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HTMLCybersecurity and the Insurance Industry
Andy Blair, JillAllison Opell, Keith W. Woodeshick; Dentons Canada LLP;
Legal Alert/Article
May 15, 2015, previously published on May 1, 2015
Cybersecurity is quickly emerging as a top policy issue for insurance regulators. Speaking at a Dow Jones Risk & Compliance forum last week, on April 21, 2015, New York Superintendent of Financial Services Benjamin Lawsky, said "I think [cybersecurity] will probably be the most important...

 

HTMLFlorida's Citizens Property Insurance Board Ends 1-in-100 Assessment Risk with Approval of 2015 Reinsurance Package
Colodny Fass P.A.;
Legal Alert/Article
May 14, 2015, previously published on April 30, 2015
In a brief meeting held this morning, April 30, 2015, Florida's Citizens Property Insurance Corporation's ("Citizens") Board of Governors ("Board") approved a multi-layered 2015 Hurricane Season risk transfer program for Citizens' Coastal Account consisting of mandatory Florida...

 

HTMLUsage-Based Insurance
Bruce E. Baty, Kara Baysinger, Matthew J. Gaul, Daniel Marino; Dentons Canada LLP;
Legal Alert/Article
May 14, 2015, previously published on April 17, 2015
The National Association of Insurance Commissioner’s Center for Insurance Policy and Research (CIPR) recently released the findings of its study on telematics-supported usage-based insurance (UBI). The study examines the fundamental transformation that telematics technology and UBI are having...

 

HTMLNew Indexed Universal Life illustrations Model: Heading for Consensus (Minus New York)
Bruce E. Baty, Kara Baysinger, Matthew J. Gaul; Dentons Canada LLP;
Legal Alert/Article
May 14, 2015, previously published on April 3, 2015
Regulators and industry representatives who have been grappling with new rules concerning Indexed Universal Life Insurance (IUL) illustrations for the past year came together in person on March 26 at the Life Actuarial Task Force (LATF) as part of the National Association of Insurance Commissioners...

 

HTMLLouisiana Insurers Conference Issues Urgent Call for Insurance Industry Opposition on Tax Credit Reduction Bill (HB 819)
Colodny Fass P.A.;
Legal Alert/Article
May 14, 2015, previously published on May 04, 2015
The Louisiana Insurers Conference is asking insurance industry members and interested parties to contact members of the Louisiana House of Representatives' Ways and Means Committee ("Committee") and urge them to oppose HB 819 relating to Tax Credits before the bill is taken up at the...

 

HTMLFocus On International Standards
Bert Adams, Eric A. Arnold, B. Scott Burton, James R. Dwyer, Eric R. Fenichel; Sutherland Asbill & Brennan LLP;
Legal Alert/Article
May 13, 2015, previously published on May 13, 2015
The influence of international standards on the direction of insurance regulation in the United States has dominated public discussion about insurance regulation during recent years. Nowhere was that more evident than in Washington, D.C., last week. On May 5, the 6th Annual U.S.-EU Insurance...

 

HTML2015 Post-Season Florida Insurance Report
Fred W. Baggett, Agustin G. Corbella, Hayden R. Dempsey, Leslie Y. Dughi, Ashlee T. Falco; Greenberg Traurig, LLP;
Legal Alert/Article
May 13, 2015, previously published on May 6, 2015
Republicans fared well in the election cycle that preceded the 2015 Florida Legislative Session. Despite a tight race, Republican Governor Rick Scott won re-election as did the other three GOP Cabinet members. Additionally, Republicans took six House seats from the Democrats, regaining the...

 

HTMLInsurance Coverage Considerations for Unmanned Aircraft Systems
Tyrone R. Childress, Jeffrey J. Immel, Rebecca MacPherson; Jones Day;
Legal Alert/Article
May 13, 2015, previously published on April 2015
On February 23, 2015, the Federal Aviation Administration ("FAA") issued new proposed regulations for the operation and certification of small unmanned aircraft systems ("sUAS"), popularly referred to as "drones."[1] Although the proposed rules do not require that sUAS...

 

HTMLMaryland Court of Appeals Interprets Insurance Policy in Favor of Insurer and Concludes that Underinsured Motorist Provisions Were Not Ambiguous
Jhanelle A. Graham; Semmes, Bowen & Semmes A Professional Corporation;
Legal Alert/Article
May 13, 2015, previously published on April 2015
In Linda Connors, Individually etc., v. Government Employees Insurance Co., the Court of Appeals of Maryland decided a case involving a dispute between an insurance company and two (2) of its insureds, regarding the method to calculate the proceeds owed to the insureds pursuant to the underinsured...

 

HTMLPennsylvania Superior Court Holds that Reservation of Rights Letter was Ineffective where it was Untimely and Not Specifically Addressed to the Additional Insured.
Allison L. Krupp; Marshall Dennehey Warner Coleman & Goggin, P.C.;
Legal Alert/Article
May 12, 2015, previously published on April 21, 2015
In this unprecedented and highly impactful case, the Pennsylvania Superior Court held that two separate reservation of rights ("ROR") letters were ineffective as to an additional insured, where they were addressed to the named insureds, and were sent seven months after the underlying...

 


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