Suzanne Garwood focuses her practice on state and federal law relating to consumer credit and financial services. She has assisted mortgage lenders, banks and thrifts with issues arising under federal and states laws, including the Truth in Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act and state anti-predatory lending and fair lending laws. Ms. Garwood represents clients from all aspects of the financial services industry - from credit counselors to mortgage lenders and credit card issuers. She represents the interests of those clients before Congress, the Department of Housing and Urban Development, the Federal Reserve Board and other federal banking agencies. In addition to her consumer credit background, Ms. Garwood is experienced in issues related to credit unions. Prior to entering private practice, Ms. Garwood worked for the National Association of Federal Credit Unions as the primary liaison to the National Credit Union Administration. Ms. Garwood continues to represent credit unions in matters relating to field of membership, mergers and other significant regulatory matters. Activities Ms. Garwood is the President of Women in Housing & Finance. Industries Financial Services Credit Counseling and Debt Services Consumer Financial Protection Bureau Task Force News January 31, 2012, Suzanne Garwood quoted in Bloomberg BNA on CFPB's "Know Before You Owe" initiatives January 23, 2012, Washington Post highlights promotion of 4 partners January 18, 2012, Suzanne Garwood speaks to Bloomberg Law Reports - Banking and Finance about the most significant development for consumer financial protection over the next year December 13, 2011, Venable Names Six Attorneys to Partnership December 1, 2011, Suzanne Garwood quoted in American Banker on CFPB September 14, 2011, Suzanne Garwood quoted in American Banker on Women in Housing and Finance event September 7, 2011, Suzanne Garwood quoted in American Banker on CFPB's "abusive" standard February 18, 2011, Venable Elevates Six Attorneys to Of Counsel May 14, 2010, Suzanne Garwood elected President of Women in Housing and Finance Publications January 31, 2012, CFPB: January Roundup
Suzanne Fay Garwood
CFPB Watch January 2012, CFPB: Examining Short-Term, Small-Dollar Lenders
Suzanne Fay Garwood
CFPB Watch December 31, 2011, CFPB: December Roundup
Suzanne Fay Garwood
CFPB Watch November 30, 2011, CFPB: November Roundup
Suzanne Fay Garwood
CFPB Watch October 31, 2011, CFPB: October Roundup
Suzanne Fay Garwood
CFPB Watch October 14, 2011, Dodd-Frank Act Title X - Handy Reference Guide
Suzanne Fay Garwood, Maura A. Marcheski September 2010, Suggested Approaches to Preemption Following the Dodd-Frank Act
CFPB Watch May 2010, Financial Services Reform: Next Step - Resolving the Differences
William J. Donovan, Suzanne Fay Garwood
Financial Services Alert September 2009, Federal Reserve Board Proposes Systemic Changes to Mortgage Lending
Suzanne Fay Garwood
Financial Services Alert August 3, 2009, Highlights of the Philadelphia Federal Reserve Bank's "Future of Consumer Credit Counseling" Conference
Jeffrey S. Tenenbaum, Suzanne Fay Garwood, Jonathan L. Pompan
Credit Counseling Alert July 20, 2009, Consumer Financial Protection Agency: A Jack of All Trades but Master of None
William J. Donovan, Suzanne Fay Garwood, Gary D. Hailey
Financial Services Alert June 11, 2009, Historic Credit Card Crackdown Law Affects Creditors, Credit Card Issuers, Gift Card Sellers, Colleges and More
Emilio W. Cividanes, William J. Donovan, Suzanne Fay Garwood, Stuart P. Ingis, Robert L. Smith, II, Melissa Landau Steinman
Financial Services Alert May 18, 2009, Subcommittee on Housing and Community Opportunity Hearing: The Role of NeighborWorks and Housing Counseling Intermediaries Preventing Foreclosure
Suzanne Fay Garwood
Credit Counseling Alert May 13, 2009, The "Making Home Affordable" Loan Modification Program: The Applicability of the ECOA and Adverse Action Notices
Suzanne Fay Garwood
Financial Services Alert April 24, 2009, Appropriations Act Authorizes More Than Millions
Lisa Jose Fales, Suzanne Fay Garwood, Tara Sugiyama Potashnik
Financial Services Alert April 20, 2009, "Red Flags" Identify Theft Prevention Compliance Date Fast Approaching
Suzanne Fay Garwood
Consumer Products and Services Alert March 24, 2009, Treasury's Public / Private Investment Program: What You Need to Know and Do Today
Suzanne Fay Garwood, William J. Donovan, Charles J. Morton, Jr.
