Representative Clients: Adjustco, Inc.; Aetna Casualty & Surety Co.; Allstate Insurance Co.; American Family Insurance Co.; American Hardware Mutual; The Assurant Group; The Atlantic Cos.; Balboa Insurance Group; California Mutual Insurance; California State Automobile Association Inter-Insurance Bureau; Central Insurance; Central Mutual Insurance; CIGNA; Clarendon National Ins. Co.; CNA; Continental Cos.; Cravens-Dargan; Crum & Forster; Deans & Homer; Fire Insurance Exchange; The Fireman's Fund; Fireman's Fund Ins. Co.; First Insurance Company of Hawaii, Ltd.; Frank B. Hall, Inc.; Fremont Indemnity; GenRe; GAB Business Services, Inc.; Government Employees Insurance Co. (GEICO); Great American West; Gulf Insurance Co.; Hartford Insurance Group; Home Insurance Co.; Houston General Ins. Co.; Insurance Company of North America; Industrial Risk Insurers; Interstate National Corp.; Lumbermens Mutual, Marine Office of America Corp. (MOAC); The Maryland Group of Insurance Cos.; Mead Reinsurance; Merit Plan; National American; Northwestern National; Ohio Casualty Co.; Oregon Mutual; Orion Group; Pacific Pioneer Ins. Co.; Precision Risk Management, Ins. Co.; R.L.I. Insurance; Scottsdale Insurance Co.; Sentry Insurance; Sequoia Insurance Co.; State Farm Fire & Casualty Co.; State Farm General Ins. Co.; State Farm Mutual Automobile Ins. Co.; Toplis and Harding; Transamerica; Truck Insurance Exchange; Underwriters at Lloyds; London, Unigard; United Pacific/Reliance; United Services Automobile Assn.; Utica Group; Western Mutual Insurance Co.; Westfield Insurance Company and Zurich-American.