- 2 Surprising Things You Must Do After a Car Accident
- May 14, 2013
- Law Firm: The Law Office of Kevin P. Landry P.C. - Falmouth Office
Far too many of our clients find themselves in a tough spot after they're involved in a car accident. When they walk into our Providence, Pawtucket, Woonsocket or New Bedford car accident lawyer law offices, they are overwhelmed, confused, tired and buried under a pile of unexpected medical bills.
Usually, they have car repair bills too high for them to pay and have demands for payment from the other party involved in the automobile crash as well.
In these situations, it's awfully tempting to just accept the payment from your insurance company and be done with it. But take it from this Rhode Island and Providence car accident attorney, don't do it.
This is exactly what the insurance company wants you to do.
Instead, here are two simple things you must do to avoid all that following a car accident.
New Bedford Car Accident Lawyer Insurance Tips
1. Fully Document Your Injuries
If you think you may be injured after the car accident, you should make sure that your injuries are properly documented. Immediately following the accident, call the police straight away. That way, the police as a third-party, can help determine who’s at fault. This police report can then be used later if necessary.
Insurance companies are far less likely to accept a claim at face value if you don't seek medical treatment immediately following the car accident. However, if you don’t notice the pain until later, you still can file a claim at that point in time. The problem is that your insurer may argue the injury wasn't caused by the car accident.
So in order to prevent this, contact a doctor - even if you don't think you're injured seriously. Relatively minor aches after an accident can rapidly escalate to serious injuries later. Remember that to be reimbursed for your treatment, you need to maintain a fully documented medical paper trail.
Bottom line: Document your injuries, even if your pain following the car accident is minor.
2. Don’t Speak to Your Insurance Company Directly
If you’reinjured in a car accident and plan to seek damages, calling your insurance company directly can hurt your case. This is because your insurer will ask you multiple questions, many which you may not be prepared for, which may hurt your case later.
In most cases, they won't just ask questions about your injury in the car accident, but will ask questions on any previous injuries and or your medical background. As a New Bedford car accident lawyer who practices in both Rhode Island or Massachusetts and has seen many of these kinds of accident cases, most people, not knowing any better answer these questions honestly and as truthfully as possible.
However, giving "the wrong answer" allows the insurance company an opportunity to limit damages and payments.
For example, our personal injury law firm recently represented a client who suffered a serious knee injury in an auto accident in Rhode Island. As is oftentimes the case, the client called his insurance company to report the accident before talking with me.
When the insurer asked him if he had any previous injuries, he mentioned in passing that he had hurt the same knee in high school playing basketball. Although the injury was over twenty years old, when we went to settle the claim, we were told they that his knee problem was a pre-existing injury.
Bottom line: Don't talk to your insurance company until you've spoken with a Massachusetts or Rhode Island car accident attorney
And Of Course...Call Us When You Need Help
It goes without saying at this point that if you've been injured in a car accident in Rhode Island or Massachusetts, contact a Providence or New Bedford car accident lawyer who can help you avoid these mistakes and help you not make any others which will may damage your claim.
Call us at The Law Offices of Kevin P. Landry, we know exactly what to do get you what you deserve. Call us at 1 800-220-7752 or fill out our contact form.
We're here to help you.