Ms. Stefanowicz concentrates her practice in the areas of commercial lending and real estate finance. She provides counsel to both lenders and borrowers in real estate acquisition, construction, permanent mortgage (including CMBS) and mezzanine financings. She has significant experience in real estate workouts and debt restructuring transactions, and represents real estate developers and investment funds in connection with the formation of joint ventures to acquire, develop, construct and manage properties.
Ms. Stefanowicz handles the structuring, negotiation and documentation of both secured and unsecured corporate and commercial loan transactions and other credit accommodations. Her work in this area encompasses revolving credit and term loan facilities, syndicated and participated credits, letters of credit and bankers’ acceptances, asset-based financings, liquidity facilities and tax-exempt financings. She represents lenders in the negotiation and documentation of inter-creditor agreements.
Ms. Stefanowicz has experience in general corporate, commercial and real estate matters. She also counsels clients in connection with the formation, structure and licensing of cannabis and cannabis-related businesses. She has negotiated and drafted contracts in connection with a wide range of transactions including acquisitions and divestitures, limited liability company and partnership agreements, leases, easements, and management agreements. Ms. Stefanowicz also has extensive experience in negotiating and drafting third-party closing opinions, including as New Jersey or New York local counsel.
-Listed in The Best Lawyers in America© (a trademark of Woodward/White, Inc.) in the Real Estate Law and Public Finance Law practice areas (2016 – present)
-Listed in New Jersey Super Lawyers (a Thompson Reuters business) in the Banking and Real Estate practice areas (2005-2006, 2008— present)
-Selected for inclusion in Who’s Who Legal – Real Estate (a publication of Law Business Research Ltd.) (2017—present)
-Martindale-Hubbell® Peer Review Rated AV® Preeminent (a trademark of Internet Brands, Inc.) (2002—present)
-Recipient of the NAIOP NJ Chapter President's Award (2008)
-Mentor to law school student under the auspices of the Leadership Council on Legal Diversity
-Participating attorney in the Pro Bono Partnership.
-American College of Mortgage Attorneys (ACMA)
-American College of Real Estate Lawyers (ACREL).
-Fellow: American College of Mortgage Attorneys (AMCA); Board of Regents and NJ State Chair; ACMA's designee to Working Group on Legal Opinions (WGLO); former Co-Chair, Opinions Committee (2010-2016); former Chair, Branding Taskforce (2013-2016); member, Strategic Planning Committee; member, Capital Markets Committee
-American College of Real Estate Lawyers (ACREL): Secretary, Attorneys Opinions Committee; member, Capital Markets Committee
-Member, NAIOP NJ chapter: Co-Chair, Legal Action Committee; member, Gala Committee; former Co-Chair, Public Relations Committee
-New Jersey State Bar Association: Board of Directors, Banking Law Section; Board of Directors, Business Law Section, Co-Chair, Cannabis Industry Committee
-Board of Directors, Dress For Success Morris County
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