Practice Areas & Industries: Roetzel & Andress, A Legal Professional Association

Practice/Industry Group Overview

The Banking & Finance attorneys at Roetzel & Andress have significant experience in representing a broad range of financial institutions, municipalities, and publicly and privately held companies in sophisticated commercial and bond financing transactions.

Our attorneys are engaged in structuring, negotiating, and documenting debt complex commercial and public finance transactions, including asset-based financing, real estate acquisition, development and construction loans, conduit loans, syndicated lending and participations, health care financing, acquisition financing, floor plan financing, government-guaranteed loans, securitized loans, and hybrids which combine multiple types of facilities in a package. Additionally, our attorneys are engaged in mezzanine and subordinated transactions involving complex inter-creditor and subordination issues.

Our Banking & Finance attorneys also advise municipalities and political subdivisions as bond counsel, as well as serve as underwriter's counsel in bond financings. We represent financial institutions in the issuance of letters of credit to enhance tax-exempt and taxable bonds and notes. In this regard, we have experience with tax and securities issues and can counsel financial institutions, which provide letters of credit with the legal issues involving the structure of, and security for, letter of credit transactions. We have also counseled financial institutions about the acquisition of debt issued by counties, municipalities, and other political subdivisions.

Services Available

• Analysis of secured status
• Bank-owned real estate
• Bankruptcy
• Branch acquisition
• Chapter 11 secured creditor representation
• Commercial foreclosure
• Commercial loans and investments
• Commercial workouts
• Corporate and Business Services
• Divestitures
• Employee benefits
• Labor & employment
• Litigation
• Loan documentation
• Real estate acquisition
• Receiverships
• Regulatory matters (mortgage banking companies and title insurance companies)
• Special assets (non-bankruptcy)
• Trusts & Estates
• Workouts

Representative Matters

• Prepared commercial loan documentation for investment real estate loans secured by office buildings, single and multi-family development projects, and shopping centers
• Prepared loan documentation for asset-based loans and revolving lines of credit
• Structured credit facilities funds for the hospitality industry and for assisted living and skilled nursing facilities
• Handled workouts, restructures, and foreclosures of loans secured by real estate, including loans secured by hotels and health care facilities
• Represented the nation's largest mortgage lender in a week-long jury trial defending against claims of customer involving a "bridge loan"
• Resolved a multimillion-dollar lawsuit alleging fraud, negligence, and breach of fiduciary duties against a Bank serving as corporate trustee in a sophisticated real estate trust structure
• Obtained a dismissal with prejudice on behalf of a bank serving as corporate trustee in a large family trust, with favorable results for the bank
• Structured construction financing for a resort condominium development in both the senior and mezzanine positions
• Represented a multistate recreational vehicle dealer in a $100 million floor plan financing
• Prepared loan documentation and closed loans on behalf of insitutional lenders for loans, including:
  • $48 million construction financing for a large office complex
  • $22 million financing for acquisition of large apartment complex in South Carolina
  • $17 million financing for simultaneous acquisition of properties in Massachusetts and Florida
  • $17 million acquisition financing for a multistate manufacturing company
  • $15 million revolving and term debt for a U.K. company and U.S. subsidiary
  • $12.75 million refinancing of properties in 15 states
  • $12.5 million construction loan for an office / warehouse project
  • $12.1 million Acquisition and Development Loan for an industrial and commercial project
• Represented financial institutions in leasing, acquisition, and divestiture of real estate for retail branches, major business centers, and office space