M. Binford Williams, Jr.

M. Binford Williams, Jr.: Attorney with Watkins & Eager
  • Member at Watkins & Eager (72 Attorneys)
  • The Emporium Building, 400 East Capitol Street, Jackson, MS 39201
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M. Binford (Ben) Williams, Jr., has over thirty years of experience in large, complex commercial transactions. Ben's practice is fast-paced and, on a regular basis, includes nuanced structures, innovative financing alternatives with his lender and borrower clients alike, and acquisitions and mergers of businesses . His work includes significant representation of lenders in commercial loans (C&I, real estate, bonds, interest rate swaps), developers in the development, construction, and operations of complex real estate projects (apartment complexes, manufacturing facilities, shopping centers), and corporations in acquisition of subsidiaries and properties. He serves as outside general counsel for several corporations in various industries.

He is listed in Best Lawyers In America and in Chambers USA: America's Leading Lawyers for Business. He has been selected as a Lawyer of the Year in multiple areas including Mergers & Acquisitions Law, Project Finance, and Commercial Finance Law.

Ben has practiced at Watkins & Eager since graduating from law school in 1986. He currently serves as Vice-Chair of the firm's Executive Committee and a co-practice leader of the Commercial Lending and Finance Practice Group. Along with Molly Jeffcoat Moody , Ben is a co-author of Commercial Finance 701, a continuing series on commercial loans written exclusively for the Mississippi Business Journal. The series is geared to lenders, developers, investors and transactional attorneys. Ben served as the firm's Managing Member from 2003 - 2015

•AV Preeminent Peer Review Rated by Martindale-Hubbell
Chambers USA-America's Leading Lawyers for Business, Real Estate (2007-2017)
Mid-South Super Lawyers (2006, 2011 - 2013, 2017 Banking)
•Mississippi Young Lawyers, fellow
•Mississippi Outstanding Young Lawyer (1995)
The Best Lawyers in America (2007-2018, Commercial Finance Law, Commercial Transactions/UCC Law, Corporate Law, Economic Development Law, Mergers and Acquisitions Law, Project Finance Law, Real Estate Law)
The Best Lawyers in America , Jackson, Mississippi Lawyer of the Year (2017) Mergers & Acquisitions; (2016, 2018) Project Finance Law; (2014) Commercial Finance Law
•James O. Eastland Scholarship in Law (1983-1986)
•University of Mississippi Graduate Fellowship (1982-1983)
•Phi Kappa Phi
•Omicron Delta Kappa
Wall Street Journal Award
•Solon E. Summerfield Scholarship
•L.L. Bethay Scholarship
•Forrest C. Mobley Scholarship
•Taylor Citation
•Clant M. Seay Scholarship
•Taylor Medal


•Author, The U.S. Supreme Court Mississippi flag order that wasn't , Mississippi Business Journal, September 22, 2017
•Co-Author, The Passing of LIBOR , Mississippi Business Journal, August 11, 2017
•Author, The one U.S. Supreme Court decision to read in 2017 , Mississippi Business Journal, July, 5, 2017
•Author, A cocktail party guide to Constitutional Law , Mississippi Business Journal, June 8, 2017
•Co-Author, The powerless power of attorney , Mississippi Business Journal, May 26, 2017
•Author, Gorsuch: The one Protestant , Mississippi Business Journal, April 28, 2017
•Co-Author, The outlook in Mississippi for 2017 , Mississippi Business Journal, January 5, 2017
•Author, Khayat's longest field goal , Mississippi Business Journal, November 3, 2016
•Co-Author, Zoning - trust, but verify, authenticate & insure , Mississippi Business Journal, October 7, 2016
•Author, The one U.S. Supreme Court opinion to read in 2016 , Mississippi Business Journal, July 8, 2016
•Co-Author, Payment and performance bonds in construction projects , Mississippi Business Journal, June 9, 2016
•Co-Author, Practical issues with multi-tiered entity structures , Mississippi Business Journal, April 14, 2016
•Co-Author, The UCC, secured transactions & personal property liens , Mississippi Business Journal, February 25, 2016
•Author, Justice Scalia's Last Stop in Mississippi , Mississippi Business Journal, February 19, 2016
•Co-Author, CRE Loans, credit underwriting & the Feds in 2016 , Mississippi Business Journal, January 7, 2016
•Co-Author, Real Property Taxes - Ad Valorem and More , Mississippi Business Journal, December 4, 2015
•Co-Author, Syndications: A Super-Sized Credit Facility with Multiple Lenders , Mississippi Business Journal, October 30, 2015
•Co-Author, Doing Business with the Government , Mississippi Business Journal, October 2, 2015
•Co-Author, Construction Contracts and Risk Mitigation, Mississippi Business Journal, September 11, 2015
•Co-Author, Appraisals, Cap Rates & Loan Dollars, Mississippi Business Journal, August 14, 2015
•Co-Author, Participations: One Loan and Multiple Banks, Mississippi Business Journal, July 9, 2015
•Co-Author, Land Surveys: More Than Just a Sketch, Mississippi Business Journal, June 25, 2015
•Co-Author, Loan Guaranties: Skin in the Game, Mississippi Business Journal, June 11, 2015
•Co-Author, Tax Credits: Key Programs and Select Acronyms, Mississippi Business Journal, May 29, 2015
•Co-Author, Basel III, High Volatility & Realty Loans, Mississippi Business Journal, May 14, 2015
•Co-Author, Permanent Loans & Other Oxymora , Mississippi Business Journal, April 30, 2015
•Co-Author, Loans Disguised as Government Bonds (BOANS), Mississippi Business Journal, April 16, 2015
•Co-Author, Negotiating Commercial Loans - Is There an App for That?, Mississippi Business Journal, April 4, 2015
•Co-Author, Interest Rate Swaps: Don't Play with Matches, Mississippi Business Journal, March 20, 2015
•Co-Author, Title Certificates, Reports, Commitments & Policies: The Difference may be your Job!, Mississippi Business Journal, March 6, 2015
•Co-Author, Never Trust a Trust, Mississippi Business Journal, February 19, 2015
•Co-Author, Term Sheets & Commitment Letters, Mississippi Business Journal, February 5, 2015
• Letters of Credit, The Encyclopedia of Mississippi Law Chapter, 47 (2001)

Areas of Practice (12)

  • Banking and Financial Institutions
  • Commercial Lending and Finance
  • Construction
  • Corporate
  • Economic Development and Governmental Incentives
  • Gaming
  • Mergers and Acquisitions
  • Multifamily Finance
  • Native American (Tribal) Law
  • Public Finance (Bonds)
  • Real Estate
  • Tax Credits

Education & Credentials

Contact Information:
601.965.1968  Phone
Mailing Address:
P.O. Box 650, Jackson, MS 39201
University Attended:
University of Mississippi, Bachelor's Degree, Business, 1982; University of Mississippi, Master's Degree, Business Administration, 1983
Law School Attended:
University of Mississippi School of Law, Juris Doctor, 1986
Year of First admission:
1986, Mississippi

Professional And Community Involvement

•Jackson Young Lawyers, President (1994)
•National Association of Bond Lawyers
•Parkway Hills United Methodist Church
•The Mississippi Bar

Birth Information:
Water Valley, Mississippi, 1960
Hobbies & interests:
Foreign Travel
Payment Information:
  • Accepts
  • Fixed Hourly Rates
  • Fixed Fees Available
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