Action Item: In light of this decision, lenders should ensure that foreclosures in New Jersey are filed within six years of the date of default. Failure to file a foreclosure within six years may cause the action to be barred by the statute of limitations.

Third Circuit Holds That Envelope Revealing Consumer’s Account Number Violates the FDCPA
Edward W. Chang,Francis X. Crowley,Kevin C. Rakowski,Wayne Streibich, October 22, 2014
The Third Circuit Court of Appeals recently held that an envelope revealing a consumer’s account number through a clear plastic window constitutes a violation of the Fair Debt Collection Practices Act (“FDCPA”). In doing so, the Third Circuit reversed the District Court of the...

“Totality of the Circumstances” Standard Used to Sanction Mortgagee for Lack of “Good Faith” Negotiation in Foreclosure Matter
Edward W. Chang,Francis X. Crowley,Margaret Anne Hill,Kevin C. Rakowski, September 24, 2014
Action Item: While engaged in court-ordered mediation in NY foreclosure cases, mortgagees and servicers must insure prompt and thorough review of loan mod applications and provide consistent responses to those applications to prevent sanctions for bad faith negotiation.

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Office Information

Francis X. Crowley

18th & Cherry Streets
PhiladelphiaPA 19103-6998


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