Nicholas Bowers is an associate in the firm's casualty department. He maintains a general casualty practice, including premises and auto liability cases as well as construction and dram shop matters. Nick has spent his entire as a litigator and regularly appears before the state and federal courts in Philadelphia and the surrounding Pennsylvania counties.
Nick also has significant experience in the area of insurance fraud (“SIU”), having handled suspect PIP, UM/UIM and property loss investigations and litigation in both Pennsylvania and New Jersey. Nick is well-versed in all aspects of insurance fraud investigation and has taken a lead role in formulating affirmative major case litigation.
Nick is a 2009 graduate of Temple University Beasley School of Law. While enrolled at Temple, he served as the senior note and comment editor on the Temple International and Comparative Law Journal. In his third year, he completed a clinical internship at the United States Attorney's Office for the Eastern District of Pennsylvania. In this capacity, he assisted in the prosecution of civil actions under the Federal False Claims Act.
Nick graduated from Loyola University Maryland in 2005. Thereafter, he was employed on Capitol Hill at the United States House Committee on Ways and Means, Subcommittee on International Trade. He is admitted to practice in the State of New Jersey and Commonwealth of Pennsylvania.
•Pennsylvania First-Party Benefits: An Overview. Client seminar. Presented August, 2015.
•SIU and the Third-Party Liability Case: An Overview and Tactics. CLE Course. Presented July, 2015.
Past Employment Positions
•Bankruptcy Unit, Civil Division, United States Attorney's Office, Eastern District of Pennsylvania, spring 2009, Clinical Intern
•U.S. House of Representatives Committee on Ways and Means, Subcommittee on Trade, Legislative Intern
• Bankruptcy Fraud-Tactics for the Effective Use of a Plaintiff's Bankruptcy Filing in Defending Civil Claims, Defense Digest, Vol. 19, No. 4, December 2013
• Acupuncture Billing Has PIP Carriers on Pins and Needles, SIU Perspectives, Vol. 1, No. 1, October 2013
• Winning Legal Strategies for Combating A Prickly Problem 'Sticking' New Jersey Carriers, Defense Digest, Vol. 19, No. 2, June 2013
•Case Law Alerts, regular contributor, 2012-present
• Why California's 2006 Climate Change Legislation May Pave The Way For A Global Greenhouse Solution, Temp. Int'l. & Comp. L. J.
Year Joined Organization
Bankruptcy Fraud-Tactics for the Effective Use of a Plaintiff's Bankruptcy Filing in Defending Civil Claims
Defense Digest Article
December 17, 2013
By Nicholas D. Bowers, Esq.*Key Points:Where a civil plaintiff files for federal bankruptcy protection after the cause of action arose (date of loss), that plaintiff must disclose the civil case as an “asset” in his/her..., Defense Digest, Vol. 19, No. 4, December 2013Defense Digest is prepared by Marshall Dennehey Warner Coleman & Goggin to provide information on recent legal developments of interest to our readers. This publication is not intended to provide...
Supreme Court of Florida clarifies law on pre-2013 EUOs, reserves comment as to applicability and/or validity of 2012 PIP law amendment.
October 18, 2013
The Supreme Court of Florida considered the certified question from the 11th Circuit Court of Appeals of “[w]hether, under FLA. STAT. 627.736 , an insurer can require an insured to attend an [examination under oath] as a condition..., Case Law Alerts, 4th Quarter 2013
New Jersey Appellate Division allows trial judges to remand PIP arbitration appeals to Forthright.
October 18, 2013
The New Jersey Superior Court, Appellate Division, considered whether a New Jersey Superior Court judge could appropriately remand an appeal of a Forthright/National Arbitration Forum (Forthright) arbitration back to Forthright for further findings..., Case Law Alerts, 4th Quarter 2013
SIU Perspectives, Vol. 1, No. 1, October 2013
October 1, 2013
Winning Legal Strategies for Combating A Prickly Problem Sticking New Jersey PIP Carriers
Defense Digest Article
June 1, 2013
By Nicholas D. Bowers, Esq. and Ariel C. Brownstein, Esq.*Key Points:Billing by acupuncturists in relation to New Jersey PIP claims has increased in recent years.An aggressive, proactive..., Defense Digest, Vol. 19, No. 2, June 2013
Material misrepresentations made by an insured in an application for insurance will serve to void the PIP claim of the insureds resident boyfriend where a spouse-like relationship is found to exist.
January 11, 2013
New Jersey Appellate Division determination involving an appeal of a Superior Court finding in favor of Nelson. This case stemmed from an automobile accident which occurred in 2006 while Mr. Martino, Ms. Nelson's live-in boyfriend and the father..., Case Law Alerts - 1st Quarter 2013
Physician Assistants (PAs) are not authorized to perform the electrodiagnostic test known as needle electromyography (EMG).
October 1, 2012
In this New Jersey Supreme Court action, the Court affirmed the Appellate Division's determination in Selective Ins. Co. of Am. v. Rothman, 414 N.J. Super. 331 (App. Div. 2010). In affirming the Appellate Division, the Supreme Court essentially..., Case Law Alert - 4th Qtr 2012
A health care provider who received assignment of PIP benefits from an insured is not obligated to furnish to the insurer information with respect to the providers ownership structure, billing practices and regulatory compliance.
October 1, 2012
In this New Jersey Supreme Court action, the court affirmed, on different grounds, the Appellate Division's determination in Selective Ins. Co. of Am. V. Hudson E. Pain Mgmt., 416 N.J. Super. 418 (App. Div. 2010). The Court held that an..., Case Law Alert - 4th Qtr 2012
Florida Legislative Update: Florida enacted a significant overhaul of its PIP statute
July 1, 2012
Subsequent to Nunez, Florida enacted a significant overhaul of its PIP statute, amending Fla. Stat. 627.736 to provide, in pertinent part, that under Fla. Stat. 627.736(6)(g), [a]n insured seeking benefits...must comply with..., Case Law Alert - 3rd Qtr 2012
Material misrepresentations by an insured during the course of a carriers arson investigation represents sufficient grounds to deny coverage under policy terms and defeat a bad faith action.
July 1, 2012
The plaintiff, a State Farm insured, brought an action against the defendant claiming that State Farm breached the insurance contract and failed to act in good faith in denying his homeowner's claim (pertaining to a house fire). State Farm..., Case Law Alert - 3rd Qtr 2012