• Misreprentation Law and Insurance Coverage in South Carolina
  • February 15, 2013 | Author: Stephen P. Groves
  • Law Firm: Nexsen Pruet, LLC - Charleston Office
  • An insurer may use the alleged misrepresentations and/or omissions of an insured in the life, health and disability insurance application process in two ways: (i) affirmatively, by seeking rescission of the policy in a declaratory judgment action, or (ii) as a defense to a claim for benefits under the policy.