The consumer finance world grows more complex each day, impacting a wider array of businesses more deeply. No longer encompassing just the representation of banks, thrifts, credit unions and non-depository lenders, we now work with collection agencies, consumer reporting agencies, third-party service providers and vendors, vehicle dealers, healthcare providers, merchants, utilities, telecoms and cable providers, to name just a few.
Our Consumer Financial Services practice group systemically addresses issues involving counseling on Dodd-Frank's Consumer Financial Protection Act, representation of banks in account class actions, responding to FTC civil investigative demands, establishing consumer lending programs, providing compliance advice on the regulatory "Alphabet Soup" and implementing "Red Flags" programs. We draw from and routinely work with specialized attorneys in other areas such as Litigation, Banking & Finance, Real Estate, Government Compliance, Investigations & Litigation, Governmental Affairs and Insolvency.
Prior to joining our practice, attorneys in our group held positions such as General Counsel and head of litigation of two of the largest U.S. banks, Chair of the Federal Trade Commission, Principal Deputy Attorney General in charge of national civil rights enforcement, including fair housing and banking laws, Unit Chief of the Consumer Protection Division of the Missouri Attorney General’s St. Louis office, and counsel for the U.S. House of Representatives Financial Services Committee.
Our team has extensive experience in the transactional, operational, compliance, regulatory and litigation aspects of the following:
Privacy, Data Security and Information Governance
Federal Trade Commission and State Law Concerns
5.0/5.0 Review for J.Y. Miller by a Associate/Assistant General Counsel on 09/23/14 in Defense Litigation
J.Y. Miller is an excellent all around lawyer who is exceptionally competent as well as very attendant to the clients' needs.
5.0/5.0 Review for David Michael Buffo by a Member on 08/31/14 in Litigation
I have known Dave professionally and personally for 9 years. He is a fine lawyer and a fine person.
5.0/5.0 Review for Mr. W. Stephen Cockerham on 08/30/17 in Labor and Employment.
Stephen is a exceptional labor & employment attorney. Whenever I have an issue or a question that I don't know how to address, I email or call Stephen and he is incredibly responsive. He either knows the way a situation needs to be handled, or he w... Read more
Stephen is a exceptional labor & employment attorney. Whenever I have an issue or a question that I don't know how to address, I email or call Stephen and he is incredibly responsive. He either knows the way a situation needs to be handled, or he will research and find out. He always leaves me with the necessary tools in order for me to effectively fulfill my job including either documents or notes on how to lead a difficult discussion with an employee. I highly recommend Stephen! Read lessRead less
5.0/5.0 Review for Mr. W. Stephen Cockerham on 04/15/12 in Labor and Employment.
He is incredibly knowledgeable and has excellent communication skills, all the while maintaining an attitude of kindness toward the client.
Husch Blackwell is committed to recruiting, developing, retaining, and promoting talented attorneys and staff. We believe diversity encompasses a variety of characteristics, including race, national origin, religion, gender, sexual orientation, gender identity, age, education, and family and marital status.
Our environment is essential to both the quality of our client service and the personal satisfaction of our lawyers and staff.
Our efforts have been recognized both nationally and locally in promoting diversity. We received a top rating of 100 percent in the Corporate Equality Index, the Human Rights Campaign Foundation, the Equal Justice Award, Legal Services of Eastern Missouri, and named one of the Top 100 Law Firms for Women by MultiCultural Law Magazine.
Minority and female partners hold senior leadership positions in management, which fully supports the wide variety of initiatives coordinated by our firm’s Diversity Committee.
We are actively involved in promoting diversity within the legal profession. Our firm endorsed the diversity commitment and action plans of our local bar associations.
Diversity and inclusiveness make us a stronger firm and better able to understand our clients’ needs. We are committed to pursue, promote and enhance diversity at Husch Blackwell.
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