Kevin C. Rakowski: Lawyer with Blank Rome LLP

Kevin C. Rakowski

Partner; Consumer Finance Litigation Practice Group Leader
Philadelphia,  PA  U.S.A.

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Experience & Credentials

Practice Areas

  • Financial Services
  • Employment, Benefits & Labor
  • Consumer Financial Services
  • Litigation
  • Consumer Finance Litigation
University St. Joseph's University, B.A., cum laude
Law SchoolTemple University Beasley School of Law, J.D., cum laude
Admitted1997, New Jersey and Pennsylvania; U.S. District Court - Eastern District of Pennsylvania; U.S. District Court - Middle District of Pennsylvania; U.S. District Court - New Jersey; U.S. District Court - Western District of Pennsylvania; United States Court of Appeals for the Third Circuit

Pennsylvania Bar Association
Philadelphia Bar Association

BornNorristown, Pennsylvania, April 2, 1972


Kevin Rakowski is a partner in the Firm's Litigation department whose practice is focused on consumer financial services and commercial litigation.

Mr. Rakowski is responsible for managing the Firm's Consumer Financial Services Litigation practice. He represents and counsels residential mortgage loan servicers and lenders in litigation in state and federal courts in numerous jurisdictions across the country, handling all phases of litigation, from initial investigation through trial and appeal. Mr. Rakowski routinely handles a wide variety of claims relating to residential mortgage loan interests, contested foreclosure and servicing issues, including securitization and standing, claims of wrongful foreclosure, violations of TILA, RESPA, FCRA, FDCPA, ECOA and related federal and state consumer protection laws, improper mortgage loan assignment and holder in due course issues, wrongful eviction, loan modifications, lien priority, title claims, fraud, tax sales, and related servicing issues.

Mr. Rakowski has an extensive litigation background, representing businesses, individuals and institutions in a wide variety of commercial and personal matters. In addition to regularly representing financial institutions in consumer financial services matters, his experience includes appearing before state and federal courts and administrative agencies in disputes involving ownership of intellectual property and related contract issues, mining permits, leases and related environmental issues, disputes regarding placement of fiber optic cables in railway, storage tank spill, personal injury, insurance coverage and other personal and business tort claims; shareholder derivative actions, trust disputes including breach of fiduciary duty claims involving a closely held company, defense of medical device distributor against manufacturer regarding claims of breach of distribution contract, marketing, billing, and related claims, and dealer claims against manufacturer for violations of franchise agreements and antitrust laws. Mr. Rakowski has litigated injunction actions to preserve collateral and appoint receivers, and has represented business partners in negotiations and litigation concerning company dissolution and related severance and non-competition agreements, among other matters.

He has also advised individual and business clients in labor and employment matters involving the FLSA, wage and hour claims, FMLA, Title VII and related federal and state laws; drafted and reviewed employment agreements and restrictive covenants in health care, recruiting, sales and other fields; and conducted human resources investigations and responded to EEOC charges of discrimination. His employment litigation experience includes claims for wrongful discharge and civil RICO, whistleblower claims, enforcement of non-competition and confidentiality agreements, and representing manufacturing and shipping companies in collective bargaining negotiations, labor grievances, arbitrations, and strikes. He has also assisted clients in the development of privacy policies.

Community Service & Affiliations

Mr. Rakowski has volunteered his time with various community organizations, including PennFuture, the Bucks County Audubon Society, Trout Unlimited, the Committee of 70 and multiple committees of the Central Bucks Chamber of Commerce. Mr. Rakowski has also served as a volunteer attorney for the Pennsylvania Bar Association's Environmental pro bono program. He is member of the Pennsylvania and Philadelphia Bar Associations, Trout Unlimited, Nature Conservancy, Nantucket Conservation Foundation and the National and Bucks County Audubon Societies.


8th Annual Emerging Litigation Issues for In-House Counsel[Event]
New York, NY & Philadelphia, PA
October 16 & October 29
Michael P. Broadhurst, Brooke E. Burns, Leigh Ann Buziak, Steven L. Caponi, Scott F. Cooper, William R. Cruse, et al.


