- The Dirty Little Secrets of Settling Personal Injury Cases
- May 17, 2013
- Law Firm: The Law Office of Kevin P. Landry P.C. - Falmouth Office
No one ever plans on getting into an automobile accident...but they happen all the time. Especially in today’s “rush rush” world.
If you have been in an auto accident and have been injured due to the fault of someone else who is careless, don’t talk with anybody until you have contacted a personal injury lawyer.
A skilled personal injury lawyer can aid you in receiving the sought after compensation you need to move on with your life. The first point you want to make to your insurance company is that you mean business. And if you have a lawyer already, it means that you do.
Why A Good Personal Injury Attorney Is So Vital
Insurance companies are run for profit. So ideally, when you file a claim with them, they would like to pay out as small that amount as possible to you and your family. Unfortunately, these companies prey on the uneducated folks who settle for much less than any personal injury attorney could ever get them. Insurance organizations will also pull some nasty trick like trying to settle your case as fast as possible so you have little time to think.
A seasoned personal injury attorney can support you by helping you to avoid making a hasty choice. They can help you do this by not falling for their tracks and for settling for an amount that is far greater than that which is offered by the insurance company.
Insurance Companies Have “Personal Injury Attorneys” As Well
Insurance organizations have attorneys on staff to save them money. So wouldn’t it make sense for you to get one too? If they have lawyers, then so should you.
These attorneys do not, in fact, have your best interests in mind. They are working for the direct benefit of the company and work to make a settlement for the insurance organization’s benefit, not yours. Believe it or not, they are actually rewarded for settling below what should be paid to you.
Personal injury attorneys employed by insurance companies will oftentimes tell you that you have only a short period of time in which to act otherwise their settlement offer is void. This is simply not true. So don’t fall for the scam.
There Are Other Choices for You
You have other choices. A personal injury attorney you hire is employed by you, not by the insurance organization. That means he works for you and only you.
In most cases, they don’t get paid except when they effectively settle your dispute. That in itself is reason ample to hire a personal injury attorney, just to know you are not alone. This is called contingency.
If you been injured at the hands of someone and you know its their fault, then you should be compensated for what’s fair. A personal injury lawyer is there to aid you in making this occur. Experienced personal injury lawyers have many many years of experience and knowledge in dealing with the insurance companies and are not fooled by their gimmicks and tricks. A good personal injury attorney has seen it all and will work for you to get you what you need.
You also could be entitled to compensation for lost wages, personal injury, as well as emotional pain and suffering. No one can place a price tag on these injuries, especially the psychological ones. If you are critically injured in an auto accident there are numerous issues that need to be taken into consideration as well. For instance, if you are working and have a family to support and have sustained long term injuries due to the accident, you’ll want to discuss lost wages from your employer. You have this right in many states. A good personal injury attorney will guide you through this process.
What’s more important is that you should hire a personal injury attorney who is local to you. For example, if you live in Providence, Rhode Island, you should hire a Providence personal injury lawyer. Laws vary from state to state and a lawyer who as knowledge and experience in the state and the town in which you live is an enormous asset for you to get the compensation that is rightfully yours.
The Worse Your Injuries, the More You Should Get
If you are now so disabled that you are completely unable to work for a long period of time, that needs to be factored into a settlement as well. These are just some of the things a good personal injury attorney takes into account when figuring out your fair settlement amount. And this is largely dependent on how well it is presented to the insurance company.
An accident is a terribly traumatic event which may produce significant trauma as well. Several auto accident victims we have worked with have experienced prolonged trauma connected with the accident that didn’t appear initially - but surfaced later on.
You owe it to yourself and your household to find a personal injury lawyer who can help you with this.
Contact a Personal Injury Lawyer First
It’s hard as it may be for is counterintuitive as you may think it is, don’t talk with anyone who may not have your best interests at heart. This includes the insurance company representative who may be sent out to talk with you. Rather, direct all communications to your personal injury lawyer.
By having someone to communicate on your behalf, you are assured to obtain the best representation achievable with the ideal settlement that is best for you., And most importantly, the one that is most fair.
If in the unlikely event that the insurance coverage company decides they are not prepared to pay out what your personal injury attorney has negotiated, then your lawyer could go to trial and battle the situation in court to get the desired end result. This is a last resort, but it can happen.
So talk to a personal injury attorney before you speak with your insurance company. They will fight for you on your behalf.