The process of applying for both Workers’ Compensation and Social Security benefits at the same time is called a “concurrent claim.” Although this is possible under certain circumstances, there are some rather rigid requirements.Social Security Disability Insurance (SSDI), which is run by the Social Security Administration (SSA), is a federal program. Workers’ Compensation programs are run by states – and the requirements vary from state to state. The qualifications for these separate entities are very different, so you may qualify for one but not the other.
Workers’ Compensation was created for workers who are hurt on the job. Generally, it provides them with continuing income while they heal, or while they wait on acceptance for SSDI benefits. As such, Workers’ Compensation benefits are typically designed to be temporary. Receiving Workers’ Compensation does not disqualify you for SSDI, or lessen your chances of receiving it – though the combined amount you receive cannot exceed 80 percent of your prior income. It is important to note, however, that any private disability insurance or pension you have will not affect what you receive from SSDI.There are many complex factors to consider when seeking benefits for SSDI, Workers’ Compensation, or both. To maximize a potential claim, contact the Law Offices of Jeffrey S. Gross at 215-512-1500 or 267-589-0090, or complete our online contact form to schedule a free consultation with one of our highly qualified the Philadelphia Workers’ Compensation lawyers. We can ensure that you will receive the financial compensation and support that you need and deserve. Our offices are conveniently located in Philadelphia.