William J. Thomas

William J. Thomas: Attorney with Adelberg, Rudow, Dorf & Hendler, LLC AV stamp icon
Attorney Awards


Represents commercial bankers and borrowers in connection with credit transactions, including drafting and negotiating legal documentation for commercial loans, asset-based loans, real estate finance, trade finance, municipal finance, healthcare finance, acquisition finance, warehouse lending and cross-border transactions.

Represents financial institutions and other businesses in connection with payments systems and cash management matters, including drafting wire transfer, ACH, remote deposit capture, internet banking and card agreements/standard forms.

Represents issuers, account parties and beneficiaries of letters of credit with respect to structuring, drafting, interpreting, drawing on and paying letters of credit, negotiating letter of credit reimbursement agreements, and assisting letter of credit operations organizations in solving problems.

Counsels financial institutions, technology companies, importers, exporters and other businesses with respect to the rights, remedies and liabilities of such entities under applicable law and regulations, including, without limitation, the Uniform Commercial Code, Federal Reserve Regulations B, E, CC, O and W, Dodd-Frank, Bank Secrecy Act and AML laws generally, Patriot Act, OFAC, Gramm–Leach Bliley Act, state breach laws, HIPAA, Check 21 and the United States Bankruptcy Code.

Represents financial institutions and other businesses in regulatory matters directly with regulators with respect to compliance with federal and state laws, sufficiency of risk management policies and procedures, and corporate governance and control.

Drafts and negotiates IP licenses, vendor agreements, marketing partner agreements and outsourcing agreements (both domestic and off shore) for technology companies, financial institutions and other businesses.

Areas of Practice (4)

  • Banking
  • Financial Services
  • Business
  • Real Estate

Education & Credentials

Contact Information:
410-986-0842  Phone
410-419-5992  Cell Phone
University Attended:
The Ohio State University, B.A., 1982
Law School Attended:
University of Maryland School of Law, J.D., 1987
Year of First Admission:
1987, Maryland; 1990, District of Columbia
Maryland State Bar Association, American Bar Association.

Peer Reviews

  • 5.0/5.0
  • High ethical standing icon
  • A Martindale-Hubbell Peer Rating reflects a combination of achieving a Very High General Ethical Standards rating and a Legal Ability numerical rating.

*Peer Reviews provided before April 15, 2008 are not displayed.

Baltimore, Maryland

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