Stephen G. Collins

Stephen G. Collins: Attorney with Sirote & Permutt, P.C.
  • Shareholder at Sirote & Permutt, P.C. (117 Attorneys)
  • 2311 Highland Avenue South, P.O. Box 55727, Birmingham, AL 35205
    View Stephen G. Collins's office location
  • Peer Reviews
    5.0/5.0 (1)
    Client Reviews
    No Reviews
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Stephen represents national mortgage lenders, servicers, and investors in the areas of mortgage banking law, real estate litigation, consumer finance, foreclosure law, and title insurance law. He frequently speaks at educational seminars for mortgage banking attorneys and business managers across the country and conducts seminars and training sessions at client offices throughout the United States.

Awards & Accreditations

•Best Lawyers in America
•AV-Preeminent, Martindale-Hubbell Peer Review Rating

Professional Profile


•The Best Lawyers in America
•Mortgage Banking Foreclosure Law, 2010-18
•Corporate Law, 2018
•Real Estate Law, 2013-17
•AV-Preeminent, Martindale-Hubbell Peer Review Rating


Sirote & Permutt Announces 47 Attorneys Selected as The Best Lawyers in America for 2016 - 8/17/2015

Sirote & Permutt Attorneys Included in The Best Lawyers in America for 2015 - 8/19/2014

Sirote & Permutt Receives the 2013 USFN Diamond Award of Excellence - 11/15/2013

Best Lawyers Recognizes 46 Sirote Attorneys as the Best Lawyers in America for 2014 - 8/16/2013

Best Lawyers Recognizes 43 Attorneys from Sirote & Permutt as the Best Lawyers in America for 2013 - 11/5/2012

Sirote & Permutt Receives the 2012 USFN Award of Excellence - 10/19/2012

Sirote Receives 2011 USFN Award of Excellence - 10/28/2011

Sirote Attorneys Jerry Held, Stephen Collins and Don Wright Speak at Mortgage Banking Seminar - 4/19/2011

Sirote Receives 2010 USFN Award of Excellence - 10/11/2010

Best Lawyers has selected 32 attorneys from Sirote & Permutt for recognition in The Best Lawyers in America for 2011 - 8/27/2010

Sirote Receives 2009 USFN Diamond Award of Excellence - 9/28/2009

31 Sirote Attorneys Listed In Best Lawyers - 8/7/2009

Sirote Attorneys to Participate in Regional Default Services Seminar for Mortgage Banking Industry - 9/5/2008

Sirote Shareholders Jerry Held & Stephen Collins Speakers at Mortgage Banking Conference - 4/1/2008

