Jessica (Ginny) Cochran Rutledge

Jessica (Ginny) Cochran Rutledge: Attorney with Sirote & Permutt, P.C.
Attorney Awards


As a member of the Mortgage Services Practice Group at Sirote, Ginny represents national, regional, and local mortgage banking clients in the areas of title curative work and foreclosure properties throughout the state.

What are you most proud of in your practice?

Our practice consists of multiple teams, all working toward the common goal of providing superior customer service to our Mortgage Services clients. We have built a strong and experienced management group that does an excellent job guiding each team, and this enables our practice to meet or exceed client expectations.

What do you think are the three most important things you do to serve your clients?

The three most important things our practice does to serve our clients is to meet or exceed timeline expectations, provide quality service, and provide timely responses.

What do you like to do in your spare time?

I enjoy running, reading, attending church, and spending time with my family.


B-Metro Magazine, Top Lawyer (2018)

Thought Leadership

•Handles title curative issues involving mortgage foreclosures

•Handles real estate foreclosures for lenders and mortgage holders involving residential and commercial real estate

Speeches and Publications

•Speaker, The Alabama Foreclosure Process and the New Notice Requirements, Buffalo, 2015

•Speaker, Alabama Foreclosure Process and Issues That Cause Delays, Raleigh, 2014

•Speaker, Reverse Mortgages, REO Real Estate Legal Issues Seminar, 2014

•Author, Decision Requires Changes to Reverse Mortgage Rule, USFN e-Update, December 2013

•Author, Decision Requires Changes to Reverse Mortgage Rule, inSight: Mortgage Law, October 2013

•Author, New Reverse Mortgage Law, inSight: Mortgage Law, August 2013

•Author, The Alabama Residential Mortgage Satisfaction Act, inSight: Mortgage Law, March 2013

•Speaker, Manufactured Housing Law and the Effects on a Non-Judicial Foreclosure; How to Cure Title Defects, Hattiesburg, 2013

•Speaker, Curing Title Through the Non-Judicial Foreclosure Process, Memphis, 2012

•Speaker, The Most Common Foreclosure Delays, Dallas, 2011

•Speaker, FDCPA, RESPA, and Other Legal Issues Concerning Alabama Mortgage Foreclosure, Dallas, 2009

•Speaker, Impact of One-Year Right of Redemption on Alabama Real Estate Transactions, Plano, 2008

•Author, Common Interest Communities, USFN Report, 2008

•Speaker, Foreclosure Law and Real Estate Title Issues, Austin, 2007

•Author, Monthly Case Law Updates, USFN (America’s Mortgage Banking Attorneys), 2001-2012

•Speaker, Processing a Non-Judicial Foreclosure, Community Bankers Association of Alabama Seminar

•Author, Service of Process and Non-Residence, USFN e-Update


•Sirote Receives 2011 USFN Award of Excellence
•Sirote Receives 2010 USFN Award of Excellence
•Sirote Receives 2009 USFN Diamond Award of Excellence
•Sirote Announces Five New Shareholders

Areas of Practice (5)

  • Mortgage Services
  • Foreclosures & Creditor's Rights
  • Regulatory, Compliance & Risk Management
  • Title Insurance, Curative & Title Litigation
  • Financial Institutions

Education & Credentials

Contact Information:
205-930-5161  Phone
205.212.3831  Fax
University Attended:
Auburn University, BS, cum laude, 1998
Law School Attended:
Cumberland School of Law, JD, 2001
Year of First Admission:
2001, Alabama


•Alabama Manufactured Housing Association
•Alabama State Bar
•Authorized Title Agent
•Fidelity National Title
•First American Title
•Mississippi Valley Title Insurance Company
•Stewart Title Guaranty Company
•Birmingham Bar Association
•Legal League 100
•Compliance and Audit
•Mortgage Bankers Association of America (MBA)
•National Reverse Mortgage Lenders Association

Birth Information:
June 28, 1976

Peer Reviews

5.0/5.0 (1 review)
Peer Reviewed
  • Legal Knowledge

  • Analytical Capability

  • Judgment

  • Communication

  • Legal Experience

  • 5.0/5.0 Rated by a Managing Partner on 08/23/15 in Mortgage Banking Law

    Ginny is an excellent lawyer. I have known her for years. She is honest and ethical and very knowledgeable in her field. I highly recommend her.

    Ginny is an excellent lawyer. I have known her for years. She is honest and ethical and very knowledgeable in her field. I highly recommend her. Read less

    Read less

*Peer Reviews provided before April 15, 2008 are not displayed.

Documents (1)

Documents by this lawyer on

Birmingham, Alabama

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