Practice/Industry Group Overview
The Finance and Banking Law Group at Gordon Silver provides a wide range of representation in areas involving finance and banking. We advise and counsel lenders and borrowers in a large variety of lending and finance areas including finance transactions, loan workouts and complex restructuring, loan assumptions and loan sales, and bankruptcy court and litigation representation in all matters involving finance.
We represent lenders and borrowers in finance transactions that include real estate finance, commercial finance, corporate finance, public finance, community development finance, private financing, and private equity. Our group has experience in the origination, modification, forbearance, re-financing, restructuring, and workout of secured and unsecured loans and credit facilities of all types including: revolving and non-revolving credit facilities, bridge and short-term financing, equipment leasing, asset-based loans involving varied collateral, automobile dealer finance including flooring and working capital loans, aircraft finance, real estate acquisition, predevelopment, development, construction, and term loans, loan syndications and participations, mezzanine loans, structured finance and conduit loans, private equity loans, loans collateralized by ground leases, and letters of credit. We are experienced in community development finance including government guaranteed lending, Small Business Administration (SBA) and United State Department of Agriculture (USDA) loans, affordable housing and community development programs including AHP loans in coordination with the Federal Home Loan Bank, low-income housing tax credit (LIHTC) transactions under Section 42 of the Internal Revenue Code and new market tax credit transactions under Section 45 D of the Internal Revenue Code, as well as municipal bond transactions including bond purchases and the issuance of letters of credit to support bonds. We have experience in working with rate locks, interest rate swaps, and other interest rate protection agreements to hedge the risk of variable rate interest volatility or fluctuations in interest rates.
We also represent financial institutions in the development of cost efficient and effective legal forms and procedures, provide risk-adjusted advice with respect to credit policies, guidance, procedures, and documentation requirements, and provide in-house training on a variety of best banking law areas.
Working closely with our Financial Institutions Regulation Practice Group and our tax, commercial litigation, bankruptcy litigation, and creditor’s rights practices, we bring extensive experience to the counseling lenders and borrowers with respect to their businesses and transactions.