For more than a decade Mr. Roy has assisted his clients in eliminating their credit card debt, judgments, medical bills and other types of debt so that they can move forward with their lives without the loss of their exempt assets. He also counsels small and medium sized businesses facing difficult financial decisions as a result of the recent economic downturn.
Admitted to practice law in the state and federal courts of New Jersey, New York, and Massachusetts, Mr. Roy also has extensive experience in representing Chapter 7 bankruptcy trustees. In fact, Mr. Roy argued the In re Howell case, in which the United States Bankruptcy Court for the District of New Jersey held that where the debtor-spouse's bankruptcy filing precedes entry of judgment of divorce, a trustee's strong-arm rights as a hypothetical lien creditor are superior to the other spouse's equitable distribution claim. This holding protected the Debtor's interest in the marital residence, the only asset of the bankruptcy estate, and further reinforced the principle that property of the bankruptcy estate should be protected for the benefit of all creditors.
Mr. Roy concentrates his practice in the representation of debtors, trustees, official committees, trade vendors, secured creditors, such as Merrill Lynch Business Financial Services, landlords, and other parties-in-interest in insolvency and reorganization-related matters. His client list includes numerous Chapter 7 and 11 bankruptcy trustees who serve as members on the Panel of Trustees for Region Three.
Mr. Roy clerked for the Honorable Novalyn L. Winfield and the Honorable William F. Tuohey in the United States Bankruptcy Court for the District of New Jersey.
Mr. Roy serves on the Board of Directors of the New Jersey Youth Theatre and on Montclair's Affordable Housing Commission