Document(s) published by this organization: 89
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|CFPB Finalizes Changes to Mortgage Rules|
Craig N. Landrum, Neal C. Wise; Jones Walker LLP;
September 28, 2015, previously published on September 24, 2015On September 21, the Consumer Financial Protection Bureau ("CFPB") finalized several changes to its mortgage rules which were proposed in January that will increase the number of financial institutions able to offer certain types of mortgages in rural and underserved areas and gives small...
|Another UDAP Warning|
Craig N. Landrum; Jones Walker LLP;
September 18, 2015, previously published on September 17, 2015Have you ever heard the phrase "close enough for government work"? Such phrase is definitely not applicable for purposes of Unfair and Deceptive Acts or Practices ("UDAP").
|Proposed Rule Filed Applying "Gifts" Rule to Municipal Advisors|
J. Andrew Gipson; Jones Walker LLP;
September 11, 2015, previously published on September 10, 2015On September 2, the Municipal Securities Rulemaking Board ("MSRB") filed a proposed rule change with the Securities and Exchange Commission that would apply to municipal advisors limitations on business-related gift giving currently applicable to other municipal securities professionals...
|SEC Adopts Final Pay-Ratio Disclosure Rule Despite Opposition|
Peter J. Rivas; Jones Walker LLP;
September 3, 2015, previously published on September 3, 2015In August, the Securities and Exchange Commission ("SEC"), in a 3-2 vote, backed a final rule requiring public companies to disclose a ratio comparing their CEO's compensation to the median for other employees, as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act...
|Mixed Result on FDIC Appeal Of Failed-Bank D&O Claims|
George A. LeMaistre; Jones Walker LLP;
August 27, 2015, previously published on August 27, 2015A federal appellate court last week delivered a mixed result to the FDIC in deciding the agency's appeal of trial-court judgments that had been entered in favor of defendant directors and officers of a failed North Carolina bank.
|Regulatory Review of In-Market Mergers|
Robert L. Carothers; Jones Walker LLP;
August 20, 2015, previously published on August 20, 2015 We have recently seen an increase in the number of conversations taking place between community banks located in the same market regarding whether it makes sense to pursue a merger. These conversations are being driven by various factors, including increasing compliance costs, lack of management...
|Lawsuit Challenges Constitutionality of Recent Louisiana Business Utilities Sales Tax|
Andre B. Burvant, Justin B. Stone; Jones Walker LLP;
August 19, 2015, previously published on August 18, 2015House Concurrent Resolution No. 8 ("HCR 8") suspends certain tax exemptions on "business utilities" for the tax periods beginning on or after July 1, 2015 through August 5, 2016. Pursuant to HCR 8, businesses will pay a one percent (1%) sales and use tax on their purchases of...
|DOL Proposes Changes to "White Collar" Exemptions that May Impact Banks|
Neal C. Wise; Jones Walker LLP;
August 14, 2015, previously published on August 13, 2015As discussed in the July 2015 issue of the Labor & Employment Client Alert, the Department of Labor recently issued long awaited proposed regulations on exemptions from the Fair Labor Standards Act's ("FLSA") minimum wage and overtime pay requirements. These exemptions-often called...
|Pentagon Adopts Amendments of Military Lending Regulations|
Eric J. Dyas; Jones Walker LLP;
August 11, 2015, previously published on August 6, 2015Concluding a process initiated by the Pentagon in 2012, on July 22, the Department of Defense ("DOD") published in the Federal Register amendments to its regulations implementing the Military Lending Act ("MLA"). Background information concerning the adoption of these amendments...
|Clean Power Plan Update - Carbon - Free Future or EPA Walk of Shame?|
Stanley A. Millan, Alex P. Prochaska; Jones Walker LLP;
August 11, 2015, previously published on August 2015On August 3, 2015, the Administration issued the final rule of the Clean Power Plan (“Plan”) under the Clean Air Act (CAA). The Plan calls for an increased CO2 emission reduction goal of 32% from 2005 levels by 2030, which is up from the 30% target in the original June 2014 proposal....