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HTMLLife Insurance Beneficiaries Must Be Designated, Not Assumed
Thomas D. Begley; Capehart & Scatchard, P.A.;
Legal Alert/Article
March 20, 2015, previously published on March 13, 2015
In July 2012, Michael G. Fox got married, and looked forward to many happy years with his new wife, Evanisa. Unfortunately, Michael died tragically in a work-related car accident just four months later. Evanisa assumed that she was entitled to the death benefit from his life insurance policy.

 

HTMLWhat You Didn’t Know About Equine Insurance
Julie I. Fershtman; Foster, Swift, Collins & Smith, P.C.;
Legal Alert/Article
March 20, 2015, previously published on March 18, 2015
You’re about to apply for equine mortality insurance on your new horse. What you might not know is that these policies are unique, and some features of this type of insurance might surprise you. For example:

 

HTMLNAIC Amps Up Cybersecurity Oversight
Daniel E. Frank, Mark D. Herlach, John S. Pruitt, Stephen E. Roth, Brian L. Rubin; Sutherland Asbill Brennan LLP;
Legal Alert/Article
March 19, 2015, previously published on March 18, 2015
The NAIC has begun its efforts to amp up state insurance department oversight of cybersecurity practices with the release of two documents for public comment. The first, entitled Principles for Effective Cybersecurity Insurance Regulatory Guidance (the “Principles”), is a document...

 

HTMLNew Jersey’s “Fairly Debatable” Standard in Bad Faith Insurance Claims Is Alive and Well
Gina M. Zippilli; Capehart & Scatchard, P.A.;
Legal Alert/Article
March 19, 2015, previously published on March 13, 2015
The “fairly debatable” standard protects insurers from claims of bad faith if decisions to disclaim coverage are “fairly debatable.” This long-standing shield to insurers recently came under attack in Badiali v. New Jersey Manufacturers Ins. Group, but was ultimately...

 

Adobe PDFU.S. Commodity Futures Trading Commission Issues No-Action Letter Relating to Insurance-Linked Securities
Richard K. Pan, Stephen G. Rooney, Richard B. Spitzer; Mayer Brown LLP;
Legal Alert/Article
March 18, 2015, previously published on December 31, 2014
On December 18, 2014, the U.S. Commodity Futures Trading Commission (CFTC) issued a no-action letter (CFTC Letter 14-152) providing relief from commodity pool operator (CPO) registration for operators of certain insurancelinked securities (ILS) issuers.

 

HTMLParticulars of Post-Discovery Surveillance Must be Disclosed
Jay Stolberg; Blaney McMurtry LLP;
Legal Alert/Article
March 17, 2015, previously published on February 20, 2015
The Ontario Court of Appeal issued an important decision on February 17, 2015, regarding the disclosure of surveillance. As a result of the ruling in Iannarella v. Corbett, the particulars of all surveillance undertaken before trial must be disclosed to the plaintiff.

 

HTMLLouisiana Appellate Court Confirms that Insurers Must Provide A Complete Defense in Long-Term Exposure Cases
Steven Boutwell, Michael J. deBarros; Kean Miller LLP;
Legal Alert/Article
March 17, 2015, previously published on March 4, 2015
The Louisiana Fourth Circuit Court of Appeal held that an insurer must provide a complete defense to its insured in long-latency disease cases and that the duty to defend is not subject to proration. See Arceneaux v. Amstar Corp., 2014-0271 (La. App. 4 Cir. 2/25/15), 2015 WL 798980.

 

HTMLOn the Eleventh Day of Privacy, the Drones Brought to Me.....
Nancy D. Adams; Mintz, Levin, Cohn, Ferris, Glovsky and Popeo, P.C.;
Legal Alert/Article
March 16, 2015, previously published on December 23, 2014
Apparently, this “privacy loving” kangaroo was less than pleased with the drone following her family. While the drone obtained impressive footage of the kangaroos, it was clear that this kangaroo had had enough. As new technologies enter the stream of commerce, companies using such...

 

HTMLNew Insurance Covers Celeb-Endorsed Products from Endorser’s Public Fall from Grace
Joseph M. Hanna; Goldberg Segalla LLP;
Legal Alert/Article
March 16, 2015, previously published on February 4, 2015
American International Group, Inc. (AIG) announced a new insurance product called Celebrity Product RecallResponse. According to the company, it is designed to protect companies exposed to risks if a celebrity endorser suffers a public fall from grace or sudden death. It aims to particularly help...

 

HTMLOn the Fourth Day of Privacy, My Insurance Carrier Gave to Me.....
Daniel S. Harary, Heidi A. Lawson; Mintz, Levin, Cohn, Ferris, Glovsky and Popeo, P.C.;
Legal Alert/Article
March 16, 2015, previously published on December 12, 2014
What can companies and insurers expect in the new year when it comes to cyber liability insurance coverage? While we wait for some court decisions interpreting these new stand-alone cyber liability insurance policies that are being heavily pushed in the market, there are some steps a company can...

 


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