Gardner, Willis, Sweat & Handelman, LLP

AAA Concrete; Addison Properties, LLP; Agri Dynamics, Inc. d/b/a Industrial Manufacturing; Agro Distribution, Inc.; AIG Insurance Co.; Albany Orthopedic Clinic; Albany Personnel Managers Association; Albany Urology Clinic; Alcon Associates, Inc.; Alternataive Service Concepts; American Interstate Insurance Co.; AmTrust Group; Argonaut Insurance Company; Ashburn Bank; Association County Commissioner of Georgia; Bituminous Insurance Co.; Burlen Corporation; Cairo Banking Co.; Cargill, Inc.; Carr Farms, LLP; Central Savings Bank and Trust; City of Albany; Town of Sumner; CMS; CAN Insurance Co.; Coachman Industries; Coats & Clark, Inc.; Colony Bank; Commercial Credit Corp.; Community National Bank; Concrete Enterprises, Inc.; Cooper Tires & Rubber; Crawford & Co.; Credit Bureau of S.W. Ga.; Crisp County Board of Education (workers' compensation); Damascus Fertilizer Company; Damascus Peanut Company; Doublegate Homes, LLC; Dougherty County (workers' compensation); Dougherty County School System (workers' compensation); Draffin & Tucker, CPA's; Elberta Crate and Box Co.; Equitable Life Assurance Society of the United States; Everest National Insurance Company; First Financial Bank, F.S.B.; First National Bank of Omaha; Firstline Corporation; Fitzgerald Underwear Corp.; Florida Rock and Tank Lines; Four G's Trust; Fred Taylor Co.; Georgia Administrative Services; Georgia Electric Co.; Georgia Textile Manufacturers Association; Giles Building Supply, Inc.; Grocers Insurance; Heritage Bank of the South; Hewitt Coleman & Associates; Home Owners Funding Corporation of America; HRH of Savannah; Huntington National Bank; Ichuaway Plantation; Kemper Insurance Cos.; Leary Farm Center, Inc.; Lee County Development Authority; Longleaf Plantation; Marbury Engineering Co.; Mars, Inc. (workers' compensation); Mauldin and Jenkins, CPA; McCleskey Cotton Co., Inc.; MediSource, Inc.; Merrill Lynch Credit Corporation; Miller Brewery; Nilo Plantation; Oil Dri Corporation; Olde South Consulting Services; Oxford Construction Company; Pace Burt, Inc.; PlantersFirst Bank; Regions Bank; Risk Enterprises Management; Risk Management Services; Riverside Manufacturing Co.; Safe Aire Heating & Cooling Co. Inc.; Shoney's Inc.; Southern Horizon Bank; Southwest Georgia Dermatology, P.C.; Southwest Georgia Mortgage Bankers Association; Specialty Risk Services; St. Paul Insurance Company; State Farm Insurance Cos.; State of Georgia; Sumter Bank & Trust Co.; SunTrust Bank; SunTrust Mortgage, Inc.; SVA Insurance Company; Tanner-Deen Nissan; Travelers Insurance Co.; U.S. Airways; Unisource Administrators; United Agri-Products, Inc.; Wallace Chevrolet, Inc.; YKK AP America, Inc.; YKK (USA), Inc .

Colony Bank; SunTrust Banks, Inc.; Fidelity National Title Insurance Co.; Stewart Title Guaranty Co.; First American Title Insurance Co. References: SunTrust Bank; HeritageBank of the South; PlantersFirst Bank; Sumter Bank & Trust.