Fred E. Karlinsky

Concentrations

•Insurance regulatory law
•Insurance transactional matters
•Insurance legislation
•Executive, legislative and municipal government affairs
•Governmental law
•Corporate representation
•Health care

Judicial Clerkships

•Law Clerk, 11th Judicial Circuit, Miami-Dade County, Florida, Summer 1991

Recognition & Leadership

Awards & Accolades

•Recipient, Intermediaries & Reinsurance Underwriters Association (IRUA),“Roy G. Nelson Memorial Award”, 2026
•Recipient, Florida Insurance Council, “2025 Mark Trafton Distinguished Service Award,' 2025
•Shortlisted, Insurance Insider US Honors Awards, 'Legal Services Provider of the Year,' 2026
•Winner, Insurance Insider US Honors Awards, 'Legal Services Provider of the Year,' 2024
•Finalist, Business Insurance US Insurance Awards, 'Legal Team of the Year,' 2024
•Listed, The Best Lawyers in America, 2019-2026
•Insurance Law, 2019-2026
•Administrative / Regulatory Law, 2023-2026
•Listed, Insurance Business America, 'Hot 100,' 2026
•Listed, Florida Trend’s, “Florida 500,” 2022-2025
•Recipient, Florida State University 'Alumni Association Service Award,' FSU College of Law, 2024
•Listed, News Service of Florida
•'50 Over 50,' 2026
•'Who’s Who in Government Relations,' 2025
•Listed, Consult Clarity, “50 Essential Thought Leaders in Insurance in the USA,” 2026
•Recognized, Lexology, 'Client Choice Awards,' 2025
•Listed, City & State Florida Inaugural Power 100 list, 2022
•Listed, Florida Politics’ “Influence 150” list, 2022
•Listed, South Florida Business & Wealth Magazine, 'Leaders in Insurance,' 2021
•Listed, Chambers USA Guide, 2011-2026
•Honoree, Daily Business Review, Florida Legal Awards, 'Distinguished Leaders,' 2024
•Listed, South Florida Legal Guide, 'Top Lawyer,' 2014-2021
•Listed, Super Lawyers magazine, Florida Super Lawyers, 2007-2026
•Listed, Thomson Reuters, “Stand-Out Lawyers,” 2023-2026
•Listed, Influence Magazine, 'Insurance Lobbyist of the Year,' 2023
•Selected, Fort Lauderdale Illustrated, 'Top Lawyers,' 2020-2023
•Insurance Law, 2021-2023
•Administrative / Regulatory Law, 2020-2023
•Selected, Lawyer Monthly, “Legal Awards - Insurance Law Lawyer of the Year,” 2021-2024
•Recipient, Broward County Bar Association, “Committee Chair of the Year Award (Legislative Affairs),” 2022-2023
•Recipient, Florida Insurance Council, Inc., “Outstanding Public Service Award,” July 2022
•Recognized, The National Law Journal, 'Insurance Law Trailblazers,' March 2021
•Recognized, Influence Magazine, “Florida’s 100 Most Influential People in State Politics,” 2018 and 2020
•Recipient, Insurance Regulatory Examiners Society (IRES), 'Chartrand Communications Award,' 2019
•Team Member, Best Lawyers in America, 'Top Listed - Government Relations,' 2018
•Nominee, President's Award, Securities and Insurance Licensing Association (SILA) Awards, 2018
•Listed, Best's Recommended Insurance Attorneys, 2017
•Recipient, 'Florida Governor's Business Ambassador award,' Florida Governor Rick Scott, Economic Development Mission Farnborough International Air Show, London, 2016
•Team Member, BTI Power Rankings, “The 16 Strongest Firms for ‘Go-To Outside Counsel’ Insurance Work,” 2016
•Team Member, Best's, Client Recommended Insurance Attorneys, General Defense, 2016
•Recognized, Honorable Mention List, 'The 100 Most Influential People in Florida Politics,' Influence magazine, Fall 2015
•Recipient, 'Outstanding Leadership Award,' Florida Insurance Council, 2014
•Listed, Florida Trend magazine, 'Legal Elite,' 2005, 2006, 2014, 2022
•Listed, Business Leaders magazine, 'Top 50 South Florida Entrepreneurs,' 2012
•Listed, Business Leaders magazine, 'Movers and Shakers,' 2008 and 2012
•Honoree, South Florida Business Journal, Key Partners Award, 2010
•Rated, AV Preeminent 5.0 out of 5.0

of the American Bar Foundation
• Member, Florida Academy of Professional Mediators
• Member, Florida Association of Professional Lobbyists
• Member, Florida Bar, Judicial Evaluation Committee, 1998-2004
• Member, Miami-Dade County Bar Association
• Member, Tallahassee Bar Association

