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HTMLDisputing Debts under the FDCPA - The Effect of the Fourth Circuit’s Opinion in Clark v. Absolute Collection Service, Inc.
R. Scott Adams; Spilman Thomas & Battle, PLLC;
Legal Alert/Article
July 26, 2014, previously published on July 16, 2014
In January of this year, the United States Court of Appeals for the Fourth Circuit (“Fourth Circuit”) decided the case of Clark v. Absolute Collection Service, Inc. (741 F.3d 487, 4th Cir. 2014). The question of first impression before the Court was whether Section 1692g(a)(3) of the...

 

HTMLTexas District Court Addresses Prior Express Consent
Zachary D. Miller; Burr & Forman LLP;
Legal Alert/Article
July 26, 2014, previously published on July 8, 2014
In Cherkaoui v. Santander Consumer USA, Inc., No. 4:13-cv-00467 (S.D. Tex. May 23, 2014), the U.S. District Court for the Southern District of Texas examined how a creditor may obtain “prior express consent” from a borrower and the level of evidence necessary for a borrower to survive...

 

HTMLFive Reasons Why You Need a Good Succession Plan Now
Liza C. Moore; Foster, Swift, Collins & Smith, P.C.;
Legal Alert/Article
July 25, 2014, previously published on July 18, 2014
Remember the old saying “failing to plan is planning to fail”? Here are five reasons why you need a good succession plan now.

 

HTMLPuerto Rico: A Haven for Manufacturers?
Rosana M. Gutierrez; Foley & Lardner LLP;
Legal Alert/Article
July 25, 2014, previously published on July 23, 2014
Perhaps not surprisingly to those familiar with the tropical island, manufacturing remains a key driver of economic activity in Puerto Rico. Indeed, manufacturing accounts for 45% of Puerto Rico’s GDP (compared to 11% in the U.S.) and over 20% of the island’s jobs. Many U.S....

 

HTMLVirginia Business Law: Donald Sterling and the Law on Audio Recordings
Stefan M. Calos; Sands Anderson PC;
Legal Alert/Article
July 25, 2014, previously published on July 18, 2014
This isn’t really about Donald Sterling, the now-infamous owner of the Los Angeles Clippers. It’s about what made him a household name. Audio recordings have been causing businessmen and politicians problems for years. What are the rules?

 

HTMLHow Family-Owned Businesses Can Use Mediation and Arbitration
Erica B. Garay; Meyer, Suozzi, English & Klein, P.C.;
Legal Alert/Article
July 25, 2014, previously published on July 21, 2014
Family-owned businesses are the backbone of our community. Most businesses in fact are family-owned, yet few succeed beyond the second generation. Can you buck this trend, and ensure that your family-owned business is preserved, relationships cultivated, and toxicity avoided? Or will you face a...

 

HTMLCFPB to Scrutinize Nonbank Products: Prepaid Cards, Debt Settlement, Credit Repair, and Pawn and Title Loans
Jonathan L. Pompan; Venable LLP;
Legal Alert/Article
July 25, 2014, previously published on July 21, 2014
Three years after it opened for business, on July 21, 2014, the Consumer Financial Protection Bureau (CFPB) announced it was accepting complaints from consumers with problems with (1) prepaid cards; (2) debt settlement services; (3) credit repair services; and (4) pawn and title loans. This signals...

 

HTMLThe Ten Biggest Mistakes Business Owners Make In Closely Hold Companies
Erica B. Garay; Meyer, Suozzi, English & Klein, P.C.;
Legal Alert/Article
July 25, 2014, previously published on July 21, 2014
Some “partners” or “shareholders” never enter into a formal, written agreement regarding their relationship to each other and to the Company. While New York law does not require such agreements among owners of “partnerships” and “corporations,” the...

 

HTMLCyprus as an Ideal Jurisdiction for Electronic Commerce and Online Services
Anastasios Antoniou LLC;
Legal Alert/Article
July 24, 2014
Cyprus constitutes an ideal jurisdiction from which to carry out e-commerce trading and provide online services, within the EU's Internal Market framework for electronic commerce, which provides legal certainty for business and consumers alike.

 

HTMLRaising Money? Don’t Forget About the Tax Credits
Foley Lardner LLP;
Legal Alert/Article
July 23, 2014, previously published on July 18, 2014
With many states continuing to use tax credits to seed entrepreneurial growth, entrepreneurs and legal counsel must understand the applicable state-sponsored programs and position qualifying businesses to take advantage of these programs. Some government officials and scholars debate the extent to...

 


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