REPRESENTATIVE CLIENTS: ACE USA; Acord; Aegis Insurance Services, Inc.; Affiliated F.M. Insurance Co.; A.I.G.; American Realty Investment Trust; American Trucking Association; Arch Insurance Group; Archdiocese of Newark; Associated Aviation Underwriters; Associated General Contractors of New Jersey; AT&T Capital;; Aventis Properties; Bausch & Lomb; Bethlehem Steel Corp.; Black and Decker; California Vivus; Cali Realty Corporation; Carter-Wallace; Casino Reinvestment and Development Authority; Cathedral Health Care; Cendent Corp.; Centex Homes; Chase Manhattan Bank; Citicorp; Clarendon Insurance Company; CNA Entertainment Coalition; CNA Insurance Co.; Conair; Consolidated Rail Corp./Conrail; Coregis Group; Corporate Contractors; CUNA Mutual Insurance Co.; Di Gorgio Corporation; Dobbs International Services; Dow Jones & Company, Inc.; Engelhard Industries; Enron North America Corp.; Episcopal Diocese of New Jersey; Equiva Services, LLC; Evenflo Company, Inc.; Federal Deposit Insurance Corp.; First Union National Bank; Fleet Mortgage Corp.; Fleet Bank; Foster Wheeler Corp.; Frank A. McBride Co.; Freightliner; Garden State Paper Co.; Gate Gourmet; General Electric Co.; George Harms Construction Co.; Golden Eagle Insurance Co.; Great American Insurance; G.E. Americom; Hanover Insurance; Health Care Insurance Co.; Hexion, Inc.; Hilton Hotels Corp.; Hoechst Marion Roussel, Inc.; Hovson, Inc.; H.B. Fuller Co.; IFA Insurance; Independent Sheet Metal Co.; J.E. Roberts Companies; John Hancock Mutual Life Insurance Co.; Kemper Insurance; Keystone Property Trust; K-Mart; Lehmann Mills, Inc.; Lexington Insurance; Lloyds of London; Lumber Insurance Co.; Lyndon Property Insurance Co.; Mail Boxes Etc.; Major League Baseball Properties, Inc.; Marshalls, Inc.; McBride Enterprises; Media General; Mercedes Benz; Merrill Lynch; Metcalf & Eddy, Inc.; Microsoft; Miles Laboratories; Minn. Mining & Manufacturing (3M); Mitsubishi; Montblanc-North America; Montclair State University; Morris Companies; Motiva Enterprises, LLC.; National Amusements, Inc.; New Jersey Manufacturers Insurance Co.; New Jersey Realty Title Insurance Co.; Ocean Energy; Onyx Fine Buildings, Inc.; Pinkerton; Princeton Insurance Co.; Prudential; Prudential Insurance & Financial Services; Prudential Realty; Public Service Electric & Gas Co.; Reliance Nat'l Acclaims; Ritter Sysco Food Services; Rutgers The State University of New Jersey; Safeco Insurance; Schoor De Palma, Inc.; Seaboard Enterprises; Seaboard Properties; Senior Campus Living; Seton Hall University; Shell Oil Co.; St. Barnabas Medical Center; St. Paul Insurance Co.; Summit Trust Co.; Target Corp.; TCW; Texas Eastern Transmission Co.; The Aetna Casualty & Surety Company; The Conduit & Foundation Corp.; The Great Atlantic and Pacific Tea Co.; The Hahn Co.; The May Co.; The Travelers Indemnity Company; Travelers Casualty & Surety Company; United Services Automobile Assn. (USAA); Universal Foods Corporation; Urban Comm. Data; Walden Book Company, Inc.; Wells Fargo Guard Services; White Rose Foods; Wilmington Savings Fund Society, FSB.