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Adobe PDFAn Introduction to Corporate Participation at Lloyd’s
Damian Connolly, Chris Finney, David R. Kendall, William Slaiding; Edwards Wildman Palmer LLP;
Legal Alert/Article
February 27, 2014, previously published on February 2014
Lloyd’s of London is perhaps the most famous insurance brand in the world. Yet for those not actively involved in the market, its structure and methods of doing business have until recent years largely remained a mystery. After three centuries of operation (with its capital being provided by...

 

HTMLVermont Enacts “Legacy Insurance Management Act” for Commercial Run-Off Business
Nick Pearson, Geoffrey E. Rosenblat; Edwards Wildman Palmer LLP;
Legal Alert/Article
February 27, 2014, previously published on February 21, 2014
Vermont Governor Peter Shumlin has signed H. 198, titled the Legacy Insurance Management Act (“LIMA”), in an effort to attract new domestic insurance companies dedicated to run-off business in Vermont. LIMA allows for the formation of Vermont-domiciled insurance companies whose sole...

 

HTMLPuerto Rico Imposes Massive Fine for Insurer’s Data Breachl
Erin Brisbay McMahon; Wyatt, Tarrant & Combs, LLP;
Legal Alert/Article
February 26, 2014, previously published on February 24, 2014
The Puerto Rico Health Insurance Administration has fined Triple-S Salud Inc. (TSS) $6.8 million for failure to safeguard Medicare beneficiary numbers. This far exceeds any fine imposed by or settlement reached by the United States Office of Civil Rights to date for HIPAA data breaches. How did the...

 

HTML“Additional Insureds” Are Not Always Afforded Coverage for Defect Claims
Jack R. Dodson; Adams and Reese LLP;
Legal Alert/Article
February 26, 2014, previously published on February 24, 2014
If you thought that getting your company identified as an additional insured on your subcontractor’s insurance policy was sufficient to provide you with the same insurance coverage that the subcontractor is getting, think again. Depending on the policy language, the general contractor or...

 

HTMLSouth Carolina Supreme Court Holds That Statutory Service On An Insurer Through The Department Of Insurance Is Not Required Where The Policy Provides An Alternative Method Of Service
Carlock Copeland Stair LLP;
Legal Alert/Article
February 25, 2014, previously published on February 17, 2014
Insurers and attorneys in South Carolina have long recognized that the exclusive means of service on an insurer is through the Department of Insurance pursuant to S.C. Code § 15-9-270 (“The summons and any other legal process in any action or proceeding against it must be served on an...

 

HTMLDoes an Insurer Have the Right To See Co-Defendant’s Settlement Agreement Amounts?
Franklin Cragle; Hirschler Fleischer A Professional Corporation;
Legal Alert/Article
February 25, 2014, previously published on February 18, 2014
Often in litigation multiple defendants are named based on their roles in creating the plaintiff’s injury. Very frequently, these defendants will be represented by separate counsel and looking to save themselves, even if it is at the expense of their co-defendants. That is simply how...

 

HTMLNew York Appeals Court Reverses Itself in K2 Investment Group Decision; Reaffirms Earlier Ruling in Servidone
Duane Morris LLP;
Legal Alert/Article
February 25, 2014, previously published on February 19, 2014
In a decision notable for several reasons, the New York State Court of Appeals—the state's highest court—reversed itself in K2 Investment Group, LLC v. American Guarantee & Liability Insurance Co. [21 NY3d 384 (2014)] and reaffirmed its earlier ruling in Servidone Construction Corp....

 

Adobe PDFThe New Companies Ordinance: Implications for Directors & Officers Liability Insurance
Tow Lu Lim, Jenny W. Y. Yu; Mayer Brown JSM;
Legal Alert/Article
February 25, 2014, previously published on February 25, 2014
With the new Companies Ordinance coming into force next month, what are the considerations for companies and directors when taking out Directors & Officers Liability Insurance? The new Companies Ordinance codifies the common law duty of care, skill and diligence and introduces a new concept of...

 

HTMLEleventh Circuit Holds That Lenders May Require More Flood Insurance Than Amount Required Under Federal Law for Federally-Insured Mortgages
John R. Chiles, Jordan Teague; Burr & Forman LLP;
Legal Alert/Article
February 24, 2014, previously published on February 20, 2014
The Eleventh Circuit Court of Appeals held in Faire Feaz v. Wells Fargo Bank, N.A., et al., No. 13-10230 (11th Cir. Feb. 10, 2014), that a lender may require a borrower who has a federally-insured mortgage to obtain more flood insurance than the amount required under federal law.

 

Adobe PDFWill 2014 Unemployment-Insurance Reforms Save Employers Money?
Robert C. Whitaker; Hancock Estabrook, LLP;
Legal Alert/Article
February 24, 2014, previously published on February 18, 2014
The New York State Department of Labor (NYSDOL) recently acknowledged that the Unemployment Insurance Trust Fund is insolvent with a $3.5 billion deficit.

 


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