Speeches & Publications

•Author, The CFPB Thinks It Has It Tough Now , InSight: Mortgage Banking, September 6, 2017
•Author, InSight: CFPB's Inaction Harms Consumers.....Again , InSight: Mortgage Banking, June 22, 2017
• Author , FDCPA and Estimated Fees and Costs: The Chaos Continues , InSight: Mortgage Banking, May 2017
•Author, S ervicer Wins Dismissal in Untimely Debt Validation Class Action , InSight: Mortgage Banking, April 2017
•Speaker, Title Resolution & Foreclosure Law , Indianapolis, April 2017
•Author, Must a Servicer Review a Complete Loss Mit Application Where Sale Postponed? 11th Circuit Weighs In , InSight: Mortgage Banking October 2016
•Co-Author, Pino v. Bank of New York Mellon , inSight: Mortgage Law, February 2013
•Co-Author, Mortgage Assignments, Quiet Title and More , inSight: Mortgage Law, December 2012
•Co-Author, TILA Decisions , inSight: Mortgage Law, November 2012
•Co-Author, TILA, MERS Systems and More , inSight: Mortgage Law, October 2012
•Co-Author, MERS, Foreclosure Complaints and Moran Alleen Test , inSight: Mortgage Law, September 2012
•Co-Author, Lender's Standing, Proposed Servicing Rules and More , inSight: Mortgage Law, August 2012
•Co-Author, First Circuit Reverses Nosek Bankruptcy Court , inSight: Mortgage Law, November 2008
•Co-Author, Subprime Securitization: Easier to Say than it is to Fix , inSight: Mortgage Law, Summer 2008
•Speaker, New CFPB RESPA Rules' Impact on Default Servicing , Phoenix, 2013
•Speaker, OCC & AG Settlements' Impact on Mortgage Servicing , Indianapolis & Jacksonville, 2013
•Editor, Impact of New Mortgage Servicing Rules , USFN Executive Summit, West Palm Beach, FL, September 2015
•Speaker, Hot Topics in Mortgage Litigation , Jacksonville, Portland & Dallas, 2012
•Speaker, The Impact of Dodd-Frank Act on Mortgage Servicing , Jackson Hole, Portland, Dallas & Orlando, 2012
•Speaker, Mortgage Litigation & Legislative Updates , Buffalo, Dallas, Jacksonville, Ocala, Philadelphia, Portland, Simi Valley, 2008-12
•Speaker, Title Insurance Claims Under Mortgage Policy , USFN Legal Issues Seminar for In-House Counsel, Chicago 2010
•Speaker, Mortgage Litigation Trends , USFN Servicing Seminar, 2006-08
•Speaker, Advanced Foreclosure Issues , USFN Servicing Seminar, 2008
•Speaker, Foreclosure & FDCPA , USFN Servicing Seminar, 2008
•Speaker, Title Insurance and Claims Law , USFN Legal Issues Seminar for In-House Counsel
•Speaker, Litigation Affecting Mortgage Servicing , USFN Legal Issues Seminar for In-House Counsel
•Author, Revamped Accounting Rules: A Sign of the Times , Servicing Management, June 2009
•Author, State Statutes: Alabama , National Mortgage Servicer's Reference Directory (NMSRD), 1999-2012
•Author, An Accounting Rule's Indirect Impact , DS News, 2007
•Author, Legal Issues Update: An End to Prepayment Penalty Preemption Authority for State Housing Creditors? , USFN Report
•Author, Changing Times: They Are Upon Us , USFN Report
•Author, New -- And Not So New -- Challenges , USFN Report

Areas of Practice (6)

  • Mortgage Services
  • Real Estate
  • Consumer Finance
  • Foreclosures & Creditor's Rights
  • Regulatory, Compliance & Risk Management
  • Financial Institutions

Education & Credentials

Contact Information:
205-930-5138  Phone
205.212.3843  Fax
University Attended:
Auburn University, B.S., 1989
Law School Attended:
Cumberland School of Law of Samford University, J.D., 1993
Year of First admission:
1993, Georgia and Alabama


•Former USFN Board of Directors, 2010-2016
•Awarded Committee Chair of the Year, 2008
•Served on Legal Issues Planning Committee, 2000-2004
•Former USFN Legal Issues Committee Chair, 2007-2008
•Former USFN Advisory Board Member, the group meets with executives in the mortgage servicing industry to address current issues and developments
•Birmingham, Alabama and Georgia Bar Associations
•American Bar Association
•Real Property, Probate & Trust Section
•Mortgage Bankers Association of America (MBA), Legal Issues Committee
•Mortgage Bankers Association of Alabama
•National Reverse Mortgage Lenders Association
•Legal League 100

Birth Information:
Birmingham, Alabama, July 10, 1967

Peer Reviews

  • 5.0/5.0 (1 review)
  • A Martindale-Hubbell Peer Rating reflects a combination of achieving a Very High General Ethical Standards rating and a Legal Ability numerical rating.
  • Legal Knowledge

  • Analytical Capability

  • Judgment

  • Communication

  • Legal Experience


*Peer Reviews provided before April 15, 2008 are not displayed.

Client Reviews

This attorney does not have client reviews.

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