Mr. Thomas Philip Kelly, III

Mr. Thomas Philip Kelly, III: Attorney with Thomas P. Kelly, Jr., Inc.

Biography

The current hard financial times are no mystery to anyone. Foreclosure abuses, predatory lending, bank fees, loan modification scams, and all kinds of banking fraud have exploded. And there are also the life-changing events of huge medical bills, divorce, business failure, and job loss. All of us want to honor our commitments, but remember that the banks and credit card companies have no such moral character. They will use every opportunity to overcharge you with overdraft fees, account fees, bank fees, and anything else they can dream up to take your money. The seek to take advantage of our good faith, and the financial industry mocks us by calling us "debt hampsters." They want to put you on hampster wheel of debt where no matter how much you pay, you will still owe.


Bankruptcy is nothing to be ashamed of - it was created as part of the US Constitution at the founding of the country, and is contained in Article 1, Section 8. Bankruptcy is also perhaps the most powerful legal remedy an individual can use. It automatically stops collections lawsuits, foreclosures, wage garnishments, repossessions, and bank levies. And the discharge of debt gives you the opportunity for a fresh start. For that reason, we use bankruptcy strategically rather than as a last resort, taking the time to work with each of our clients on an individual basis so that they get the maximum benefit from this fundamental right.


Our office has worked with clients from a wide range of backgrounds throughout Northern California, and we handle a wide range of legal matters. The Kelly family has built a reputation over more than 40 years built on a genuine concern for our clients. You won't find any ads for us in the phone book or our names on any billboards. We don't need it. The clients we have helped send thier friends and family to us every day.


If you are facing stress and anxiety, and the bill collectors are hounding you, there is no reason to put up with this. Initial consults are always free, and we can sit down and go through your options. Feel free to contact me at [email protected] or 707-545-8700. Solid solutions could be just a phone call away.

Areas of Practice (4)

  • Bankruptcy
  • Commercial Law
  • Litigation
  • Bankruptcy & Civil Litigation

Education & Credentials

Contact Information:
707-545-8700  Phone
707-542-3371  Fax
www.redwoodbankruptcy.com
University Attended:
University of California at Los Angeles, B.A., History, 1995
Law School Attended:
Seattle University School of Law, J.D., Cum Laude, 2001
Year of First admission:
2004
Admission:
2010, United States Supreme Court; 2006, U.S. Court of Appeals for the Federal Circuit; 2014, U.S. Court of Appeals for the 6th Circuit; 2005, U.S. Court of Appeals for Veterans Claims; 2005, U.S. District Court Northern District of California; 2005, U.S. District Court Central District of California; 2005, U.S. District Court Eastern District of California; 2005, U.S. District Court Southern District of California; 2005, U.S. Tax Court; 2006, U.S. Court of International Trade; 2010, U.S. Court of Federal Claims; 2014, U.S. Court of Appeals for the 11th Circuit; 2004, State of California; 2005, U.S. Court of Appeals for the Armed Forces; 2004, U.S. Court of Appeals for the 9th Circuit; 2008, State of Oregon, OSBN 080927; 2011, District of Columbia, DCBN 1000147; 2016, U.S. Court of Appeals for the 1st Circuit; 2016, U.S. Court of Appeals for the 3rd Circuit; 2016, U.S. Court of Appeals for the 5th Circuit; 2016, U.S. Court of Appeals for the 10th Circuit; 2016, U.S. Court of Appeals for the District of Columbia
Memberships:
Martindale Hubble - BV Rating
Better Business Bureau Accredited Business - A+ rating
Sonoma County Bar Association
San Francisco Bar Association
American Bar Association
Federal Bar Association
Bay Area Bankruptcy Forum
California Bankruptcy Forum
Central California Bankruptcy Association
Consumer Attorneys of California
American Association for Justice
American Bankruptcy Institute
National Association of Consumer Bankruptcy Attorneys
National Association of Bankruptcy Trustees
National Association of Chapter Thirteen Trustees
National Consumers League
National Notary Association
Military:
United States Army 1989-1991
Special Agencies:
Notary Public
Languages:
English
Reported Cases:
Casey vs. US Dept. of Education CAND A.P. No. 14-1059 - $500,000 in student loans discharged.

Wiggins vs. Housley CAND BK A.P. No. 11-1153 - Verdict for client.

Laguens vs. Briggs CAND AP 11-01154 - Verdict for my client plus $25,000 in punitive damages.

