John L. Whitlock: Lawyer with Edwards Wildman Palmer LLP

John L. Whitlock

Boston,  MA  U.S.A.

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AV® Preeminent

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Practice Areas

  • Restructuring & Insolvency
  • Debt Finance & Capital Markets
  • Business Law
  • Project Finance and Infrastructure
  • Aviation and Aerospace
  • Municipal Insolvency and Chapter 9 Bankruptcy
  • Energy & Cleantech
  • Banking & Financial Institutions
  • Tax-Exempt Organizations
University Harvard College, A.B., cum laude, 1968
Law SchoolHarvard Law School, J.D., cum laude, 1973
Admitted1973, Massachusetts


American Bar Association
Boston Bar Association, Member - Bankruptcy Law Section, Business Law Section (former co-chair), Ethics Committee (former chair)
American Bankruptcy Institute
Chair, Massachusetts Supreme Judicial Court's Standing Advisory Committee on Rules of Professional Conduct
Association of Professional Responsibility Lawyers

BornNew Orleans, Louisiana, October 24, 1946

A partner with the Firm since 1986, John Whitlock has than thirty years experience representing lenders, indenture trustees, and borrowers in secured and unsecured financing transactions, including syndicated bank loans, stand-by letters of credit, securitization transactions, and subordinated and senior bonds, including tax-exempt bonds. He has also represented creditors, trustees, creditors' committees, and debtors in bankruptcy and workout matters, including transactions involving the purchase or sale of assets by or from insolvent companies in or outside of bankruptcy, the reorganization of business organizations and restructuring of debt including foreclosures on collateral by secured creditors including indenture trustees. He has also advised bankers and other lenders on compliance with consumer banking and consumer disclosure laws. John has been listed by The Best Lawyers in America in Bankruptcy and Creditor-Debtor Rights Law for over 20 years.
•Acted as a bankruptcy trustee and as an examiner in cases under the Bankruptcy Code.

•Represented a publicly held energy company and its principal subsidiaries in public bond (taxable and tax exempt) and syndicated loan financings.

•Represented investors in bonds secured by private toll road revenues.

•Represented a publicly held energy company in a $2.6 billion project financing for the development of two electric power plants.

•Represented an indenture trustee in bankruptcy proceedings of an energy and waste disposal company and its operating subsidiaries.

•Represented banks and other institutional lenders in financings secured by federal government receivables.

•Represented an indenture trustee of debt secured by aircraft in the bankruptcy reorganization of two major airlines, including foreclosures and sales of aircraft, and restructuring of publicly financed and privately financed aircraft.

•Represented airport clients in connection with the Chapter 11 reorganization of a major commercial airline and the liquidation of a regional airline.

•Represented banks and other lenders in syndicated loan financing for energy services company.

•Represented banks, other lenders and servicing companies on compliance with state and federal consumer protection and licensing statutes, including regulations of the CFPB, with respect to making and purchasing consumer loans, including student loans and automobile financing.

•Represented a state in connection with a municipal bankruptcy proceeding under Chapter 9.


Edwards Wildman closes $97 Million Construction Loan for Development of Two New Hotels in Boston

Edwards Wildman closed on a $97 million construction loan for the development of two new hotels in Boston's Seaport District.

Secured Credit Facility for a Lender for Casino Construction

A team of our lawyers continued representation of a Lender in the workout of a $25,000,000 term loan and line of credit for the construction of a casino, with a collateral shortfall and cash flow subject to the specialized constraints of state license requirements and political concerns.

Three Syndicated Credit Facilities Closed for TECO Energy, Inc.

On December 17, 2013, we represented TECO Energy, Inc. and its affiliates in three syndicated credit facilities that closed on that date.

Firestone Financial Corp. Syndicated 5-Year Revolving Credit Facility

John Whitlock, an attorney who regularly represents borrowers and lenders, represented Firestone Financial Corp.

Edwards Wildman Team Advises on Refinancing of One Channel Center Project in Boston

A team of Edwards Wildman attorneys recently closed on a $190m term loan and $50m in mezzanine financing for a joint venture composed of affiliates of Ares Management LLC and CV Properties LLC, secured by the One Channel Center building (leased by State Street Bank) and the Channel Center Garage in South Boston.

Bank of America Merrill Lynch Amended and Restated Senior Secured Credit Facility

Our Business Law lawyers represented Bank of America Merrill Lynch in an amended and restated senior secured credit facility for an New England based energy efficient company.

Senior Secured Term Loan Facility by Bank of America

Our Business Law lawyers represented Bank of America Merrill Lynch in a $7,653, 866 senior secured term loan facility for a financial company.

2009 Treasury Management Conference
May 12-15, 2009 event
Update on Lehman Brothers Insolvency Proceedings in the US, UK and Japan
October 7, 2008
Client Advisory - Senate Rescue Bill
October 1, 2008
A Sampling of Subprime-Related Litigation Faced By Mortgage Lenders in Bankruptcy
March 12, 2008
18th Annual Northeast Bankruptcy Conference
July 21 - 24, 2011 event
Fundamentals of Loan Workouts
March 27, 2009 event
Understanding the Credit Crisis
November 3, 2008 event

John Whitlock Comments on the Jefferson County Bankruptcy in The Birmingham News
December 3, 2014
Edwards Wildman's John Whitlock Analyzes the Jefferson County Bankruptcy in Birmingham News
October 14, 2014
Edwards Wildman's John Whitlock Comments on Judge Allowing Appeals of Jefferson County Bankruptcy in The Bond Buyer
October 3, 2014
Edwards Wildman's John Whitlock Analyzes Next Steps for Jefferson County in The Bond Buyer
January 2, 2014
Edwards Wildman's John Whitlock Breaks Down How Jefferson County, Ala., Could Exit Bankruptcy This Week in The Bond Buyer
November 21, 2013
Edwards Wildman's John Whitlock Comments on Feasibility of Jefferson County Bankruptcy Plan in Birmingham News
November 15, 2013
Best Lawyers Recognizes 54 Edwards Wildman Attorneys
October 16, 2013
Edwards Wildman's John Whitlock Analyzes Jefferson County's Bankruptcy Exit Plan in Birmingham News
September 23, 2013
Edwards Wildman's John Whitlock Discusses How JeffCo Could Miss Its Deadline to Exit Bankruptcy by End of Year in Birmingham News
September 6, 2013
Edwards Wildman's John Whitlock Analyzes JeffCo Bankruptcy Plan in The Bond Buyer
August 1, 2013


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Office Information

John L. Whitlock

111 Huntington Avenue
BostonMA 02199-7613


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