• Time to Check Your Insurance
  • April 29, 2011 | Authors: John Davidson; Randy Reavis
  • Law Firms: Nexsen Pruet, LLC - Columbia Office ; Nexsen Pruet, LLC - Greensboro Office
  • Two recent insurance coverage cases could have very significant impact on construction projects in both North and South Carolina. In the first case, Crossman Communities of N.C., Inc. et al. v. Harleysville Mutual Insurance Company, et al., Opinion No. 26909 (S.C. Sup. Ct. 2011), the South Carolina Supreme Court issued the latest in a series of cases casting doubt upon insurance coverage for cases involving construction defects. In this case, Crossman Communities sued its insurance carriers for reimbursement of funds Crossman Communities had paid to settle various lawsuits with owners relating to damage to the houses as a result of water infiltration. In the past water infiltration from a construction defect was generally considered to be an occurrence under commercial general liability insurance policies.