• What is "Medical Expense Benefit" in a Personal Injury Case Involving Car Accidents?
  • May 15, 2014
  • Law Firm: Tucker Griffin Barnes P.C. - Charlottesville Office
  • Many people do not have medical expense benefit, generally known as "med pay". It is an extra coverage that you can buy on your car insurance policy. Med pay is usually an inexpensive coverage. Med pay pays when you are hurt in an automobile, by an automobile, or immediately around an automobile. If you are in your care and are hit by another car, med pay will pay the same bills your health insurance has paid plus your out-of-pocket medical expenses up the amount of coverage your purchased.

    If you are hurt by a car, for example you are a pedestrian or bicyclist, med pay will pay what your health insurance paid plus your out-of-pocket costs up to the amount of coverage you purchased. If you are hurt immediately around your car, for example you slam you finger in the car door, med pay will pay what your health insurance has paid plus your out-of-pocket medical expenses up to the amount of coverage your purchased.

    If you do not have health insurance, med pay will pay your medical bills. This is a great coverage to have.