Economic Crisis Team Alert March 12, 2009, Contributor, "What the New Rules on Mortgage Lending and HOEPA Mean to Your Bank"
Suzanne Fay Garwood
ABAWorks on Regulation Z February 20, 2009, White House Looks to Mortgage Modifications to Stabilize Housing Market
Suzanne Fay Garwood, William J. Donovan
Economic Crisis Team Alert February 18, 2009, Executive Compensation Limitations & Corporate Governance Standards in Stimulus Bill
Suzanne Fay Garwood, Ronald R. Glancz, John B. Beaty, John F. Cooney, William J. Donovan, Ralph E. Sharpe, D. E. Wilson, Jr., Robert L. Smith, II
Financial Services Alert December 1, 2008, RESPA Reform Comes in Under the Wire and Under Fire
Suzanne Fay Garwood October 8, 2008, Economic Crisis Team Alert: "Overview of the Emergency Economic Stabilization Act of 2008"
William J. Donovan, Robert L. Smith, II, Ronald R. Glancz, John B. Beaty, John F. Cooney, Ralph E. Sharpe, D. E. Wilson, Jr., Suzanne Fay Garwood
Economic Crisis Team Alert Events/Speaking Engagements Past Events January 25, 2012, "Qualified Residential Mortgage (QRM) and Qualified Mortgage (QM) Regulations" for the National Business Institute
Suzanne Fay Garwood December 21, 2011, "CFPB: Redefining the Consumer Credit Market by Defining 'Abusive' Standards" telephone seminar for ALI-ABA
Suzanne Fay Garwood December 14, 2011, "Mortgage Services: Development and Impact" for ABA
Suzanne Fay Garwood May 15, 2011 - May 17, 2011, Mortgage Bankers Association's Legal Issues and Regulatory Conference
Suzanne Fay Garwood September 28, 2010, Consumer Financial Protection Bureau Symposium, hosted by Venable LLP
William J. Donovan, Suzanne Fay Garwood, D. E. Wilson, Jr., Emilio W. Cividanes, Ronald R. Glancz, Stuart P. Ingis May 2, 2010, Truth in Lending Act (TILA) presentation at Mortgage Banker's Association's Legal Issues and Regulatory Compliance Conference 2010
Suzanne Fay Garwood January 28, 2010, RESPA Ready 2010 - What You Need to Know to Comply at the Mortgage Bankers Association Workshop
Suzanne Fay Garwood May 3, 2009, Mortgage Bankers Association's Legal Affairs and Regulatory Conference
Suzanne Fay Garwood March 24, 2009, National Housing Counseling Association's Annual Conference
Suzanne Fay Garwood October 21, 2008, Regulatory Update: OLA's Fall Meeting
Suzanne Fay Garwood October 20, 2008 - October 22, 2008, Suzanne Garwood to speak at the Fall Conference of the American Association of Debt Management Organizations
Suzanne Fay Garwood February 6, 2008, Suzanne Garwood to moderate at 2008 WHF Symposium: A New Landscape for Housing Finance Suzanne Fay Garwood December 4, 2007, THE CREDIT CRUNCH: How to Not Only Survive, But Prosper Robert L. Smith, II, Suzanne Fay Garwood, William H. Devaney, Wallace E. Christner August 24, 2007, Developments in Mortgage Fraud - Housing Taskforce Brown Bag Lunch Suzanne Fay Garwood April 24, 2007, The State of the Subprime Mortgage Lending Market - Joint Housing and Regulatory Taskforce Brown Bag Briefing Suzanne Fay Garwood 2007, "Billing in Your Slippers: Alternative Work Spaces and Schedules for Business Lawyers" at the ABA Business Section, Spring Meeting Suzanne Fay Garwood |