When money is tight, and you can’t pay your bills, make sure to consult with a bankruptcy attorney. The consequences of collection actions like wage garnishments, lawsuits, foreclosures, and repossessions can be severe.
Each financial situation is unique. So you need a solution tailored to meet your needs. If you’re exploring your options—or already planning to file—speaking with an experienced bankruptcy lawyer is your next step.
A bankruptcy lawyer will evaluate your income and tell you whether you qualify for Chapter 7 bankruptcy, or, the amount you’d pay in a Chapter 13 plan. You’ll also learn what will happen to your property and debt. After meeting with a knowledgeable lawyer, you’ll feel confident in your decision to file for bankruptcy.
Looking for a Lawyer?
At Lawyers.com, you’ll find a user-friendly search tool that allows you to tailor results by legal practice area and geography. You can also search for a particular attorney by name. Attorney profiles prominently display contact information, list topics of expertise, and show ratings—by both clients and other legal professionals.
Ready to Meet With a Lawyer?
Before hiring a lawyer or law firm, make sure to speak directly—preferably in person—to the attorney who will be primarily responsible for handling your case. Consider coming prepared to the meeting with a list of questions and any documentation related to your matter. Remember that you don’t need to hire the first lawyer you consult and that, first and foremost, you want a lawyer you trust.
What to Ask a Lawyer
Before your meeting, you’ll want to think about what you’d like to ask the lawyer. Consider making a list ahead of time that includes the following questions:
- how long has the lawyer practiced bankruptcy law
- what percentage of the lawyer’s caseload consists of bankruptcy cases
- whether you should file for bankruptcy, and if so, Chapter 7 or 13
- whether a lawyer or paralegal will prepare your bankruptcy filing
- who will represent you at the 341 meeting of creditors
- how much you’ll be charged in attorneys’ fees and other expenses, and
- whether the fee will include negotiating a reaffirmation agreement or defending against motions and adversary proceedings.