Michelle Taylor has focused her practice on cross-border banking, finance, securitisation, and debt capital markets for more than 20 years, advising lenders, borrowers, issuers, arrangers, trustees, rating agencies, and swap providers in transactions spanning a wide range of industries such as airline, insurance, consumer credit, commercial finance, energy, and real estate.
Michelle has advised on transactions throughout the Asia-Pacific region including in China, Korea, Japan, Singapore, Thailand, Malaysia, the Philippines, and Indonesia. In addition to her market-leading securitisation practice, she advises on bond issuances (including renminbi bonds), real estate finance, covered bonds, and general finance.
During her career, Michelle has structured some of the highest profile, including many first of its kind securitisations in Asia, including the first cross-border CMBS in China, the first whole business securitisation in Malaysia, the first future flow transactions in Asia, and the first securitisations in Korea, developing the template securitisation structure, which is still used as the template for many deals today. Since 1999, she has continued to advise on numerous Korean cross-border securitisations in a wide range of assets including airline tickets, credit cards, auto loans, and mortgages.
Michelle has spoken and written widely on the Asian financial markets. She is a member of the Law Society of England and Wales, the Law Society of Hong Kong, and the Professional Advisory Board of the Asian Institute of International Financial Law (AIIFL).
DBS Bank Limited and Standard Chartered Bank act as joint lead arrangers in cross-border securitization of US$350 million of Korea credit card receivables
Standard Chartered Bank, Daiwa Capital Markets, and Korean Development Bank act as joint lead arrangers in cross-border securitization of $350 million of Korean Air Lines' U.S. passenger ticket receivables
DBS Bank Limited and Standard Chartered Bank act as joint lead arrangers in cross-border securitization of $500 million of Korea credit card receivables
Honors & Distinctions
FT Innovative Lawyers report in Asia-Pacific 2014 shortlist Euromoney's Asia Women in Business Law Awards - Outstanding Practitioner award (2015); structured finance category, winner (2013); shortlisted (2014) Leading individual/lawyer recognition for capital markets, securitisation, and structured finance in: Chambers Asia and Chambers Global (2008-2013) IFLR1000 (2012-2014) Asia-Pacific Legal 500 (2008-2009 and 2012-2016) Asialaw Leading Lawyers (2012)