Holtsford Gilliland Higgins Hitson & Howard, P.C.

Alabama Employees Liability Trust; Alabama Municipal Insurance Corp.; Alfa Mutual Insurance Co.; Allrisk Claims Services; Allstate Insurance Co.; American International Group; American States Insurance Co.; Associated Doctors Health & Life Ins. Co.; Auto Owners Insurance Co.; Banner Life Ins. Co.; Catholic Mutual Group; Charter House, Inc.; CNA Insurance; Coastal Chemical Corporation; Crum & Forster; Federated Mutual Insurance Co.; 1st Franklin Financial Corp.; Foremost Insurance Group; GAB Business Services; General Casualty Insurance Companies; General Motors Corporation; Georgia Farm Bureau Insurance Co.; Illinois National Insurance Co.; The Infinity Group; Insbrok, Inc.; International Indemnity Company; Investors Insurance Co.; Kemper Group; Life Insurance of Co. of Georgia; Lumber Mutual Insurance Co.; The Maryland Insurance Group; Meadowbrook Group; Media/Professional Insurance Co.; Mississippi Valley Title Insurance Co.; National Home Ins. Co.; Northbrook Property and Casualty Insurance Co.; Ohio Casualty Group; Penn National; Pioneer Housing System, Inc.; Primerica Fin. Corp.; Primerica Life Ins. Corp.; Progressive Insurance Group; Prudential Life Insurance Co.; Ranger Insurance Co.; Richards Medical Co.; RLI Insurance Co.; Royal Insurance Co.; Shand Morahan & Company; Skandia Insurance Co.; Southeastern Claims Services, Inc.; Southern Heritage Insurance Co.; St. Paul Fire & Marine Insurance Co.; Star Insurance Co.; State of Alabama Employee General Liability Trust Fund; State Farm Insurance Co.; States Fidelity & Guaranty Insurance Co.; Thomas Howell Group (Ameriles), Inc.; Tokio Marine and Fire Mgt. Co.; The Travelers Insurance Co.; Trinity Universal Insurance Co.; United Ins. Co.; Wal-Mart Stores, Inc.; Ward-THG; Wausau Insurance Co.; The West Bend Co.; Westco Claims Mgt. Services Inc.; Zurich-American Group. References: Alfa Mutual Insurance Co., Montgomery, AL; Kemper Group, Atlanta, GA; Crum & Forster Group, Atlanta, GA and Orlando, FL; Federated Mutual Ins. Co., Atlanta, GA; Pennsylvania National Insurance Co., Nashville, Tennesee.