Thomas G. Reddy

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Thomas Reddy is a special counsel in the Corporate Practice Group in the firm's San Francisco office.

Areas of Practice

Mr. Reddy focuses on banking, financing transactions, securities and related areas of commercial law. Prior to private practice, he served as general counsel of a major savings association. Because of the breadth of his practice, he provides a full range of legal services to banks and other public and private companies. A significant part of his practice is mergers and acquisitions of both public and privately held companies, usually in regulated businesses such as banking and insurance. Mr. Reddy has had primary responsibility for more than 20 financial institutions mergers, acquisitions and changes of control in Northern California in recent years. These have included stock-for-stock mergers, cash acquisitions or investments, and combination cash-and-stock mergers. A related area is capital formation; his experience includes both underwritten and best-efforts registered public offerings. Mr. Reddy also specializes in bank regulatory work, which includes acquisition and control issues, holding company issues, non-banking activities, Regulation O and other affiliate transactions, conflict of interest, consumer lending, digital currencies and enforcement proceedings. He also counsels clients on compliance with securities laws and can review or prepare reports and statements under the 1933 and 1934 securities acts and works in all areas of financing, including syndicated commercial loans, secured and unsecured commercial lending, consumer credit, public finance, and real estate financing.


•Lawyer of the Year, Best Lawyers, 2017
•Best Lawyers in America (Banking and Finance Law and Financial Services, Regulation Law), Best Lawyers, 2013, 2017-2019
•Northern California Super Lawyer, Super Lawyers, 2015-2016


Finance and Bankruptcy Law Blog Posts

•Will Madden v Midland Disrupt Loan Sales and Platform Lending?, July 19, 2016

Speaking Engagements

•Applicants’ Counsel Perspectives, Federal Reserve Bank of San Francisco, San Francisco, CA, March 29, 2017

Areas of Practice (3)

  • Commercial Lending and Financial Transactions
  • Private Wealth Services
  • Mortgage Banking

Education & Credentials

Contact Information:
415.774.2929  Phone
415.403.6050  Fax
University Attended:
Dartmouth College,, A.B., cum laude, 1970
Law School Attended:
University of California, Berkeley,, J.D., 1973
Year of First Admission:
1973, California

Peer Reviews

A Martindale-Hubbell Peer Rating reflects a combination of achieving a Very High General Ethical Standards rating and a Legal Ability numerical rating.

*Peer Reviews provided before April 15, 2008 are not displayed.

San Francisco, California

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