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''First Party'' Insurance Bad Faith Claims: Mooring Procedure To Substance



by Marc S. Mayerson
Spriggs & Hollingsworth - Washington Office

October 14, 2003

Previously published by the ABA on Spring 2003

Since the seminal California appellate decision in Fletcher v. Western National Life Insurance Co. was decided in 1970, the judicially created form of redress for first party insurance bad faith -- centrally, a contract- or tortbased damages remedy for an insurance company's unreasonable refusal to provide policy benefits due its insured -- has grown from being the subject of a few published appellate opinions a year to what some perceive as its own cottage industry, with armies of specialist lawyers for both insurance companies and policyholders as well as annual seminars, professional legal journals, treatises, and websites all devoted to the topic of insurance company bad faith. Whatever the cause of the increase in the number of claims of first party insurance bad faith, the courts have noticed their burgeoning dockets, and one judicial response has been to develop tools to weed out bad faith claims on summary judgment.


 

The views expressed in this document are solely the views of the author and not Martindale-Hubbell. This document is intended for informational purposes only and is not legal advice or a substitute for consultation with a licensed legal professional in a particular case or circumstance.
 

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