Long-term care insurance policies are marketed to consumers with the promise that the insurer will pay for extended stays in nursing homes, assisted living facilities, extended care facilities and rehabilitation hospitals. And when the need for long-term care arises, it's often urgent, with little time to delay. But what happens when your long-term care insurer denies a claim or drags its feet in paying for care? Long-term care attorneys can assist policyholders and their families in ensuring they receive the benefits to which they are entitled. Lawyers can review the policy and details of the claim, working to appeal a denial or speed the approval of a claim.