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Your "Additional Insured" Status: What Does It Really Get You?


by Bradford A. Nilsson
Thelen Reid & Priest LLP
San Francisco Office

March 27, 2005

Previously published on May 24, 2004

Owners commonly require that contractors and subcontractors provide them "additional insured" status under the contractor's and subcontractor's with general liability policies. Contractors, in turn, require their subcontractors to provide them with additional insured coverage. The additional insured status is intended to provide extra coverage to the owner or to the general contractor in the event of an insurance claim. This status is provided by an endorsement or written amendment to the underlying policy.


 

The views expressed in this article are solely the views of the author and not Martindale-Hubbell. This article is intended for informational purposes only and is not legal advice or a substitute for consultation with a licensed legal professional in a particular case or circumstance.




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