Third Circuit Holds Debtors Need Not Dispute Debt before Filing Suit under FDCPA[Alert]
Consumer Finance Litigation
July 2014 (No. 1)
Wayne Streibich, Kevin C. Rakowski, Francis X. Crowley and Edward W. Chang

Sixth Circuit Limits Scope of Servicer Liability under TILA and Expands Scope of Pleading Damages under RESPA[Alert]
Consumer Finance Litigation
December 2013 (No. 5)
Kevin C. Rakowski, Wayne Streibich, Francis X. Crowley and Edward W. Chang

California Courts of Appeal Follow Wigod in Rejecting Challenges to HAMP-Based Contract and Fraud Causes of Action at the Pleading Stage of Litigation[Alert]
Consumer Finance Litigation
November 2013 (No. 4)
Kevin C. Rakowski, Francis X. Crowley, Wayne Streibich and Edward W. Chang

Fourth Circuit Upholds Pre-Emption of Virginia Statute that Impacts National Banks[Alert]
Consumer Finance Litigation
September 2013 (No. 3)
Kevin C. Rakowski, Wayne Streibich, Francis X. Crowley and Edward W. Chang

New Jersey Applies Principles of Replacement and Modification to Allow a Refinancing Lender to Maintain Priority over an Intervening Junior Lienor[Alert]
Consumer Finance Litigation
July 2013 (No. 2)
Sheila E. Branyan, Francis X. Crowley, Kevin C. Rakowski and Wayne Streibich

Sherzer v. Homestar Mortgage Services- Third Circuit Holds Letter Notice Satisfies TILA Statute of Limitations[Alert]
Consumer Finance Litigation
February 2013 (No. 1)
Wayne Streibich and Kevin C. Rakowski


Blank Rome Band Selected to Compete in FORTUNE's Battle of the Corporate Bands[Press Release]
May 17, 2013
Melanie S. Carter, Lev Kalman, Kevin C. Rakowski and Matthew P. Rubba

Blank Rome Continues Growth with Addition of Dynamic Seven-Attorney Consumer Financial Services and Business Team[Press Release]
January 31, 2011
Wayne Streibich, Kevin C. Rakowski, Jonathan K. Moore, Michael P. Trainor and Adam L. Bliss


Blank Rome Recognized for Top Lateral Hires of 2011[Ranking]
February 2012
Wayne Streibich, Kevin C. Rakowski, Edward W. Chang, Jonathan K. Moore, Adam L. Bliss and Michael P. Trainor


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“Totality of the Circumstances” Standard Used to Sanction Mortgagee for Lack of “Good Faith” Negotiation in Foreclosure Matter
Edward W. Chang,Francis X. Crowley,Margaret Anne Hill,Kevin C. Rakowski, September 24, 2014
Action Item: While engaged in court-ordered mediation in NY foreclosure cases, mortgagees and servicers must insure prompt and thorough review of loan mod applications and provide consistent responses to those applications to prevent sanctions for bad faith negotiation.

Mortgagees Face Increased Penalties for Failure to Remedy Municipal Violations on New Jersey Properties in Foreclosure
Edward W. Chang,Francis X. Crowley,Kevin C. Rakowski,Wayne Streibich, August 27, 2014
Effective July 14, 2014, New Jersey Assembly Bill A347 amended N.J.S.A. 46:10B-51, a statutory provision that allows municipalities to impose penalties on creditors for failure to remedy municipal ordinance violations.

Third Circuit Holds Debtors Need Not Dispute Debt before Filing Suit under FDCPA
Edward W. Chang,Francis X. Crowley,Kevin C. Rakowski,Wayne Streibich, August 5, 2014
In McLaughlin v. Phelan Hallinan & Schmeig, LLP, the United States Court of Appeals for the Third Circuit recently held that debtors are not required to notify a debt collector in writing regarding a disputed debt as a prerequisite to filing a lawsuit under Section 1692g of the Fair Debt...

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Office Information

Kevin C. Rakowski

18th & Cherry Streets
PhiladelphiaPA 19103-6998


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