Civic Involvement
• Board Member, Tower Club, Board of Governors
• Board Member, American Old Catholic Church, Board of Consulters
• Board Member, Holocaust Documentation and Education Center, Board of Directors, Executive Committee
• Board Member, Sigma Phi Epsilon
• Member, Ryland Hall Society
• Florida State University
• Catastrophic Storm Risk Management Center, Advisory Council
• Adjunct Professor of Law, Florida State University College of Law, 2008-Present
• Board Member, Board of Visitors
• Member, Dean's Cabinet
• Board Member, Florida State University Foundation, Board of Trustees,
• Member, Development Committee
• Member, Finance Committee
• Lifetime Member, Florida State University Alumni Association
• Member, President's Club, Doak S. Campbell Society Honor Roll of Donors
• Honorary Co-Chair, Barbara Bush Foundation for Family Literacy, Florida Celebration of Reading
• Member, B'nai B'rith International, Broward Chapter, Justice Unit
• Member, Temple Dor Dorim of Weston, Florida
• University of Miami
• Member, Loyalty Society, Honor Roll of Donors, 2013
• Member, James W. McLamore Society
• Member, Miami Circle
• Member, President's Circle
• Volunteer, Florida's Children First

Awards & Recognition
• Listed, South Florida Legal Guide, 2014
• Listed, Super Lawyers magazine, Florida Super Lawyers, 2007-2014
• Listed, Florida Trend magazine, "Legal Elite," 2005, 2006 and 2014
• Listed, Chambers USA Guide, 2011-2013
• Listed, Business Leaders magazine, "Top 50 South Florida Entrepreneurs," 2012
• Listed, Business Leaders magazine, "Movers and Shakers," 2008 and 2012
• Honoree, South Florida Business Journal, Key Partners Award, 2010
• Rated, AV Preeminent® 5.0 out of 5

Professional Experience

Significant Representations
• Provided legal and regulatory representation in connection with the formation, structuring, capitalization and licensure of more than twenty insurance companies.°
• Provided national regulatory representation in the expansion of operations of insurers and other corporate amendment transactions for insurers throughout the country.°
• Assisted numerous insurers in a variety of regulatory filings and approvals including rate, rule and form approvals, holding company compliance issues, financial and market conduct examinations, affiliate entity transactions, regulated investments, and assisted in resolving numerous trade practice issues.°
• Assisted in single state, regional and national legal and regulatory analysis of numerous operational and business issues for clients.°
• Handled a variety of reinsurance matters for both ceding and assuming insurers, including accreditation and eligibility issues, collateral requirements, pooling and risk transfer mechanisms, and security and trust arrangements.°
• Counseled clients on a variety of solvency, rehabilitation and liquidation matters.°

°The above representations were handled by Mr. Karlinsky prior to his joining Greenberg Traurig, P.A.

Previous Experience
• Chief Legal Officer, Florida Residential Property and Casualty Joint Underwriting Association, 1996-1999