Payment Information:
  • Free Initial Consultation
  • Fixed Hourly Rates
  • Fixed Fees Available
  • Peer Reviews

    • 4.7/5.0 (39)
    • A Martindale-Hubbell Peer Rating reflects a combination of achieving a Very High General Ethical Standards rating and a Legal Ability numerical rating.
    • Legal Knowledge

      4.8/5.0
    • Analytical Capability

      4.8/5.0
    • Judgment

      4.7/5.0
    • Communication

      4.8/5.0
    • Legal Experience

      4.5/5.0
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/11/17 in Litigation on 07/11/17

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/11/17 in Commercial Law on 07/11/17

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/11/17 in Bankruptcy on 07/11/17

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/11/17 in Civil Litigation on 07/11/17

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/11/17 in Bankruptcy on 07/11/17

      He is very knowledgeable and generous with his knowledge.

      Read more

      He is very knowledgeable and generous with his knowledge.

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/08/17 in Bankruptcy on 07/08/17

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 07/08/17 in Litigation on 07/08/17

      Mr. Kelly is a very skilled and well-trained practitioner who has developed an excellent reputation in both our Sonoma County but also surrounding counties. He does exce...

      Read more

      Mr. Kelly is a very skilled and well-trained practitioner who has developed an excellent reputation in both our Sonoma County but also surrounding counties. He does excellent work and is also a lawyer of high civility.

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 06/30/17 in Civil Litigation on 06/30/17

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 06/30/17 in Bankruptcy on 06/30/17

      Tom is very well liked and highly respected in the legal community. He is also very intelligent and hard working. Beyond all of this, he is licensed to practice in multip...

      Read more

      Tom is very well liked and highly respected in the legal community. He is also very intelligent and hard working. Beyond all of this, he is licensed to practice in multiple states, something most attorneys shy away from given the amount of work and breadth of knowledge that is required to achieve this.

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 by a Attorney on 06/29/17 in Civil Litigation on 06/29/17

      Not only is Tom Kelly III an effective litigator, he is always willing to share his knowledge and experience with his colleagues.

      Read more

      Not only is Tom Kelly III an effective litigator, he is always willing to share his knowledge and experience with his colleagues.

      • Legal Knowledge

        5.0/5.0
      • Analytical Capability

        5.0/5.0
      • Judgment

        5.0/5.0
      • Communication

        5.0/5.0
      • Legal Experience

        5.0/5.0
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    See All 39 Reviews See All 39 Reviews »


    *Peer Reviews provided before April 15, 2008 are not displayed.

    Client Reviews

    • 5.0/5.0 (18)
    • 100% (18)
    • Platinum Client Champion
    • Communication

      5.0/5.0
    • Responsiveness

      5.0/5.0
    • Quality of Service

      5.0/5.0
    • Value for Money

      5.0/5.0
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 08/15/17 on 08/15/17

      Doing a bankruptcy was one of the hardest decisions I’ve made. A lot of anxiety, stress, and having to lay out what I felt were failures. From my first phone call with Mr...

      Read more

      Doing a bankruptcy was one of the hardest decisions I’ve made. A lot of anxiety, stress, and having to lay out what I felt were failures. From my first phone call with Mr. Kelly, I felt better about the process. I had credit cards calling and making threats and didn’t even want to open the mail. He just took all the documents and entered all of them on the lists, and he gave me checklists of everything I needed to do. It really was painless, and a huge weight has been lifted from me.

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 06/03/17 on 06/03/17

      Had big medical bills and my insurance didn't cover all of it. Had to file bankruptcy to discharge it. Did not want to, and really felt like a failure. Could not have ask...

      Read more

      Had big medical bills and my insurance didn't cover all of it. Had to file bankruptcy to discharge it. Did not want to, and really felt like a failure. Could not have asked for better help. I only had to meet with a court trustee for 10 minutes, and the rest was just painless paperwork and Tom handled it all for me. So relieved.

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 05/21/17 on 05/21/17

      I really needed a good bankruptcy attorney to help me with a growing financial problem, and had no idea where to turn. I didn’t know anything about bankruptcy, and...

      Read more

      I really needed a good bankruptcy attorney to help me with a growing financial problem, and had no idea where to turn. I didn’t know anything about bankruptcy, and I was anxious about it.{newline}A friend referred me to Tom, and he put together a long-term game plan that worked. He was fantastic about returning calls and responding to emails, and always took the time to explain the steps I was taking. I cannot tell you how relieved I am this it is behind me. Thanks Tom!!!!

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 05/14/17 on 05/14/17

      I hired Mr. Kelly for help with my giant debts. Nobody likes to talk about bankruptcy. Even the thought of it made me anxious. But Mr. Kelly met with me for a first consu...

