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Dealing with Financial Crisis

by Rawls Scheer Foster Mingo Culp PLLC - Charlotte Office

April 22, 2013

I co-teach a monthly workshop at Charlotte Works (www.charlotteworks.com) on the topic of Dealing with Financial Crisis. My portion of the workshop addresses concerns common to the unemployed and underemployed: what will happen if I can’t find a job quickly, and am unable to repay my creditors? This handout tracks the workshop discussion, and provides a basic overview of Chapter 7 and Chapter 13 bankruptcy, who is eligible for each type of relief, what types of property can be kept during a bankruptcy, what kinds of debts are not dischargeable (i.e, survive a bankruptcy), and what to expect during an initial bankruptcy consultation.


The views expressed in this document are solely the views of the author and not Martindale-Hubbell. This document is intended for informational purposes only and is not legal advice or a substitute for consultation with a licensed legal professional in a particular case or circumstance.

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