Clerkship
• Law Clerk, 11th Judicial Circuit, Miami-Dade County, Florida

Publications & Presentations

Articles, Publications, & Lectures

Articles
• Mentioned, "Greenberg Adds Bingham IP Pro to Silicon Valley Office," Law360, November 6, 2014
• Featured, "Greenberg Traurig Expands Insurance Regulatory & Transactions Practice, Adds Fred E. Karlinsky as Practice Co-Chair and Richard J. Fidei as Shareholder," American Bar Foundation, November 6, 2014
• Featured, "Greenberg Traurig Bolsters Insurance Regulatory & Transactions Practice," Insurance News Net, November 3, 2014
• Featured, "Rainmakers Leave Colodny Fass for Greenberg Traurig," Daily Business Review, October 29, 2014
• Featured, "Greenberg Traurig Adds Fred E. Karlinsky As Co-Chair," Today's General Counsel, October 29, 2014
• Featured, "Greenberg Traurig Expands Insurance Regulatory & Transactions Practice," Business Wire, October 29, 2014
• Featured, "Lobbyist Fred Karlinsky crosses the street from Colodny Fass to Greenberg Traurig," SaintPetersBlog, October 29, 2014
• Featured, "Greenberg Traurig Adds New Insurance Practice Co-Chair," Law360, October 29, 2014
• Co-Author, "Too Confused to Succeed? The Confluence of National and International Insurance Regulation," Federation of Regulatory Counsel Journal, Summer 2014
• Co-Author, "United States: Insurance Transactions," Getting The Deal Through: Insurance & Reinsurance, June 2014
• Co-Author, "Commentary: Citizens' Depopulation Efforts Improve Florida Market," South Florida Daily Business Review, June 23, 2014
• Co-Author, "2014 Florida Legislative Issues : Insurance Focus Continues," Federation of Regulatory Counsel Journal, Spring 2014
• Co-Author, "2013 in Review: 10 Most Important Insurance Regulatory Developments," Emerging Issues, LexisNexis, January 31, 2014
• Author," Florida Update," Federation of Regulatory Counsel FORC Alert, December 2013
• Co-Author, "Predictive Analytics: The 'Black Box' Used By Savvy Insurance Professionals," AAMGA Wholesale Insurance News, Winter 2013
• Author, "Florida Update," Federation of Regulatory Counsel FORC Alert, September 2013
• Co-Author, "Florida Courts To Employ Daubert Standard to Expert Opinion Testimony as of July 1, 2013," ABA/TIPS Insurance Regulation Newsletter, 2013
• Co-Author, "Continuing Developments in the Credit for Reinsurance Model Law," ABA Committee News, Summer 2013
• Co-Author, "The Changing Regulatory Landscape for Stop-Loss Insurance," The Self-Insurer Monthly, June 2013
• Co-Author, "Assure A Clean Company -- Making It Work: Avoid Inheriting Unseen Legal and Regulatory Impediments That Can Hinder a Successful Acquisition," Oak Street Funding's The Bridge magazine, Spring 2013
• Co-Author, "Citizens -- The Likely Focus of Property Insurance Reform During Florida's 2013 Legislative Session," Federation of Regulatory Counsel Journal, Spring 2013
• Co-Author, "A Taxing Conundrum," Best's Review, February 2013
• Co-Author, "Reports from the States: Florida," ABA-TIPS Insurance Regulation Committee Newsletter, Winter 2013
• Co-Author, "Under-Insurance May be Florida's Next Big Crisis," Daily Business Review, May 29, 2012
• Co-Author, "Update Regarding Medical Loss Ratio Reporting Under Federal and State Law," Federation of Regulatory Counsel Journal, Summer 2012
• Co-Author, "State Taxation of Non-U.S. Risk Premium -- An Unintended Consequence of the Non-Admitted and Reinsurance Reform Act?" AAMGA Wholesale Insurance News, Summer 2012
• Co-Author, "New Florida Citizens Assessment Bill Could Attract New Capital," Property Casualty 360, April 2012
• Quoted, "Florida's Property Insurance Reserves are at Risk," South Florida Business Journal, March 23, 2012
• Quoted, "Florida Wins Reprieve From PIP; How Will Fraudsters Regroup?" Auto Insurance Report, March 19, 2012
• Co-Author, "2011 in Review: 10 Biggest Insurance Regulatory Headliners," Emerging Issues 6198, LexisNexis, February 2, 2012
• Co-Author, "How the NRRA Will Affect Surplus Lines in the Future: Is a Fractured System on the Mend in 2012?" Professional Insurance Agents, January 2012
• Author, "Florida Update," ABA Tort Trial and Insurance Practice Law Journal, Winter 2012
• Co-Author, "Florida Insurance Commissioner Kevin McCarty Comments on Significant Issues Facing the Industry," AAMGA Wholesale Insurance News, Fall 2011
• Co-Author, "Further Regulatory Oversight of Insurance Holding Company Systems," The Regulator Newsletter, Insurance Regulatory Examiners Society, Fall 2011
• Co-Author, "Social Media: The Times, They Are A-Changin'," AICP Journal for Insurance Compliance Professionals, December 16, 2011
• Co-Author, "A Revamped Citizens and Cat Fund in 2012? Preview of Property Insurance Issues for the January Legislative Session," Florida Underwriter Magazine, December 2011
• Co-Author," Regulatory Wrap-Up: Floridaby," The Regulator Newsletter, Insurance Regulatory Examiners Society ,Summer 2011
• Co-Author, "The NAIC and Surplus Lines Insurance Reforms," AAMGA Wholesale Insurance News, Spring 2011
• Author, "Will Florida Become the Next Major Venue for Captive Insurers?" Florida Underwriter Magazine, April 1, 2011
• Presenter, "A Primer on Defective Drywall Issues: Background Fact, Litigation, Insurance Coverages & Legislation," Casualty Actuarial Society, Spring 2010
• Interviewed, "The Future of Storm Modeling," WPLG Miami Local 10 News, March 16, 2011
• Co-Author, "You've Got Mail: Electronic Delivery of Florida Insurance Policies," Federation of Regulatory Counsel Journal, Fall 2010
• Co-Author, "Dodd-Frank and Board Governance: New Political-Legal Risks to Monetary Policy and Business Judgments?" Banking and Financial Services Policy Report, Aspen Publishers, October 2010
• Co-Author, "Reinsurance Collateral: Changes on the Horizon," Intermediaries and Reinsurance Underwriters Association Journal of Reinsurance, Fall 2010
• Co-Author, "Recent Developments in Excess Insurance, Surplus Lines Insurance, and Reinsurance Law," ABA Tort Trial and Insurance Practice Law Journa l, Winter 2010

