Rinaldo Martinez

Experience: Representative Matters: Advised cryptocurrency companies on state licensing matters, focusing on the applicability of state licensing laws to crypto products.; Assisted with ongoing examinations by the California Department of Financial Protection and Innovation, including assisting with preparation of presentations to enable the regulator to better understand clients' business models.; Conducted in-person meetings with the Puerto Rico Office of the Commissioner of Financial Institutions to secure conditional licensing approvals, thwarting any interruption of business activities for the client.; Represented and provided counsel on structured finance, securitization, and other secondary market transactions on the applicability of related transaction parties' licenses.; Analyzed and advised on proposed business models for private student loan companies in the context of licensing requirements, to enable proper buildout of corporate structures.; Assisted clients with navigating changes in ownership structure, including recapitalizations, and their impact on entities licensed at the state level.; Prepared multistate surveys summarizing and analyzing state consumer laws and potential licensing implications.; Reviewed examination requests, and acted as an intermediary, during examination by state regulatory agencies. Negotiated findings with examiners before the examination report was finalized, as well as identified mutually agreeable remediation actions in lieu of issuance of a formal action.; Reviewed English-to-Spanish translations of various consumer-facing agreements, including lease and loan agreements, to ensure compliance with federal and state consumer finance laws.; The above representations were handled by Mr. Martinez prior to his joining Greenberg Traurig, LLP.;; Pro Bono Experience: Preferred Outside Licensing and Regulatory Counsel, KikOff Lending, LLC;; Internships: Law Clerk, Liberty Mutual Group, Inc., International Division, 2010-2011