Deirdre Marie Richards, Esq.

Deirdre Marie Richards, Esq.: Attorney with Fineman Krekstein & Harris, P.C.


Deirdre M. Richards is a partner and concentrates her practice in bankruptcy litigation, loan workouts and commercial litigation. She is the managing partner of the Wilmington office. She serves clients in state and federal courts in Pennsylvania, New Jersey and Delaware in areas including:

•Litigation breach of contract and other actions for clients in the equipment leasing and financing area
•Defending clients in Fraudulent Transfer litigation in bankruptcy courts
•Litigating for clients in state and federal courts
•Prosecuting Objections to Discharge and Dischargeability based on fraud in bankruptcy courts
•Litigating cash collateral issues for factors in bankruptcy courts
•Litigating actions pursuant to Uniform Commercial Code for factors in state and federal district courts.

Ms. Richards is a former member of the Legal Committee and is a current member of the Amicus Curiae subcommittee for the Equipment Leasing and Finance Association, a member of the Northeast Chapter of the International Factoring Association, The National Equipment Finance Association, the American Bankruptcy Institute, the American Bar Association and the Philadelphia Bar Association. Ms. Richards was appointed as the Attorney State Chair of Delaware for the International Association of Credit and Collection Professionals for the 2017 - 2018 term, and the 2018-2019 term.

Selected Publications

•“Quasi-Bankruptcy Quagmires” LJN’s The Bankruptcy Strategist, April 2019
•“Secured Creditors Beware of your Descriptions, Nomenclature and Terminations” LJN’s The Bankruptcy Strategist, December 2018
•“Protecting the Secured Lender,” LJN’s The Bankruptcy Strategist, September 2018
•“Discovery Strategies for a Creditor in a Bankruptcy Case,” LJN’s Equipment Leasing Newsletter, November 2017
•“The Art of Filing a Proof of Claim in a Bankruptcy Case,” LJN’s Equipment Leasing Newsletter, October 2017
•“Using a True Lease or TRAC Lease, Potential Complications In Bankruptcy,” LJN’s Equipment Leasing Newsletter, June 2017
•“When a Lessee Files for Bankruptcy,”LJN’s Equipment Leasing Newsletter, November 2016
•“Chapter 11 Plans of Reorganization and Equipment Leases,” LJN’s Equipment Leasing Newsletter, January 2016

Selected Presentations

•“How to Prove Your Non-Recourse or Recourse Factoring is a True Sale of Accounts...and What Happens When the Court Gets it Wrong,” International Factoring Association, Webinar, November 2017
•“Legally Speaking, what’s New in the Market Place” Co-Presenter at NEFA Funding Symposium, October 2017
•“Bankruptcy Litigation - What’s Unfair and What’s an Equipment Lessor to Do About it?” Equipment Leasing Finance Association, Legal Forum Speaker, May 2017
•“Tricks of the Trade - Effective Representation of Equipment Lessors and Lenders in Bankruptcy,” Equipment Leasing Finance Association, Legal Forum Speaker, May 2016
•“Factoring Receivables and the True Sale of the Asset,”- Presentation to Northeast Chapter of the International Factoring Association, February 2016
•“Bankruptcy - Equipment Lessors’ Rights Under the Bankruptcy Code and How That May Change Under the Proposed Reformation of Chapter 11,” Equipment Leasing Finance Association, Legal Forum Speaker, May 2015

Areas of Practice (4)

  • Commercial Litigation/Business Disputes
  • Consumer Financial Services
  • Insurance
  • Real Estate

Education & Credentials

Contact Information:
215-893-8703  Phone
University Attended:
Hollins College, B.A., 1984
Law School Attended:
Temple University, J.D., 1989
Year of First Admission:
New Jersey; Pennsylvania; United States District Court for the Northern District of Texas; United States District Court for the Central District of Illinois; Delaware; The United States District Courts for the Eastern, Middle, and Western Districts of Pennsylvania
Delaware State Bar Association; American Bankruptcy Institute.
Reported Cases:
Representative Matters: Successfully represented national equipment leasing company which objected to discharge of individual chapter 7 debtor and obtained order that is $100, 000.00 judgment was non-dischargeable.; Successfully represented national equipment leasing company which objected to individual chapter 11 debtor's discharge and obtained settlement requiring $100, 000.00 paid to creditor.; Successfully represented chapter 11 trustee and debtors who confirmed chapter 11 plans of reorganization.; Successfully represented chapter 7 trustee in commercial disputes against creditors and insiders of debtor.

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Philadelphia, Pennsylvania

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