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HTMLERISA Plan Can't Shrink Deadlines Without Providing Notice, Says 3rd Circuit Court of Appeals
David J. Treibman; Fisher & Phillips LLP;
Legal Alert/Article
August 27, 2015, previously published on August 27, 2015
The 3rd Circuit Court of Appeals just ruled that an ERISA plan can’t shorten the deadline for filing a legal action challenging a denial of benefits unless the participant receives written communication of the plan’s altered deadline. Mirza v. Insurance Administrator of America, Inc.

 

HTMLEleventh Circuit Addresses Statutory Penalty Claims under ERISA
Joshua Bachrach, Tanya I. Suarez; Wilson Elser Moskowitz Edelman & Dicker LLP;
Legal Alert/Article
August 26, 2015, previously published on August 25, 2015
The ERISA statute authorizes a court to award a penalty of up to $110 per day based on the failure of an Administrator to respond to a participant’s or a beneficiary’s request for plan documents. The term “Administrator” is defined under ERISA as “the person...

 

HTMLDraft PRPPS Multilateral Agreement for Consultation
Sonia T. Mak; Borden Ladner Gervais LLP;
Legal Alert/Article
August 17, 2015, previously published on August 14, 2015
On July 15, 2015, Finance Canada released a draft multi-lateral agreement respecting pooled registered pension plans ("Proposed Agreement") for public comments in a 45-day period. The Proposed Agreement was also published in the July 15, 2015 Gazette officielle du Québec (Part 2)...

 

HTMLCare Committees Help Trustees Make Decisions When They Don't Know It All
Dana B. Perry; Chambliss, Bahner & Stophel, P.C.;
Legal Alert/Article
August 11, 2015, previously published on August 2015
Do you know one person who is an expert in disability law, housing, medicine, social work and, on top of all that, knows all of the members of your family and how they interact with one another? If you do, this person should, without a doubt, serve as the trustee of the special needs trust that you...

 

HTMLSEC Adopts Pay Ratio Rule
Adam C. Berkaw, Stephen P. Coolbaugh, James E. O'Bannon, Kimberly J. Pustulka; Jones Day;
Legal Alert/Article
August 11, 2015, previously published on August 2015
On August 5, 2015, the SEC adopted the pay ratio disclosure rule,[1] as required by Section 953(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This new rule comes more than five years after Dodd-Frank was enacted and after thousands of comment letters from companies, trade...

 

HTMLWhat You Need to Know About Applying for Disability Benefits
Dana B. Perry; Chambliss, Bahner & Stophel, P.C.;
Legal Alert/Article
August 11, 2015, previously published on August 2015
Applying for disability benefits from the federal government through the Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) programs can be a daunting task. Here is a brief overview of how the application process works and what you can expect after you've applied.

 

HTMLRisk-Based Pension Plan Review Announced By Canada Revenue Agency
Pamela L. Cross; Borden Ladner Gervais LLP;
Legal Alert/Article
August 5, 2015, previously published on July 28, 2015
On July 18th, 2015, the Canada Revenue Agency (“CRA”) announced changes to its registered pension plan review process, which will be based upon risk criteria.1 These changes stem from the results of a recent pilot project conducted by the CRA for the purpose of identifying areas of...

 

HTML"Steering" the Cadillac Tax II: An Additional Opportunity for Employers and Other Stakeholders
Joanne C. Youn; Caplin & Drysdale, Chartered;
Legal Alert/Article
August 5, 2015, previously published on August 5, 2015
Our March 2015 client alert "‘Steering' the Cadillac Tax: An Opportunity for Employers and Other Stakeholders" addressed IRS Notice 2015-16, which was an initial request for comments regarding the excise tax on high-cost, employer-sponsored health coverage (commonly referred to as...

 

HTMLMultiemployer Pension Plans - Withdrawal Liability is Mounting
Kevin M. Williams; Ford & Harrison LLP;
Legal Alert/Article
August 4, 2015, previously published on July 28, 2015
There are approximately 1,400 multiemployer pension plans and nearly 10 percent are projected to become insolvent within the next 15 years. Plan insolvency will trigger a termination and the assessment of withdrawal liability. Collectively, these plans have over $30 billion in unfunded liabilities....

 

HTMLDeadline for 175/185 Plans Approaches
GrayRobinson P.A.;
Legal Alert/Article
July 22, 2015, previously published on July 21, 2015
This Elert should interest plan sponsors of defined benefit plans for police officers or firefighters intended to qualify for receipt of insurance premium tax (IPT) dollars under Florida Statutes Chapters 175 or 185.

 


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