Horger, Barnwell & Reid, L.L.P.

GENERAL COUNSEL FOR: First National Bank of South Carolina; Farmers & Merchants Bank of South Carolina; The Regional Medical Center of Orangeburg & Calhoun Counties; Cox Industries, Inc.

LOCAL COUNSEL FOR: South Carolina Electric & Gas Co.; CPM Federal Credit Union; South Carolina Public Service Authority.

Accustaff, Inc.; American Bankers Ins. Co.; American Gen. Ins. Co.; American Mutual Fire Insurance Co; American Southern Insurance Co.; American States Insurance Co.; American Universal Insurance Co.; AT&T Tel.Co.; Auto Owners Inc. Co.; Beatrice Foods Co., Inc.; Colorado Ins. Co.; Equitable Life Assurance Society; Ethyl Corp.; Federated Mutual Insurance Companies; Fireman's Fund Insurance Co.; Food Lion, Inc.; Frontier Ins. Adj.; Gates McDonald Insurance Administrators; General Accident Insurance Company; Grange Ins. Co.; Greenwood Mills; Harleysville Insurance Co.; Horace Mann Insurance Co.; Kemper Insurance Group; Lumberman's Mutual Insurance Co.; Maryland Casualty Insurance Co.; National Grange Mutual Insurance Co.; Osteen Adjusting Services; Otis Spukmeyer Co.; Orangeburg National Bank; Proctor & Gamble; Prudential Insurance Co.; Reliance Insurance Co.; Safeco Insurance Co.; S. C. Insurance Co.; Seibels Bruce Insurance Group; Southern Railway System; State Auto Group; Sunco Carriers; Ward North American Ins. Adjust. Co.; Western World Insurance Co.; Wesco Claim Service; Westinghouse Electric Corp.; Murphy & Bean Adjusting Co.

APPROVED ATTORNEYS FOR: Lawyers Title Insurance Corp.; Chicago Title Insurance Co.