Loren Cohen has practiced in all areas of insurance defense litigation throughout his more than twenty year legal career. While Loren focuses his practice on commercial and business litigation, he also represents various companies, not-for-profit organizations and individuals in general and professional liability matters. He has tried cases in various jurisdictions in the state of Illinois, including Cook, DeKalb, Kankakee and Vermillion counties as well as in the Northern District of Illinois.
Loren is a determined and insightful litigator who has a keen ear for the concerns and needs of his clients, empowering them to make fully informed decisions regarding direction and strategy. He is especially careful to clarify the litigation process for clients using his talent for accurate case evaluation and assessment of liability and damage exposure. In addition, Loren's experience on the plaintiffs' side often gives him an advantage in knowing the avenues an adversary is likely to pursue.
Areas of Focus
In the commercial arena, Loren has defended contract, fraud, breach of fiduciary duty, misrepresentation and other business tort claims. He possesses the breadth and depth of experience to serve large, well-established enterprises as well as small, entrepreneurial organizations effectively. His clear-headed advice and ability to recommend practical options often helps bridge the gap so parties can reach agreements and avoid protracted legal battles.
General Liability / Professional Liability
Loren represents various corporations, not-for-profit organizations and individuals in defense of premises, construction, products, employment, professional and various other general liability matters. In the area of professional liability defense, Loren has represented lawyers, ER physicians, osteopaths, podiatrists, architects, engineers, land surveyors and general contractors. A frequent speaker, Loren has lectured at the Midwest Podiatry Conference regarding issues concerning workers compensation and the Americans with Disabilities Act and has spoken on risk management and defense of podiatric malpractice claims to podiatry residents at Loyola University Medical Center in Chicago.
Sports & Entertainment
Loren is co-chair of the Sports, Entertainment and Amusements team, a subgroup of the firms General Liability and Casualty practice. He represents a national insurer of sports- and entertainment-related risks, and has supervised litigation and served as lead defense counsel on matters involving various insureds, including karate clubs, mixed martial arts studios, dance studios, youth football leagues, youth basketball leagues, roller rinks, skate parks, amusement attractions and event promoters. In addition, Loren has presented seminars and CLE-qualified programs for a national insurer of sports and entertainment risks regarding the duties owed under Illinois law to participants and spectators at sporting events and issues concerning the use of social media in litigation.
Social Service Agencies
Loren has successfully defended various social service agencies, including drug and alcohol treatment centers, homeless shelters, daycare centers, foster care programs and group homes for developmentally disabled adults. He has handled claims alleging abuse and neglect, inadequate supervision, sexual battery and general negligence.
Loren serves as coverage and litigation counsel to insurers in the United States and London in matters pertaining to various forms of general and professional liability coverage, including D&O, E&O, lawyers, architects and engineers, employment practices liability and CGL coverage. Loren has experience with primary and excess insurers in connection with some of the most significant D&O and E&O industry exposures, including the credit crisis, subprime meltdown, rogue trading, and mutual fund scandals, among others. He has successfully litigated coverage issues regarding duty to defend, right to select counsel, late notice and the professional services exclusion under those policies resulting in summary judgment and favorable settlements. Loren has presented CLE seminars to attorneys at major insurance companies regarding coverage issues that arise under professional liability insurance policies.
Risk Exposures and Legislative Activity in the “Sharing Economy”
April 21, 2015
Pacific Northwest Chapter of the CPCU Society
Loren Cohen Prevails in Motion to Dismiss Case against Daycare Center
July 25, 2013
Agents of America Publishes Article by Pernicone, Cohen and Graham
April 17, 2013
Das and Cohen Win Motion to Dismiss $6M Claim against CFO
January 2, 2013
Wilson Elser Promotes Loren Cohen to Partner
October 25, 2012
Loren S. Cohen Accepts Invitation to Join the Claims and Litigation Management Alliance
July 18, 2012 Wilson Elser's Loren S. Cohen has accepted an invitation to join the Claims and Litigation Management Alliance (CLM), an invitation-only organization.
Fifth Circuit Adopts Majority Rule on What Constitutes “Other Instruments” of an ERISA Plan
What Constitutes “Other Instruments” of an ERISA Plan?
November 10, 2014
The Fifth Circuit affirmed in a recent case that ERISA plan administrators facing broad requests for production under ERISA section 104(b)(4) may limit their production to formal legal documents governing the plan. The Fifth Circuit's conclusion is consistent with the majority rule followed by the First, Second, Fourth, Seventh, and Eight Circuits, all of which have defined “instrument” as a formal or legal document that establishes or governs a plan.