Media Appearances
• Featured, "The Insurance Regulatory Landscape is Going to be Changing Rapidly According to Co-Chair of the Insurance Regulatory & Transactions Practice Group of Greenberg Traurig," World Risk and Insurance News, Inc., November 2014
• Mentioned, Tallahassee Magazine, May/June 2014
• Featured, "Lobbyist Roundup: A Glance at Top Business Lobbyists in Tallahassee," Gulf Coast Business Review, March 7, 2014
• Quoted, "Berkshire Likely Not Last Insurer To Face SIFI Scrutiny," Law360, January 24, 2014
• Quoted, "Florida Market Is Still Troubling, But Progress Is Undeniable," Property Insurance Report, October 21, 2013
• Mentioned, "Fed Steps Up For Seat At International Insurance Watchdog," Law360, October 4, 2013
• Mentioned, "Prudential Will Face an Uphill Battle if it Takes the FSCO to Federal Court After Losing its First Appeal," Law360, September 20, 2013
• Quoted, "Citizens Reforms Could Hit Home Sales, Fate in House Uncertain," South Florida Business Journal, April 26, 2013
• Interviewed, "Citizens Property Insurance Issues," WPLG Miami Local 10 News, April 14, 2013
• Quoted, "Lawmaker: PIP Now 'Poop,' Time for Auto Insurance Change," Palm Beach Post, March 22, 2013
• Mentioned, "Colodny, Fass, Talenfeld, Karlinsky, Abate & Webb Shareholder Fred Karlinsky Named to Honorary Committee of Barbara Bush Foundation for Family Literacy 13th Annual Celebration of Reading," Sun Sentinel, February 15, 2013
• Quoted, "Isaac Cools Warm Reception for Top Republican Donors," Los Angeles Times, August 26, 2012
• Quoted, "Impact of Citizens' Regular Rates is Readily Seen in the Market," Insurance Journal, July 29, 2011
• Featured, "Sinkhole Claims Lead to Insurance Hike," WPLG Miami Local 10 News, February 1, 2011
• Featured, "Consumers Will Be Hurt if SB 2044 Does Not Pass," Best's Review, May 21, 2010
• Interviewed, "Comments on the Emma Murray v. Mariners Insurance Supreme Court Decision," The Miami Herald, October 24, 2008
• Featured, "Attorney Puts Together Funding for Two Insurers," Daily Business Review, July 18, 2007
• Interviewed, A.M. Best Podcast, June 2007

