Mr. Thomas Philip Kelly, III

Mr. Thomas Philip Kelly, III: Attorney with Law Offices of Thomas P. Kelly, III AV stamp icon


The current hard financial times are no mystery to anyone. Foreclosure abuses, predatory lending, bank fees, loan modification scams, and all kinds of banking fraud have exploded. And there are also the life-changing events of huge medical bills, divorce, business failure, and job loss. All of us want to honor our commitments, but remember that the banks and credit card companies have no such moral character. They will use every opportunity to overcharge you with overdraft fees, account fees, bank fees, and anything else they can dream up to take your money. The seek to take advantage of our good faith, and the financial industry mocks us by calling us "debt hampsters." They want to put you on hampster wheel of debt where no matter how much you pay, you will still owe.

Bankruptcy is nothing to be ashamed of - it was created as part of the US Constitution at the founding of the country, and is contained in Article 1, Section 8. Bankruptcy is also perhaps the most powerful legal remedy an individual can use. It automatically stops collections lawsuits, foreclosures, wage garnishments, repossessions, and bank levies. And the discharge of debt gives you the opportunity for a fresh start. For that reason, we use bankruptcy strategically rather than as a last resort, taking the time to work with each of our clients on an individual basis so that they get the maximum benefit from this fundamental right.

Our office has worked with clients from a wide range of backgrounds throughout Northern California, and we handle a wide range of legal matters. The Kelly family has built a reputation over more than 40 years built on a genuine concern for our clients. You won't find any ads for us in the phone book or our names on any billboards. We don't need it. The clients we have helped send thier friends and family to us every day.

If you are facing stress and anxiety, and the bill collectors are hounding you, there is no reason to put up with this. Initial consults are always free, and we can sit down and go through your options. Feel free to contact me at [email protected] or 707-545-8700. Solid solutions could be just a phone call away.

Areas of Practice (4)

  • Bankruptcy
  • Commercial Law
  • Litigation
  • Bankruptcy & Civil Litigation

Education & Credentials

Contact Information:
707-536-1705  Phone
707-545-8700  Phone
707-542-3371  Fax
University Attended:
University of California at Los Angeles, B.A., History, 1995
Law School Attended:
Seattle University School of Law, J.D., cum laude, 2001
Year of First Admission:
2016, U.S. Court of Appeals for the 5th Circuit; 2016, U.S. Court of Appeals for the 10th Circuit; 2016, U.S. Court of Appeals for the 1st Circuit; 2008, State of Oregon; 2016, U.S. Court of Appeals for the 3rd Circuit; 2016, U.S. Court of Appeals for the District of Columbia; 2004, State of California; 2014, U.S. Court of Appeals for the 11th Circuit; 2010, United States Supreme Court; 2010, U.S. Court of Federal Claims; 2006, U.S. Court of International Trade; 2005, U.S. Tax Court; 2005, U.S. District Court Southern District of California; 2005, U.S. District Court Eastern District of California; 2005, U.S. District Court Central District of California; 2005, U.S. District Court Northern District of California; 2005, U.S. Court of Appeals for Veterans Claims; 2014, U.S. Court of Appeals for the 6th Circuit; 2006, U.S. Court of Appeals for the Federal Circuit; 2011, District of Columbia; 2005, U.S. Court of Appeals for the Armed Forces; 2004, U.S. Court of Appeals for the 9th Circuit
Martindale Hubble - BV Rating
Better Business Bureau Accredited Business - A+ rating
Sonoma County Bar Association
San Francisco Bar Association
American Bar Association
Federal Bar Association
Bay Area Bankruptcy Forum
California Bankruptcy Forum
Central California Bankruptcy Association
Consumer Attorneys of California
American Association for Justice
American Bankruptcy Institute
National Association of Consumer Bankruptcy Attorneys
National Association of Bankruptcy Trustees
National Association of Chapter Thirteen Trustees
National Consumers League
National Notary Association
United States Army 1989-1991
Special Agencies:
Notary Public
Reported Cases:
Casey vs. US Dept. of Education CAND A.P. No. 14-1059 - $500,000 in student loans discharged.

Wiggins vs. Housley CAND BK A.P. No. 11-1153 - Verdict for client.

Laguens vs. Briggs CAND AP 11-01154 - Verdict for my client plus $25,000 in punitive damages.

Payment Information:
  • Free Initial Consultation
  • Fixed Hourly Rates
  • Fixed Fees Available

Peer Reviews

Santa Rosa, California

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