Jose Raz Guzman

Experience: Banking & Finance: Representation of Procaps Group, as borrower, in connection with a US$485 million credit facility granted by Bank of America, JPMorgan Chase Bank, Morgan Stanley Senior Funding, Bancolombia (Panama), Banco Davivienda, Banco BTG Pactual, Banco de Credito del Peru, and Global Bank Corporation, as lenders, where BOFA Securities acted as joint lead arranger and bookrunner and The Bank of New York Mellon acted as administrative agent and collateral agent, for the potential acquisition of Grupo Somar, Perrigo Mexico, and Perrigo Brasil.; Representation of a syndicate of banks in a MXN$11,000 million refinancing credit facility granted to an international pharmaceutical company secured by real estate properties and trademarks.; Acted as counsel to Gramercy in a US$360 million loan granted to Grupo Salud Auna Mexico for the acquisition of Mexican health care group Organizacion Clinica America (OCA) and its respective subsidiaries. OCA operates three of the most important hospitals, representing the largest infrastructure footprint in Monterrey's health care market, with approximately 35% market share based on number of beds.; Representation of Betterware, as borrower, in connection with an MXN$4,498,695,000.00 credit facility granted by HSBC Mexico, Banamex, BBVA Mexico, Banco del Bajio, Bancoppel, Scotiabank, as lenders, Banamex as structuring and sustainability agent, HSBC Mexico as structuring agent, and HSBC Bank USA as administrative agent, for the acquisition of JAFRA Cosmetics.; Representation of Instituto del Fondo Nacional de la Vivienda para los Trabajadores (INFONAVIT, the Mexican national housing agency) and Concentradora Hipotecaria (FHipo), manager of the first Mexican mortgage real estate investment trust, in a joint mortgage loan securitization for a total of MXN$4,230 million.; Representation of Concentradora Hipotecaria (FHipo), manager of the first Mexican mortgage real estate investment trust, in a mortgage loan securitization for a total of MXN$3,362.8 million. This is the first securitization of its kind, including in a single issuing trust mortgage loans portfolios of the largest mortgages originators in Mexico, INFONAVIT (the National Workers' Housing Institute Fund) and FOVISSSTE (Housing Fund of the Institute of Social Security and Social Services for State Employees).; Acted as counsel to Banco Mercantil del Norte (Banorte) in the amendment of an MXN$2 billion loan granted to the mortgage trust FHIPO for the acquisition and origination of mortgage loans portfolios. The amendment contemplates the use of the funds to purchase loans originated by INFONAVIT or other privately owned loan originators.; Advised Banco Santander Mexico, Institucion de Banca Multiple, Grupo Financiero Santander Mexico, as agent, lead arranger and lender, HSBC Mexico, Institucion de Banca Multiple, Grupo Financiero HSBC, as lead arranger and lender, in connection with an MXN$2 billion secured credit facility to Grupo Gigante Inmobiliario and other subsidiaries acting as joint obligors. This facility is secured by two security trusts, which together have 20 shopping centers in 10 different states in Mexico.; Representation of Planigrupo in several refinancing facilities granted by BBVA Mexico, Metlife and Institucion de Banca Multiple. The facilities are secured by collateral over a portfolio of 10 properties and the revenue from the leasing of commercial space.; Representation of BBVA Bancomer, Institucion de Banca Multiple, Grupo Financiero BBVA Bancomer, Banco del Bajio, Institucion de Banca Multiple, Banco Monex, Institucion de Banca Multiple, Monex Grupo Financiero, and Banco Regional de Monterrey, Institucion de Banca Multiple, Banregio Grupo Financiero in an MXN$1.1 billion syndicated loan facility to a leading real estate development company in Mexico.; Capital Markets: Representation of BBB Foods Inc in its US$593 million secondary follow-on offering, marking the first Latam equity transaction of 2025 and the largest follow-on in the Americas retail sector since 2023.; Represented Planigrupo Latam, a Mexico-based company primarily engaged in the real estate sector with respect to the separation of the CKD fund established in 2012 of MXN$4,000 million.; Representation of BNP Paribas, Morgan Stanley, BBVA, JP Morgan, BofA Securities as underwriters in the offering by America Movil, of US$1 billion 2.875% senior notes due 2030. The offering was a SEC-registered takedown, and the notes will be listed on the New York Stock