Roy Law is the Northwest’s leading long-term disability insurance law firm helping Washington State, Oregon, Hawaii, Alaska, Idaho, Montana, California, Arizona, and Nevada residents appeal long-term disability insurance claim denials. These nine states comprise the federal jurisdiction of the Ninth Circuit Court of Appeals, which is the law governing most long-term disability insurance disputes on the West Coast. Whether you have a private long-term disability insurance policy or an ERISA group plan, Roy Law can help.Roy Law’s disability attorneys provide free long-term disability insurance claim and appeal evaluations. To start, we usually request a copy of your denial letter and long-term disability insurance policy and review the relevant information. Afterwards, we provide you counsel on the best way to proceed. There is no charge for these services.When hired, Roy Law’s long-term disability insurance attorneys usually work on a contingency basis, meaning we get paid only if you win. Sometimes our lawyers handle long-term disability insurance disputes for an hourly fee, but that is rare and considered on a case-by-case basis.When preparing long-term disability insurance appeals, Roy Law’s disability insurance lawyers use their intimate knowledge of the law to craft the most persuasive case possible. Generally, state contract and tort laws govern disputes arising from individually purchased private disability insurance policies, while federal law, the Employee Retirement Income Security Act (“ERISA”), governs disputes over group policies obtained through employee benefit plans.Regardless of which laws govern your dispute, all disability insurance appeals involve an in-depth understanding of the law, your insurance policy, claim file, and the reasons for denial. A winning appeal also requires close coordination with your key medical providers and health care professionals. Crafting a persuasive long-term disability insurance claim or appeal requires a significant amount of time, energy, resources, and know-how.Roy Law’s long-term disability insurance appeal attorneys have dedicated their practice to fighting disability insurance companies on your behalf. Please give us a call, and we will provide you the best service possible.