- More Delays for the President's Healthcare Law
- March 11, 2014
- Law Firm: McDonald Hopkins LLC - Cleveland Office
The Obama administration announced new delays for the president's healthcare law this week. On Wednesday, the administration announced that insurers can wait until 2016 before canceling plans that don't comply with law.
The administration released a host of final regulations that, among other things, ease reporting requirements for businesses and allow insurers to keep selling individual policies that don't meet the law's requirements. Those plans, which the White House first uncanceled in November, can now last until 2016 or, in some cases, 2017.
Amid an uproar from congressional Democrats, President Obama first announced in November that he would let states and insurers decide whether they wanted to uncancel plans that don't cover everything the Affordable Care Act requires. But that one-year transition set up another round of cancellation notices for this October—just before the midterm elections.
Under the additional extension announced Wednesday, those cancellation notices will come in October 2016, although plans that offer early renewals could be extended into 2017. The administration doesn't expect many people to be affected at that point.
The new rules also formalize a delay in next year's open-enrollment window and extend that window by a month. Enrollment will begin Nov. 15 and run through Feb. 15. The delays push the beginning of the enrollment window—when people will get a look at their premiums—past the November midterms, and the extended window gives the administration more time to try to bring in more people.