Exchange.; Representation of Grupo Financiero Santander Mexico, Grupo Financiero BBVA Bancomer and Grupo Financiero Banorte as lead underwriters in connection with the US$350 million initial public offering of the Mexican REIT established by Grupo Sordo Madaleno, a leading commercial property developer and operator in Mexico.; Representation of the lead underwriters, Banco Santander, BBVA Mexico and Banorte, in connection with the initial public offering (IPO) of Fibra SOMA, the Mexican REIT established by Grupo Sordo Madaleno, a leading commercial property developer and operator in Mexico. It is the first REIT to be listed in Mexico's Institutional Stock Exchange (BIVA).; Representation of Citigroup, Morgan Stanley, Barclays and Merrill Lynch as intermediaries in the dual-tranche offering by America Movil of US$1 billion 3.625% senior notes due 2029 and US$1.25 billion 4.375% senior notes due 2049. Both offerings were SEC-registered takedowns, and the notes were listed on the New York Stock Exchange.; Representation of the group of initial purchasers and underwrites (Barclays Bank PLC, Merrill Lynch International, J.P. Morgan Securities plc, UBS AG London Branch, Banco Santander, S.A., UniCredit Bank AG) in the offering by America Movil of 1,000,000,000 0.750% senior notes due 2027. The offering is a SEC-registered takedown, and the notes were listed on the official list of the Luxembourg Stock Exchange for trading on the Euro MTF Market.; Representation of Evercore, Banorte, and BTG as joint bookrunners in the RLH Properties initial public offering. RLH is the first small-cap company to go public as SAB, listing approximately 86 million shares equivalent to more than 30% of its capital stock.; Representation of ION Financiera in the establishment of a Mexican commercial paper program for a total of MXN$200 million and their first debt issuance in the Mexican Stock Exchange.; Representation of the several underwriters in the purchase of 850,000,000 1.500% senior notes due 2024 and 650,000,000 2.125% senior notes due 2028 offering by America Movil.; Mergers and Acquisitions: Representation of the shareholders of DocSolutions de Mexico, in connection with the sale of a 49% interest in the company and its affiliated entities to ProActive Capital. The main challenges of this transaction have been the corporate restructuring of the target group required for implementation of the acquisition and the negotiation with the buyer of its minority protections and rights.; Representation of Gramercy in the financing of US$350 million granted to Auna Salud to complete the acquisition of 100% ownership stake of USD700 million in Organizacion Clinica America, (OCA), a leading health care group in Monterrey, Mexico. OCA operates three hospitals representing the largest infrastructure footprint in Monterrey's health care market, with approximately 35% market share based on number of beds.; Representation of Betterware in the acquisition of the Mexican cosmetics company JAFRA, including its U.S. and local operations for US$255 million in debt financing. In March 2020, the company merged with DD3 Capital Partners, a publicly traded SPAC.; Representation of DD3 Acquisition Corp., a publicly traded SPAC, in its business combination with Betterware.; Representation of a renowned Mexican lubricant and automotive fluid manufacturer in a joint venture with a British oil company for the distribution and sale of products in Mexico.; Representation of Colombian group Keralty in the negotiation and drafting of a joint venture agreement with French insurance group AXA Seguros, for the development of a health clinic network to provide primary care services to policy holders in Mexico and improve the quality, geographical coverage, and cost thereof.; Representation of a gaming industry company in the acquisition of the gaming unit of a large Mexican mass media conglomerate.; Representation of an Israel-based pharmaceutical company in its US$2.3 billion acquisition of a Latin American drugmaker, along with a portfolio of products and companies, intellectual property, assets, and pharmaceutical patents in Latin America and Europe.; Representation of Advent International in the investment in a Mexican financial group holding company.; Representation of a seller constituency in the sale of the exclusive importer and distributor of high-end luxury automobiles in Mexico.; Representation of a Mexican insurance and bonding broker in the sale of a majority stake to a corporate conglomerate in the insurance sector.