Loren Cohen has practiced in all areas of insurance defense litigation throughout his more than twenty year legal career. While Loren focuses his practice on commercial and business litigation, he also represents various companies, not-for-profit organizations and individuals in general and professional liability matters. He has tried cases in various jurisdictions in the state of Illinois, including Cook, DeKalb, Kankakee and Vermillion counties as well as in the Northern District of Illinois.
Loren is a determined and insightful litigator who has a keen ear for the concerns and needs of his clients, empowering them to make fully informed decisions regarding direction and strategy. He is especially careful to clarify the litigation process for clients using his talent for accurate case evaluation and assessment of liability and damage exposure. In addition, Loren's experience on the plaintiffs' side often gives him an advantage in knowing the avenues an adversary is likely to pursue.
Areas of Focus
In the commercial arena, Loren has defended contract, fraud, breach of fiduciary duty, misrepresentation and other business tort claims. He possesses the breadth and depth of experience to serve large, well-established enterprises as well as small, entrepreneurial organizations effectively. His clear-headed advice and ability to recommend practical options often helps bridge the gap so parties can reach agreements and avoid protracted legal battles.
General Liability / Professional Liability
Loren represents various corporations, not-for-profit organizations and individuals in defense of premises, construction, products, employment, professional and various other general liability matters. In the area of professional liability defense, Loren has represented lawyers, ER physicians, osteopaths, podiatrists, architects, engineers, land surveyors and general contractors. A frequent speaker, Loren has lectured at the Midwest Podiatry Conference regarding issues concerning workers compensation and the Americans with Disabilities Act and has spoken on risk management and defense of podiatric malpractice claims to podiatry residents at Loyola University Medical Center in Chicago.
Sports & Entertainment
Loren is co-chair of the Sports, Entertainment and Amusements team, a subgroup of the firms General Liability and Casualty practice. He represents a national insurer of sports- and entertainment-related risks, and has supervised litigation and served as lead defense counsel on matters involving various insureds, including karate clubs, mixed martial arts studios, dance studios, youth football leagues, youth basketball leagues, roller rinks, skate parks, amusement attractions and event promoters. In addition, Loren has presented seminars and CLE-qualified programs for a national insurer of sports and entertainment risks regarding the duties owed under Illinois law to participants and spectators at sporting events and issues concerning the use of social media in litigation.
Social Service Agencies
Loren has successfully defended various social service agencies, including drug and alcohol treatment centers, homeless shelters, daycare centers, foster care programs and group homes for developmentally disabled adults. He has handled claims alleging abuse and neglect, inadequate supervision, sexual battery and general negligence.
Loren serves as coverage and litigation counsel to insurers in the United States and London in matters pertaining to various forms of general and professional liability coverage, including D&O, E&O, lawyers, architects and engineers, employment practices liability and CGL coverage. Loren has experience with primary and excess insurers in connection with some of the most significant D&O and E&O industry exposures, including the credit crisis, subprime meltdown, rogue trading, and mutual fund scandals, among others. He has successfully litigated coverage issues regarding duty to defend, right to select counsel, late notice and the professional services exclusion under those policies resulting in summary judgment and favorable settlements. Loren has presented CLE seminars to attorneys at major insurance companies regarding coverage issues that arise under professional liability insurance policies.
Illinois Appeals Court Rejects Application of Absolute Pollution Exclusion to Claim for Unpleasant Odors Emanating from Hog Farm Manure
IL Appeals Court Rules on Absolute Pollution Exclusion
December 24, 2013
An intermediate Illinois appeals court rejected the applicability of the absolute pollution exclusion to a claim involving obnoxious odors emanating from hog farm manure, reasoning that the claim did not involve “traditional environmental pollution” as required by an Illinois precedent interpreting the exclusion.
Change in Illinois Code of Civil Procedure Results in Strict Payment Deadlines for Settling Defendants
IL Legislature Sets Deadlines for Settlement Payments
October 29, 2013
Illinois defense counsel and their clients and carriers must keep in mind the provisions of a new statute, set to take effect on January 1, 2014, and the deadlines it imposes throughout the settlement process. They will need to seek court intervention in a timely fashion to avoid possible penalty for late payment.
Ill.s Unclear Endorsement for Asbestos-Injury Losses
May 20, 2013
Illinois Appellate Court Endorses “All Sums” Allocation Rule for Asbestos Bodily Injury Losses under Excess and Umbrella Insurers
IL Court Rules on Asbestos-Related Injury Claims Coverage
March 26, 2013
The First District Appellate Court of Illinois recently ruled that excess and umbrella insurers are jointly and severally liable for asbestos bodily injury losses under an “all sums” approach to allocation, notwithstanding its rejection of the continuous injury trigger for asbestos bodily injury claims.
Risk Exposures and Legislative Activity in the “Sharing Economy”
April 21, 2015
Pacific Northwest Chapter of the CPCU Society
Loren Cohen Prevails in Motion to Dismiss Case against Daycare Center
July 25, 2013
Agents of America Publishes Article by Pernicone, Cohen and Graham
April 17, 2013
Das and Cohen Win Motion to Dismiss $6M Claim against CFO
January 2, 2013
Wilson Elser Promotes Loren Cohen to Partner
October 25, 2012
Loren S. Cohen Accepts Invitation to Join the Claims and Litigation Management Alliance
July 18, 2012
Wilson Elser's Loren S. Cohen has accepted an invitation to join the Claims and Litigation Management Alliance (CLM), an invitation-only organization.