Lectures
• Speaker, "U.S. Surplus Lines Market: Recent Developments and Emerging Issues," ACORD Implementation Forum, October 29, 2014
• Speaker, "Introduction to the U.S. Excess and Surplus Lines Insurance Market" and "Recent Developments and Emerging Issues in the U.S. Insurance Market," Insurance Market Conferences, October 21, 2014
• Moderator, "Regulation as a Business Risk," St. John's University Regulatory Conference, October 15, 2014
• Speaker, "Florida Political and Legislative Update," Surplus Lines Law Group Fall Meeting, October 2014
• Panelist, "Cyber Security: Strategic Tactics to Fight Online Attacks," SILA National Education Conference, October 7, 2014
• Panelist, "Emerging Federal Issues: Status Report on NARAB II, FATCA and TRIA," SILA National Education Conference, October 7, 2014
• Speaker, "Social Media: Compliance Issues for Insurance Entities," Louisiana Insurers' Conference Seventy-First Annual Meeting, New York, NY, October 3, 2014
• Panelist, "The Status of Insurance Regulation," IAA Industry Leadership Summit, September 16, 2014
• Speaker, "Developing a New Compliance Professional," AICP Annual Conference, September 15, 2014
• Speaker, "Life/Annuity and Health Q&A," AICP Annual Conference, September 14, 2014
• Speaker, "Insurance-Linked Securities: Overview and Regulatory Concerns" and "Cyber Security Update," American Management Association Insurance and Risk Management Council Summer Meeting, New York, NY, August 20, 2014
• Moderator , IRES Foundation Joint Market Regulation Forum, August 4, 2014
• Speaker, "Industry Response to Federal and State Priorities and Best Practices on Working with Regulators and Enforcers During Government Investigations," ACI Insurance-Linked Securities Conference, July 29, 2014
• Speaker, "The Evolution of Insurance-Linked Securities Overseas: Considerations When Entering Emerging Markets Abroad," ACI Insurance-Linked Securities Conference, July 28, 2014
• Speaker, "Ethics Training for Producers," Louisiana Insurers Conference, July 11, 2014
• Speaker, "Florida Political Update," Florida Hurricane Catastrophe Fund Participating Insurers Workshop, June 19-20, 2014
• Speaker, "Property Insurance Challenges & Mitigation in Coastal Markets," National Alliance for Insurance Education and Research MEGA Seminar, June 18, 2014
• Speaker, "Impact of International Issues on Insurance Compliance in the US," AICP Gulf States E-Day, June 13, 2014
• Speaker, "Personal Devices: Our Life in Our Pocket," ACORD LOMA Forum, May 6, 2014
• Speaker, "The Growing Federal and International Influence in Insurance Regulation," Oklahoma Insurance Department Domestic Insurers Conference, April 29, 2014
• Chair, Regulatory Roundtable, Hill Country Classic, April 23, 2014
• Speaker, Surplus Lines Law Group Spring Meeting, April 4, 2014
- Facilitator, State and Federal Briefings
- Moderator, FIO and GAO Reports: Federal Encroachment?
- Moderator, "NRRA - 'Unintended Consequences' - Is There an Uneven Playing Field for Surplus Lines Carriers and Potential Liability for Producers?"
- Moderator, Roundtable Discussion on National Surplus Lines Insurance Issues
• Moderator, IAdCA 2014 Annual Conference, April 3, 2014
• Speaker, "Florida Political, Legislative and Regulatory Update," NAIC Spring National Meeting, Federation of Regulatory Counsel Seminar, March 31, 2014
• Speaker, "Market Stability in High-Risk Catastrophe Areas: A Commissioners Panel," National Tornado Summit, February 11, 2014
• Speaker, "Dodd-Frank Wall Street Reform and Consumer Protection Act: FIO and GAO Reports," American Management Association Insurance & Risk Management Council Meeting, February 10, 2014
• Speaker, " Staying on Top of U.S. Regulatory Challenges" and "Binding Authorities: True Love or a Marriage of Inconvenience," Insurance Market Conferences, London, UK, February 6, 2014
• Speaker, "Recent Developments and Emerging Issues in the U.S. Insurance Market," Insurance Market Conferences, London, UK, February 5, 2014
• Speaker, "Introduction to the U.S. Excess and Surplus Lines Insurance Market," Insurance Market Conferences; London, UK, February 4, 2014

(Also at Fort Lauderdale Office)