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HTMLEleventh Circuit Defines “Structural Damage” Under an Insurance Policy
A. David Fawal; Butler Snow LLP;
Legal Alert/Article
March 23, 2015, previously published on March 5, 2015
Although commonly used in insurance policies, the term “ structural damage ” is typically an undefined term, leaving it to insurers, insureds, and sometimes the courts to define. In Florida, federal district courts had come to different conclusions as to the definition, and recently,...

 

HTMLThe Fifth Circuit Holds that a Corporation is Not a Person-At Least for Purposes of Insurance Coverage
Michael L. Young; HeplerBroom LLC;
Legal Alert/Article
March 23, 2015, previously published on February 23, 2015
Have you ever seen a corporation walk down the street? Or maybe you’ve shaken hands with a corporation lately? Perhaps you’ve witnessed a corporation do The Wiggle? Over two hundred years ago, Chief Justice Marshall wrote that a corporation is “an artificial being, invisible,...

 

HTMLDon’t Have Excess or Umbrella Coverage? Be Careful, Your Negative Online Review May Leave You Howling at the Moon!
Michael L. Young; HeplerBroom LLC;
Legal Alert/Article
March 23, 2015, previously published on March 2, 2015
Antonia Neshev is a Bulgarian artist who moved to Colorado in the mid-1990s to become a wildlife instructor and T-shirt decorator. In the late 2000s she designed a T-shirt that depicted three wolves howling at the moon. The manufacturer sold the shirts through Amazon, which of course allows...

 

HTMLFlorida Senate Insurance Committee Approves Citizens Property Insurance, Flood Coverage, Windstorm Mitigation Discount Bills, Among Others
Colodny Fass P.A.;
Legal Alert/Article
March 23, 2015, previously published on March 10, 2015
Citizens Property Insurance Corporation ("Citizens"), flood coverage and windstorm mitigation discounts were among the topics touched upon by a number of insurance-related bills taken up by the Florida Senate Committee on Banking and Insurance ("Committee") during its meeting...

 

HTMLFlorida House Insurance Subcommittee Approves Coverage Prohibition Repeal of Citizens Property Insurance for Certain Structures
Colodny Fass P.A.;
Legal Alert/Article
March 23, 2015, previously published on March 10, 2015
HB 715, a bill that would remove a provision of law prohibiting certain improvements to major structures from being eligible for Citizens Property Insurance Corporation ("Citizens") coverage was the focus of the Florida House of Representatives' Insurance and Banking Subcommittee...

 

HTMLChildren, Horses, and Liability: The Law Might Surprise You
Julie I. Fershtman; Foster, Swift, Collins & Smith, P.C.;
Legal Alert/Article
March 20, 2015, previously published on December 17, 2014
Misunderstandings and myths abound when it comes to liabilities involving children. Make sure to separate fact from fiction.

 

HTMLSupreme Court to Weigh in on Providers’ Rights to Sue for Medicaid Reimbursements
Zachary W. Behler, Michael R. Blum, Lauren B. Dunn, Samuel J. Frederick, Gilbert M. Frimet; Foster, Swift, Collins & Smith, P.C.;
Legal Alert/Article
March 20, 2015, previously published on January 27, 2015
The Medicaid program, a public insurance program serving approximately 66 million low-income Americans, is at risk for losing participating providers who claim they are not being compensated fairly for their services. On January 19, 2015, the Supreme Court heard arguments in Armstrong v....

 

HTMLLiability Insurance Coverage - More Affordable Than You Think
Julie I. Fershtman; Foster, Swift, Collins & Smith, P.C.;
Legal Alert/Article
March 20, 2015, previously published on January 7, 2015
Question: Should a riding instructor with a small clientele forego purchasing a policy of liability insurance merely because her business is small?

 

HTMLWhat You Didn’t Know About Equine Insurance
Julie I. Fershtman; Foster, Swift, Collins & Smith, P.C.;
Legal Alert/Article
March 20, 2015, previously published on March 18, 2015
You’re about to apply for equine mortality insurance on your new horse. What you might not know is that these policies are unique, and some features of this type of insurance might surprise you. For example:

 

HTMLLife Insurance Beneficiaries Must Be Designated, Not Assumed
Thomas D. Begley; Capehart & Scatchard, P.A.;
Legal Alert/Article
March 20, 2015, previously published on March 13, 2015
In July 2012, Michael G. Fox got married, and looked forward to many happy years with his new wife, Evanisa. Unfortunately, Michael died tragically in a work-related car accident just four months later. Evanisa assumed that she was entitled to the death benefit from his life insurance policy.

 


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