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|Charges Cap in Money Purchase Default Arrangements: Mapping and White-Labelling|
Jonathan Moody, Ian Wright; Mayer Brown International LLP;
April 14, 2015, previously published on February 2015The final version of the charges cap regulations were published last week and are due to come into force on 6 April. Broadly, they will impose a 0.75% cap on charges in money purchase default arrangements. But the regulations give an unexpectedly wide meaning to “default arrangement” in...
|Three Things US Audit Committee Members Should Consider in 2015|
David S. Bakst, Jason S. Bazar, John P. Berkery, Edward S. Best, Jennifer J. Carlson; Mayer Brown LLP;
April 14, 2015, previously published on January 23, 2015Audit Committees are facing increased demands from many quarters heading into 2015, which expand their responsibilities, expose them to greater regulatory scrutiny and potential liabilities, and provide the basis for proxy and shareholder activists to oppose the re-election of Audit Committee...
|New York Amends Controversial Provisions of Replacement Regulation|
Sandra M. McDermott; Goldberg Segalla LLP;
April 14, 2015, previously published on April 8, 2015After almost two decades, the New York Department of Financial Services (DFS) has approved amendments to New York Insurance Regulation 60, which will now permit insurance agents to immediately bind coverage where an existing life insurance policy or annuity contract is being replaced. The Third...
|Supreme Court of GA Affirms Denial of Bond Issue for Lake Oconee Academy|
Ryan L. Pratt, Blake C. Sharpton; Butler Snow LLP;
April 14, 2015, previously published on March 19, 2015In a 6-to-1 decision, the Supreme Court of Georgia upheld a Greene County Superior Court ruling denying the validation of revenue bonds to build additional facilities for Lake Oconee Academy (the “Academy”) in Greene County (the “County”). The Greene County Development...
|NY Dept. of Financial Services Requests Detailed Cyber Security Reports From Insurers|
John J. Jablonski, Sandra M. McDermott, Frederick J. Pomerantz; Goldberg Segalla LLP;
April 14, 2015, previously published on April 8, 2015Cyber security is clearly one of the highest priorities — if not the top concern — for regulators in 2015. Late last month, the New York Department of Financial Services (DFS) sent more than 160 licensed insurers a New York Insurance Law Section 308 Letter seeking a detailed report...
|Are Consumer Reports Available For Use In The Collection of Debts Owed to Governmental Agencies?|
James C. Warmbrodt; Weltman, Weinberg & Reis Co., L.P.A.;
April 14, 2015, previously published on March 10, 2015Consumer reports obtained from credit reporting agencies can be a valuable tool in debt collection. The purposes for which consumer reports may be issued and used are governed by the Fair Credit Reporting Act (FCRA). The FCRA contains specific provisions permitting the issuance of consumer reports...
|Giving Third Parties Contractual Rights - The New Rules|
Bill Amos, Gabriela Kennedy, Mark J. Stevens, Jenny W. Y. Yu; Mayer Brown JSM;
April 13, 2015, previously published on March 18, 2015Hong Kong’s Contracts (Rights of Third Parties) Ordinance No.17 of 2014 (the “Ordinance”) was passed in December 2014, and is expected to come into force as Cap. 623 later this year. We are advising clients to treat now as a lead-in period, and take practical steps to get ready....
|Province Announces Bill 73 the “Smart Growth for Our Communities Act”|
Eden Alexander, Emma Blanchard; Borden Ladner Gervais LLP;
April 13, 2015, previously published on March 25, 2015The Ontario Ministry of Municipal Affairs and Housing has announced Bill 73, the “Smart Growth for Our Communities Act,” which proposes significant changes to the Planning Act and DevelopmentCharges Act, 1997 which is intended to “give residents a greater, more meaningful say in...
|The ABCs of Ohio’s Back-to-School Sales Tax Holiday|
Steven A. Dimengo; Buckingham, Doolittle & Burroughs, LLC;
April 10, 2015, previously published on January 5, 2015Back-to-school shopping just got a little better for Ohio taxpayers due to the recent enactment of Senate Bill 243 which exempts the purchase of clothing and school supplies from Ohio sales / use tax for three days in August 2015. Ohio’s “sales tax holiday” will occur on August 7...
|Ohio Supreme Court’s Preemption Analysis Limits Municipalities’ Power to Regulate Oil and Gas Drilling|
Genevieve A. Pecharka, John R. Seeds; Dickie, McCamey & Chilcote, P.C.;
April 10, 2015, previously published on March 9, 2015In an effort to end growing uncertainty surrounding municipalities’ authority to pass ordinances limiting oil and gas drilling, the Ohio Supreme Court recently upheld existing case law and affirmed that state statutes preempt conflicting local ordinances. In State ex rel. Morrison v. Beck...