      Read more

      I hired Mr. Kelly for help with my giant debts. Nobody likes to talk about bankruptcy. Even the thought of it made me anxious. But Mr. Kelly met with me for a first consultation that was free. He was very knowledgeable, and I really liked the way he spoke to me. No judgment or tone, and it’s pretty clear he has the same anger at the banks that I have. But what was best is that there was no pressure file right away. If you are hesitant about bankruptcy, give him a call. He helped me a lot.

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 05/05/17 on 05/05/17

      I was referred to Tom Kelly by a close friend, and I am so grateful for his help. I did not want to file bankruptcy, or even if I should. Tom spent a long time with me ex...

      Read more

      I was referred to Tom Kelly by a close friend, and I am so grateful for his help. I did not want to file bankruptcy, or even if I should. Tom spent a long time with me explaining the process, and he made it very clear and easy to follow. It took a bit to get my case started because I had to get some information to him, but he kept in touch with me and gave me some reminders. Did a 7 which wiped out the mountain of credit card debt I had built up when my hours got cut at work. So relieved!

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 04/29/17 on 04/29/17

      Tom turned my life around. I lost my job and was living on credit cards to keep going. The banks had filed three lawsuits against me and starting trying to take the only...

      Read more

      Tom turned my life around. I lost my job and was living on credit cards to keep going. The banks had filed three lawsuits against me and starting trying to take the only money I had left in my bank accounts. It was awful, and couldn’t sleep. Bankruptcy felt like failure, and it was humiliating to have to start calling attorneys. I spoke with several, and Mr. Kelly spent almost an hour on the phone with me explaining the process, and I felt so much better after talking to him. Tom really helped.

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 04/29/17 on 04/29/17

      I walked into Tom's office penniless, hopeless and literally broke. Buried in debt with over $500,000 in CC's and student loan debt compounding at 8% to 12.5% my future w...

      Read more

      I walked into Tom's office penniless, hopeless and literally broke. Buried in debt with over $500,000 in CC's and student loan debt compounding at 8% to 12.5% my future was bleak. With judgments, liens, private student loans defaults and federal student loans defaults there was no way out. That is until Tom took me down the proper path. Professional, caring and passionate is how Tom conducts himself. I owe him my life and will always be indebted to him. Thank you cannot describe my gratitude!

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
      Read less
    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 04/21/17 on 04/21/17

      I hired Mr. Kelly to deal with my financial mess and loan mod nightmare. Run-around by the bank, endless demands for documents, and they kept wanting new paystubs because...

      Read more

      I hired Mr. Kelly to deal with my financial mess and loan mod nightmare. Run-around by the bank, endless demands for documents, and they kept wanting new paystubs because of their delays. Mr. Kelly wrote them a letter telling them he was going to sue them for what they did, and that was all it took. All of sudden they “discovered” a “processing error” and got my loan mod papers! Still have to do bankruptcy, but he saved out house. Thank you!!!

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 04/13/17 on 04/13/17

      I was facing a serious financial situation, and I met with Mr. Kelly because I thought I would have to file for bankruptcy. I really did not want to, but he was able to p...

      Read more

      I was facing a serious financial situation, and I met with Mr. Kelly because I thought I would have to file for bankruptcy. I really did not want to, but he was able to provide me with several different options, and I hired him to form a plan to handle my situation that avoided a bankruptcy. The plan worked, and I cannot thank him enough for the work he put into helping me.

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
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    • Mr. Thomas Philip Kelly, III

      5.0/5.0 on 04/07/17 on 04/07/17

      Tom helped us save our house. We were about to get a loan mod after months of being run around by the bank, and they pulled it at the last minute. We had a foreclosure th...

      Read more

      Tom helped us save our house. We were about to get a loan mod after months of being run around by the bank, and they pulled it at the last minute. We had a foreclosure three days away Tom was able to see us that day after six, get an emergency bankruptcy put together and filed which stopped it. We called two other attorneys and they would not take our case because they would not meet with us that late even though we told them what happened. We'd be on the street if it was not for Tom.

      • Communication

        5.0/5.0
      • Responsiveness

        5.0/5.0
      • Quality of Service

        5.0/5.0
      • Value for Money

        5.0/5.0
      Read less

    See All 18 Reviews See All 18 Reviews »

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    Santa Rosa, California

    • Santa Rosa, CA
      US Bank Building , 50 Old Courthouse Square, Suite 609 , P.O. Box 4389
      Santa Rosa, CA 95402

      707-545-8700 Phone

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